Free. Really high dividends. Don't those words sound nice? Couple them with a checking account that also gives you up to $20 a month in refunds on ATM fees, nationwide* — and you've got free Kasasa Cash® checking! Earn up to 2.00% APY*, and enjoy convenient, on-the-go banking services.
- Free checking that pays high dividends
- 2.00% APY* on balances up to $10,000
- 2.00% to 0.15% APY on balances over $10,000 depending on balance in account*
- 0.05% APY* if qualifications aren't met
- Refunds on ATM fees, nationwide (up to $20 monthly)*
- Can link to high-interest Kasasa Saver® account
- Kasasa Protect™ fraud protection available
- No minimum balance to earn rewards
- No monthly service fee
- Free online banking & bill pay
- Free mobile banking
- Free eStatements with check images
- Free debit card
- Direct deposit and payroll deduction
- $25 minimum deposit to open
It's Easy to Earn Your Rewards!
To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:
• Have at least 12 PIN-based, signature-based debit card purchases post and settle
• Be enrolled in and agree to receive eStatements
• Be enrolled in and log into online banking
That's it! Didn't meet qualifications one month? No worries, your Kasasa Cash account is still free. Plus, you'll still earn our base dividend rate. Then you can get right back to earning your full rewards the very next month!
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, PIN-based, signature based debit card purchases processed by merchants and received by our credit union as ATM transactions, PIN-based, signature based transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1)business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances up to $10,000 receive a dividend rate of 1.98%; and balances over $10,000 earn 0.15% dividend rate on the portion of balance over $10,000, resulting in a range from 0.32% to 2.00% APY depending on the account's balance and (2) you will receive reimbursements up to an aggregate total of $20 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within thirty (30) calendar days of the withdrawal transaction. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM withdrawal fees are not refunded. Dividends and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 08/02/2016. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25 minimum deposit is required to open the account. 12 PIN based, signature-based debit card purchases post and settle, enrollment in online banking, receipt of electronic statements may be a condition(s) of this accounts. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons may be required to meet some of the account's qualifications. Limit 1 account per social security. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.