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Rewards Credit Card

Reward Yourself With Great Merchandise & Travel!

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Rewards Credit Card

Reward Yourself With Great Merchandise & Travel!

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Disclosures

* Use of a calculator tool is not a guarantee of credit.

Visa® Credit Card Disclosure  Interest Rates and Interest Charges Annual percentage rate (APR) for
Purchases.

3.99% introductory APR for six months based on your creditworthiness. After that, your APR
will be 9.5% or 13.8%, based on your creditworthiness. APR for Balance Transfers 3.99% introductory APR for six months based on your creditworthiness. After that, your APR will be 9.5% based on your creditworthiness.

APR for Cash Advances 3.99% introductory APR for six months based on your creditworthiness. Therefore, your APR will be 9.5% based on your creditworthiness. How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month.

In addition For Credit Card Tips from the Federal Reserve Board To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.Gov/learnmore.

In conclusion, Annual Fee None, Transaction Fees • Foreign Transaction 1% of each transaction in U.S. dollars. Penalty Fees • Late Payment • Returned Payment Up to $25.00 $30.00 How We Will Calculate Your Balance: We use a method called “average daily balance” (including new purchases).

Click here for a full PDCU credit card disclosure