Savings Rates

Share Savings, Member's Choice, Holiday & Vacation Club Checking Accounts Savings Certificates Money Market IRA

Rates Available Effective: January 1, 2017. APY = Annual Percentage Yield. Fees may reduce earning on accounts.

Share Savings, Member's Choice, Holiday & Vacation Club

Minimum Balance (Range) to Earn Stated DividendDividend/Interest RateAPY
$100 and over0.03%0.03%

Rates shown are prospective rates for the current quarter

Checking Accounts

Account TypeMinimum BalanceDividend/Interest RateAPY
Interest Checking$2,5000.05%0.05%
Basic CheckingN/A0.00%0.00%
Opportunity CheckingN/A0.00%0.00%

Savings Certificates

TermMinimum BalanceDividend/Interest RateAPY
3 Month$1,0000.10%0.10%
3 Month$25,0000.15%0.15%
6 Month$1,0000.25%0.25%
6 Month$25,0000.30%0.30%
9 or 10 Month$1,0000.25%0.25%
9 or 10 Month$25,0000.30%0.30%

Penalty for early withdrawal.

Savings Certificates and IRA Certificates Traditional-Roth-Educational

TermMinimum BalanceDividend/Interest RateAPY
1 Year ADD-ON$300, add $20 or more per month0.449%0.45%
1 Year$1,0000.499%0.50%
1 Year$25,0000.549%0.55%
1 Year SAVE To WIN$25, Add-ons allowed0.449%0.45%
16 Month$1,0000.648%0.65%
16 Month$25,0000.698%0.70%
18 Month$1,0000.748%0.75%
18 Month$25,0000.798%0.80%
2 Year$1,0000.847%0.85%
2 Year$25,0000.897%0.90%
30 month$1,0000.897%0.90%
30 month$25,0000.947%0.95%
3 Year$1,0000.996%1.00%
3 Year$25,0001.046%1.05%
4 Year$5001.195%1.20%
4 Year$25,0001.244%1.25%
5 Year$5001.492%1.50%
5 Year$25,0001.541%1.55%
7 Year$5001.985%2.00%
7 Year$25,0002.035%2.05%

Money Market Plus Accounts

Minimum DepositDividend/Interest RateAPY
$1,000 - $2,4990.05%0.05%
$2,500 - $9,9990.10%0.10%
$10,000 - $24,9990.15%0.15%
$25,000 - $49,9990.20%0.20%
$50,000 - $74,9990.20%0.20%
$75,000 – $99,9990.20%0.20%
$100,000 & over0.25%0.25%

Money Market IRA

Minimum DepositDividend/Interest RateAPY
$1,000 - $4,9990.05%0.05%
$5,000 - $24,9990.15%0.15%
$25,000 and over0.20%0.20%

IRA Variable Rate Savings Traditional-Roth-Educational

Minimum DepositDividend/Interest RateAPY
$1000.05%0.05%

Rates are the Annual Percentage Rate (APR) and Annual Percentage Yield (APY).

Dividends on share savings, checking & club accounts are based upon available earnings and declared quarterly.

Certificate rates are fixed for the entire term, but rates offered are subject to change.

There is a penalty for early withdrawal of principal from certificate accounts.

The interest rate on the Money Market Plus account is variable and subject to change.

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