Savings Rates

Share Savings, Member's Choice, Holiday & Vacation Club Checking Accounts Savings Certificates Money Market IRA

Rates Available Effective: February 14, 2019. APY = Annual Percentage Yield. Fees may reduce earning on accounts.

Share Savings, Member's Choice, Holiday & Vacation Club

Minimum Balance (Range) to Earn Stated DividendDividend/Interest RateAPY
$100 and over0.03%0.03%

Rates shown are prospective rates for the current quarter

Checking Accounts

Account TypeMinimum BalanceDividend/Interest RateAPY
Interest Checking$2,5000.05%0.05%
Basic CheckingN/A0.00%0.00%
Opportunity CheckingN/A0.00%0.00%

Savings Certificates

TermMinimum BalanceDividend/Interest RateAPY
6 Month$5000.449%0.45%
6 Month$25,0000.499%0.50%

Penalty for early withdrawal.

Savings Certificates and IRA Certificates Traditional-Roth-Educational

TermMinimum BalanceDividend/Interest RateAPY
CD Special 21 Month

(renews to 2 year, regular CD at maturity)

1 Year$5000.748%0.75%
1 Year$25,0000.798%0.80%
1 Year SAVE To WIN$25, Add-ons allowed0.698%0.70%
18 Month$5000.897%0.90%
18 Month$25,0000.947%0.95%
2 Year$5001.195%1.20%
2 Year$25,0001.244%1.25%
3 Year$5001.343%1.35%
3 Year$25,0001.393%1.40%
4 Year$5001.590%1.60%
4 Year$25,0001.640%1.65%
5 Year$5001.837%1.85%
5 Year$25,0001.887%1.90%

Penalty for early withdrawal

Money Market Plus Accounts

Minimum DepositDividend/Interest RateAPY
$1,000 - $2,4990.05%0.05%
$2,500 - $9,9990.10%0.10%
$10,000 - $24,9990.15%0.15%
$25,000 - $49,9990.20%0.20%
$50,000 - $74,9990.20%0.20%
$75,000 – $99,9990.20%0.20%
$100,000 & over0.25%0.25%

Money Market IRA

Minimum DepositDividend/Interest RateAPY
$1,000 - $4,9990.05%0.05%
$5,000 - $24,9990.15%0.15%
$25,000 and over0.20%0.20%

IRA Variable Rate Savings Traditional-Roth-Educational

Minimum DepositDividend/Interest RateAPY

Rates are the Annual Percentage Rate (APR) and Annual Percentage Yield (APY).

Dividends on share savings, checking & club accounts are based upon available earnings and declared quarterly.

Certificate rates are fixed for the entire term, but rates offered are subject to change.

There is a penalty for early withdrawal of principal from certificate accounts.

The interest rate on the Money Market Plus account is variable and subject to change.

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