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Jugging: A Guide for People Driven Members

Navigating the Rise of Jugging

Understanding the Threat: Jugging in Focus

Recently, a concerning crime trend known as “jugging” has been rising nationwide. Jugging, or bank jugging, is a robbery tactic where criminals target unsuspecting individuals leaving financial institutions, ATMs, or drive-thrus with money. The act often involves watching the victims from a distance, sometimes with binoculars, and then following them to their next stop before robbing them.

Jugging: A Closer Look

Jugging is a crime of opportunity. Criminals often select their targets based on visible cues like cash in hand, bank envelopes, or cash bags. The crime can occur on the premises of the financial institution or at another location, like the victim’s home or another business stop.

Recognizing and Preventing Jugging

  1. Be Aware of Surroundings: Credit union members should be vigilant of suspicious persons or vehicles near the premises.
  2. Record Suspicious Activity: Note descriptions of suspicious individuals, vehicles, license numbers, and time of sighting.
  3. Stay Vigilant at the Credit Union: Always be cautious and observant when you’re getting in or out of your car at the credit union. If you spot anyone or any vehicle that seems out of place or is paying too much attention to you, trust your gut feeling and act defensively.
  4. Limit Large Cash Transactions: As much as possible, try to avoid withdrawing large amounts of cash. When it’s necessary, keep the cash hidden in an unobtrusive wallet or envelope.
  5. Mix Up Your Financial Habits: Change the times and locations of your banking activities. This unpredictability makes it harder for potential thieves to pinpoint you.
  6. Stay in Groups: People who are in groups and pay attention to their environment are less likely to become targets.
  7. Conceal Your Valuables: Keep your cash, wallets, and purses out of sight. Before you reach your destination, securely store them in hidden areas of your vehicle like the trunk.
  8. Utilize Drive-Thru Services: Opt for drive-thru or drive-thru ATMs for banking, as they reduce the risk of exposure to potential thieves. Using mobile banking apps or online transfers is a safer alternative to carrying large amounts of cash.
  9. Be Cautious at ATMs: If something seems off at the ATM, stop your transaction and leave the area promptly. Avoid help from strangers when using an ATM.
  10. Discreetly Handle Cash at ATMs: Avoid counting or showing your cash openly. Instead, quickly put it away as soon as the transaction is complete, along with your card and receipt. Check the amount later in a secure place.
  11. Respond to Being Followed: If you suspect that someone is following you after a banking transaction, head straight to a crowded and well-lit area and contact the police.

Stay Safe

Watch this video from Crime Stop Houston on how to keep yourself safe from being a victim of Jugging.

Final Thoughts

At People Driven Credit Union, the safety of our members and employees is paramount. Understanding and mitigating the risks associated with jugging is a shared responsibility. Through awareness, vigilance, and strategic safety measures, we can collectively work towards a safer environment for all our members and staff.