PDCU Member Benefit: GreenPath Financial Counseling

GreenPath Financial Wellness Debt and Credit Counseling

As a People Driven Credit Union member, you have free access to GreenPath Financial Wellness, a trusted national nonprofit with over 60 years of experience. GreenPath’s NFCC and HUD-certified counselors work with you one-on-one to address credit card debt, improve your credit score, and build a realistic plan that fits your situation. There is no sales pitch and no pressure.

What is GreenPath Financial Wellness?

GreenPath Financial Wellness is a nonprofit credit counseling organization founded in 1961 and accredited by the National Foundation for Credit Counseling (NFCC). GreenPath offers free and low-cost financial counseling services to individuals and families dealing with debt, housing concerns, and student loans. People Driven Credit Union has partnered with GreenPath since 2004 to give members direct access to these services at no cost.

Is GreenPath counseling really free for PDCU members?

Yes. As a People Driven Credit Union member, your initial financial counseling session with GreenPath is free. There is no cost to call, no obligation to enroll in any program, and no sales pitch. If you choose to enroll in a debt management plan, GreenPath may charge a small monthly fee depending on your state, but your counselor will explain all costs upfront before you commit to anything.

What can a GreenPath counselor help me with?

GreenPath counselors are trained to help with a wide range of financial situations. Here is what they can address:

How does a GreenPath debt management plan work?

A debt management plan (DMP) is a structured repayment program where GreenPath works directly with your creditors to negotiate lower interest rates and consolidate your monthly payments into one. You make a single monthly payment to GreenPath, and they distribute it to your creditors. Most people complete a DMP in three to five years. It does not require a loan and does not involve bankruptcy.

How do I contact GreenPath as a PDCU member?

Call GreenPath directly at the number below. Let them know you are a People Driven Credit Union member. Your first session is free and confidential.

GreenPath Financial Wellness is an independent nonprofit organization. Counseling services are provided by GreenPath and are separate from People Driven Credit Union products and services. PDCU does not receive compensation for referrals to GreenPath.