Personal Loan Approval Factors
If you need money, whether for a planned purchase or a surprise emergency expense, a personal loan is a great option. At People Driven Credit Union, we have many choices to consider. However, unlike a car loan or a mortgage, many people have never gone through the process of obtaining a personal loan. Below, you will find all the important ...
Continue Reading
3 Smart Moves for Meeting a Financial Challenge
Financial challenges for families can include rising everyday costs, growing debt payments, and difficulty finding affordable housing. Start With the Numbers You Can Control When several financial pressures hit at once, it can be difficult to know where to begin. Start by looking at three parts of your finances: What comes in each month What must go out What can ...
Continue Reading
How to Create Strong Passwords You Can Remember
A strong password is one of the first lines of defense for your online accounts. Learn how to create passwords that are long, unique, difficult to predict, and easier to manage without relying on risky shortcuts. Guidelines for Strong Passwords Help Protect Your Accounts Passwords protect access to your email, financial accounts, social media, shopping accounts, and other personal information. ...
Continue Reading
Video Game Scams
Video games connect millions of players, but gaming accounts can also attract scammers looking for money, valuable digital items, login credentials, and personal information. Learn how common video game scams work and how to protect yourself and your family. Video Game Scams Are No Game: How to Protect Your Wallet Video games are a popular pastime for people of all ...
Continue Reading
Understanding LTV Limits
Before you borrow against your home, it’s worth knowing where you stand on your current mortgage and how much equity you can actually access. No matter which lender you’re working with, they’ll look closely at your Loan-to-Value (LTV) ratio: a simple calculation that shows how much of your home you’ve already paid off and sets the benchmarks for how much ...
Continue Reading
2026 Woodward Dream Cruise
Experience the 2026 Woodward Dream Cruise on Saturday, August 15 The 2026 Woodward Dream Cruise takes over Woodward Avenue on Saturday, August 15, 2026, from 9:00 a.m. to 9:00 p.m. Whether you love classic cars, want to introduce the kids to Detroit’s automotive history, or simply enjoy watching thousands of unique vehicles roll by, the Dream Cruise offers a full ...
Continue Reading
How Much House Can I Actually Afford in 2026?
For most people, a house is the largest purchase they’ll ever make, so it’s worth knowing what you can comfortably afford before you start shopping, not after. That’s especially true in 2026, with home prices and mortgage rates both running high. People Driven Credit Union offers several mortgage options for a range of incomes and budgets, but the right one ...
Continue Reading
How Bank Accounts Work
If you are searching for how bank accounts work, the easiest way to understand them is to start with what each account is meant to do. Checking accounts are built for everyday spending. Savings accounts help you set money aside. Money Market Accounts and High-Yield Money Market Accounts may be a good fit when you want to keep access to ...
Continue Reading
Fraud Awareness Alert: Protect Yourself from Account Takeover Scams
Important: This is a general fraud prevention reminder. It does not indicate suspicious activity on your account. People Driven Credit Union may contact you regarding account activity or possible debit fraud. However, we will never text you asking for sensitive account information, and we will never ask you to move your money to another account for “safekeeping.” Fraudsters are becoming ...
Continue Reading
Buying vs. Renting a Home in 2026: A Smart Plan for Homeownership
June is National Homeownership Month, a good time to think about one of the biggest financial decisions many people face: buying vs. renting. Should you keep renting for now, or is it time to start planning for a home of your own? There is no one right answer for everyone. Renting can make sense if you want flexibility, plan to ...
Continue Reading
