Home Equity Alternatives for Low-Equity Owners
A home equity loan is one of the most common ways to fund a home improvement project. It borrows against the difference between what your home is worth and what you still owe on your mortgage, then turns that difference into a fixed loan amount. When that difference is too small, you’ll need to consider home equity alternatives. A home ...
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How to Redeem PDCU Rewards Driven Credit Card Points
You can redeem points from your PDCU Rewards Driven Credit Card through online banking and turn the points earned with your People Driven Credit Union Rewards Driven Credit Card into rewards you can use. Watch the short video below for a step-by-step look at accessing the rewards portal, exploring your options, and completing a redemption. How to redeem your Rewards ...
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Understanding Adjustable Rate Mortgages in a Fluctuating Economy
When buying a home, many people default to the same choice: a fixed-rate mortgage. It is easy to understand. You lock in a rate at the start and make the same principal and interest payment every month until the loan is paid off. But there is another option worth knowing about, especially when mortgage rates are elevated: an Adjustable Rate ...
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Auto Loans Near Southfield, Michigan
People Driven Credit Union offers auto loans near Southfield, Michigan, with competitive rates on new cars, used vehicles, refinances, classic cars, and collector cars. Our main branch is located on Lahser Road, in the heart of the Woodward Avenue corridor and its decades of car culture. You can apply online and get a decision without setting foot in a branch, ...
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Auto Loans Near Livonia, Michigan
People Driven Credit Union offers auto loans near Livonia, Michigan, covering new cars, used vehicles, refinances, and classic and collector cars. You can apply online and get a decision from home. Our Livonia branch is also located nearby on Plymouth Road if you’d rather come in. Membership is open to anyone who lives, works, worships, or attends school in Michigan. ...
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Auto Loans Near Warren, Michigan
People Driven Credit Union offers auto loans near Warren, Michigan for new vehicles, used vehicles, refinances from other lenders, and classic cars. Warren is Michigan’s third-largest city and sits at the center of one of the most auto-connected communities in the state. Our Warren branch on Mound Road serves members throughout Macomb County. Our full application is online. Auto Loan ...
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Personal Loans Near Madison Heights, MI
People Driven Credit Union has more than a dozen personal loan options in Madison Heights, from unsecured loans up to $30,000 to smaller loans secured by money you already have on deposit. The application is online from start to finish, but our Warren branch is located on Mound Road if you’d like to visit us in person. Membership is open ...
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Personal Loans Near Saline, MI
People Driven Credit Union has more than a dozen personal loan options near Saline, ranging from unsecured loans up to $30,000 to lower-rate loans secured by a savings account or a certificate. The whole application is online, so you can compare terms and apply without driving anywhere. Membership is open to anyone who lives, works, worships, or attends school in ...
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Get Up to $2,000 With PDCU’s 2026 Back-to-School Cash Loan
The 2026 Back-to-School Cash Loan from People Driven Credit Union gives eligible members access to $500 to $2,000 for school supplies, clothing, technology, tuition, and other seasonal expenses. The special is available from August 4 through September 30, 2026. Back-to-school costs can add up quickly. Whether you are preparing your children for a new school year, sending a student to ...
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The Rule of 72
How long will it take your money to double? You do not need a financial calculator to get a quick estimate. The Rule of 72 is a simple formula that shows how time and compound growth can work together. How Long Will It Take Your Money to Double? The calculation takes only a few seconds. Divide 72 by the annual ...
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