Home Mortgage Loan Options:
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Fixed Term Mortgage Loans
Personalized service, competitive rates, and flexible financing options tailored to your needs.
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Adjustable Rate Mortgage Loans
Take advantage of a lower initial interest rate with a 7/1 or 10/10 Adjustable Rate Mortgage (ARM) loan.
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Mortgage Refinance
Bundle all your debt into a low-interest rate and improve monthly cash flow.
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Bridge Loans
Convert the equity in your current home into the down payment for your next purchase.
Find the Right Mortgage for Your Dream Home
Explore additional home mortgage options and find the right fit for your financial situation, lifestyle, and plans. Whether you’re buying, building, or refinancing, People Driven Credit Union has solutions tailored to you.
Fixed-Rate Loans for Predictable Payments
Loans Designed for First-Time & Moderate-Income Buyers
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Home Possible® (Freddie Mac)
Affordable homeownership is possible—with low down payments and flexible options from Freddie Mac.
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HomeReady® (Fannie Mae)
Designed for first-time or low-to-moderate income buyers—HomeReady® helps you buy with just 3% down.
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FHA Mortgage
A great option for first-time buyers—enjoy easier credit requirements and low down payments.
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Zero Down Purchase Program
Buy a home with up to 100% financing.
Loans Designed for Health Care Industry Workers
US Government-Backed Loans for Veterans & Rural Buyers
Specialty Loans for Unique Home Goals
Specialty Loans for Unique Home Goals
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Special Care for 1st Time Home Buyers
Are you a first time home buyer and are looking for personal attention? We love helping people to become new homeowners.
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Construction Loans
Build your dream home from the ground up with flexible construction financing from PDCU.
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Super Conforming Loans
Need a higher loan amount? Go beyond standard limits with our Super Conforming Mortgage options.
Meet Our Mortgage Loan Officer
Michelle Dzon is authorized to act as an agent on behalf of People Driven Credit Union. Contact her for personalized assistance with your mortgage needs.
Michelle Dzon
Member First Mortgage, LLC (MFM)michelle.dzon@memberfirstmortgage.com
616-301-1714 | NMLS ID: #401292 | People Driven Credit Union NMLS ID: #776727
Learn More About Mortgages
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Loan Management Links
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Make a Loan Payment
PDCU offers options for making your loan payment.
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Make a Credit Card Payment
Convenient ways you can make a Rewards Driven Credit Card payment at PDCU.
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Skip-A-Payment
Take a Break from Your Loan Payments with PDCU’s Skip-A-Payment Program.
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Manage Your Loan
Use the MyPDCU app or the online banking portal to access and manage your loan details.
