United Concordia Dental Insurance
United Concordia Dental Insurance
Open Enrollment is normally each July.
Ask us about this year’s open enrollment.
United Concordia Dental Health Maintenance Organization benefits are provided to members and their families, including children under age 19 or full-time students up to 23 years of age. United Concordia DHMO is a program that emphasizes preventive care to help maintain dental health. We cover you for the kind of care that helps keep your teeth and gums healthy: exams, x-rays, cleanings, fluoride treatments. You’re also covered for out-of-town emergency care and 24-hour emergency care close to home, plus more extensive work like crowns, root canals, and bridges.
You’ll really enjoy the convenience.
You choose a dentist from our extensive network of participating providers in your area, and that dentist provides care for you and your family. When you need care, call the dental office you have selected for an appointment. United Concordia has over 6,000 participating dentists from coast to coast, including many for you to choose from in greater Detroit, throughout Michigan, and in Toledo. With United Concordia DHMO, there are no claim forms or pre-existing condition limitations. There’s no yearly maximum dollar limit, either, like many indemnity plans. For members who prefer to choose their own dentist, we have added the Concordia Flex Plan.
If you have any questions or concerns about your coverage, call United Concordia Member Services toll-free at 1-866-357-3304 or visit their website.
TruStage: Affordable Life & Health Insurance
TruStage® Life Insurance
We make TruStage® Life Insurance policies available to help credit union members like you protect the
people who matter most in their lives. Any amount of coverage can make a difference, so it makes sense to check rates and look into this important protection.
TruStage Life Insurance plans and policies offer rates designed to be affordable. They provide coverage that’s easy to apply for and underwritten by CMFG Life Insurance Company.
TruStage® Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company, PO Box 61, Waverly IA 50677‑0061. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.
DTCG-2947101.1© 2021 TruStage Insurance Agency
Accidents can happen anytime. Be prepared.
A serious or fatal accident could change your family’s life in a heartbeat. In fact, accidents are the third leading cause of death for people of all ages.*
That’s why you’re entitled to $2000 of no-cost TruStage® Accidental Death & Dismemberment Insurance—an exclusive member benefit fully paid for by People Driven Credit Union.
You can enroll in your no-cost coverage in just a few minutes. If you choose, additional insurance is available for you or your entire family at budget-friendly rates. Your acceptance is guaranteed—with no health questions or medical exam.
Since accidents can happen anytime, there’s no better time to help protect the people who matter most.
*Accident statistic from National Safety Council “Injury Facts,” 2018.
TruStage® Accidental Death & Dismemberment Insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company, PO Box 61, Waverly, IA 50677‑0061. The insurance offered is not a deposit and is not federally insured, sold, or guaranteed by your credit union.
Base Policy Series E10a-015-2012, E10a-014-2012, E10a-ADD-2012 and 2018-ADD-POL
ADI-2951070.1© 2021 TruStage Insurance Agency
Budget-Friendly Health Insurance Options Available Now
Are you currently without health insurance, or do you need an extra layer of protection? The TruStage® Health Insurance Program with GoHealth offers various health insurance alternatives, including short-term medical plans and fixed indemnity insurance. You can enroll in these plans year-round, and in some cases, you can have coverage as soon as tomorrow.
Have a qualifying life event such as marriage or a new baby? Remember, you have 60 days to enroll in a new Major Medical Plan. Explore your options today—Call 1-888-416-2166 to get started or visit TruStage.com/Health.
TruStage® Health Insurance Program is made available through TruStage® and GoHealth LLC. GoHealth LLC is licensed to sell nationwide but may not be available in all states. The insurance offered is not a deposit and is not federally insured, sold, or guaranteed by your depository institution. CMFG Life Insurance Company, 5910 Mineral Point Road, Madison, WI 53705 © TruStage 2021 TSH-2947211.1
TruStage: Great Rates on Auto & Homeowners Inusrance
Help Protect Your Biggest Investment—Inside and Out
The TruStage® Home Insurance Program helps you protect your home—and everything in it—with coverage designed to be affordable for credit union members.
It covers damage or loss due to fire, weather, theft, and more. And it protects you from liability if an accident happens on your property.
TruStage gives credit union members access to coverage underwritten by Liberty Mutual Insurance Company—along with these popular benefits:
- Potential savings for People Driven Credit Union members*
- Discounts for multiple policies, burglary/fire alarms, etc.*
- 24/7 claims, even on holidays—many settled on the spot
- Inflation protection—get today’s value for your belongings*
- Temporary housing assistance when you need it
Don’t wait. It can be easy to get a free quote today.
TruStage® Renters Insurance
The TruStage® Home Insurance Program provides quality renters insurance that’s designed to be affordable and is available to credit union members.
This valuable coverage can help you protect your family’s home and personal belongings. You’ll also have access to outstanding online 24/7 claim services.
Get your free quote today or call 1-855-483-2149.
TruStage® Auto & Home Insurance Program is made available through TruStage Insurance Agency, LLC, P.O. Box 61, Waverly, IA 50677-0061, and issued by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts to vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by your credit union.
© 2021 TruStage Insurance Agency DSM-2949006.1
A Tradition of Strength
TruStage is part of a heritage of faithful service to credit union members spanning more than 80 years. Over 20 million people have selected TruStage for Accidental Death & Dismemberment, life, auto & home insurance, and more.
TruStage® Auto & Home Insurance Program is made available through TruStage Insurance Agency, LLC, PO Box 61, Waverly, IA 50677-0061, and issued by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts to vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by your credit union.
© TruStage Insurance Agency 2021 AUT-2948376.1
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Insurance products are not deposits, obligations of, or guaranteed by People Driven Credit Union, and are not insured by the National Credit Union Association (NCUA), the National Credit Union Share Insurance Fund (NCUSIF), or any other agency of the United States or People Driven Credit Union. Any insurance required as a condition of an extension of credit by People Driven Credit Union need not be purchased from the People Driven Credit Union’s insurance agency. Insurance may be purchased from a licensed insurance company of your choice.