People Driven Credit Union Routing Number
At People Driven Credit Union, we aim to make your everyday banking as convenient and secure as possible. Whether you’re setting up direct deposit, making a wire transfer, or paying a bill, knowing your routing number is essential. That’s why we want to make it easy to find and understand.
Our Routing #: 272484988
What is a Routing Number?
A routing number is a nine-digit code that identifies financial institutions in the United States. Banks and credit unions use this number to ensure that money flows correctly between accounts. Every time you send or receive money electronically, this number helps guide the transaction to the right place.
You’ll need our routing number when completing a variety of financial activities, including:
- Direct Deposits: Have your paycheck, Social Security benefits, or other payments deposited directly into your PDCU account.
- Electronic Funds Transfers (EFT): Move money between your PDCU account and another financial institution.
- ACH Transactions: Set up automatic payments for bills or other recurring payments.
- Wire Transfers: Send or receive domestic wire transfers.
- Check Processing: Ensure your checks are correctly processed by providing this number to payees.
Where to Find PDCU’s Routing #272484988
You can find our routing number printed on the bottom left corner of your checks, right next to your account number. Additionally, you can locate it by logging into your online banking account or checking our mobile app. These options make it simple to access the information whenever you need it.
Contact Us
If you have any questions or need assistance with your transactions, please don’t hesitate to contact us at 248-263-4100 or visit your nearest branch for further support.
Have Questions?
If you need help or have questions about using our routing number, don’t hesitate to contact us. Call us at 248-263-4100 or visit any of our convenient branch. Our team is ready to assist you with all your banking needs—because at People Driven Credit Union, we’re here to help you bank better, every step of the way.
Your Rights Under Regulation E (Electronic Funds Transfers):
You have rights and protections regarding electronic transfers under the Federal Electronic Fund Transfer Act (Reg E). Notify us at (248) 263‑4100 immediately if you think someone made an unauthorized transfer from your account. You must report any error or unauthorized transfer within 60 days from the date your statement was first sent. In most cases, we will correct errors within 45 business days. For more details, see our Electronic Fund Transfer Disclosures.
Frequently Asked Questions
Domestic wire transfers are usually processed the same business day if the request is submitted before the daily cutoff. In many cases, funds are available to the recipient within hours.
Actual timing can vary based on when the transfer is requested and the receiving financial institution, so contact People Driven Credit Union if you need help with a time-sensitive wire.
People Driven Credit Union currently charges $30 for an outgoing domestic wire transfer and $50 for an outgoing international wire transfer. Because fees can change, we recommend reviewing our current fee schedule or contacting us directly if you have questions about wire transfer costs.
An ACH transfer is commonly used for everyday electronic transactions such as direct deposit, external account links, and automatic payments. A wire transfer is typically used when money needs to move more quickly, especially for larger or more time-sensitive payments.
ACH transfers and wire transfers are not the same, and they may use different instructions. If you are setting up a wire transfer, make sure you use People Driven Credit Union’s specific wire instructions instead of relying only on the standard routing number.
To send a wire transfer from your People Driven Credit Union account, call us at 248-263-4100 or visit a branch for assistance. You will need to provide the recipient’s full name, address, account number, and the receiving financial institution’s routing information.
Wire transfers are typically used for large or time-sensitive payments. Because wires are processed using specific instructions and generally cannot be reversed once completed, it is important to verify all details carefully before submitting your request.
Yes. You can use People Driven Credit Union’s routing number, 272484988, for direct deposit. You will also need your personal account number so your deposit is sent to the correct account.
When setting up direct deposit, make sure you provide both the correct routing number and the correct account number. If you are a former Community Alliance Credit Union member, be sure to use People Driven Credit Union’s routing number for any new direct deposit instructions.
A routing number identifies the financial institution, while an account number identifies your specific account at that institution. You may need both numbers to set up direct deposit, automatic payments, ACH transfers, or external account links.
People Driven Credit Union’s routing number is 272484988. Your account number is unique to you, so be sure to use the correct account number for the specific checking or savings account you want to use.
Appointments are available at all five PDCU branch locations and typically last 20–30 minutes depending on your needs. After booking, you’ll receive a confirmation email with your appointment details, location address, and what to bring. Walk-ins are welcome during regular branch hours, but scheduling ahead guarantees a dedicated team member is ready for you.
