fbpx Skip nav to main content.

Savings Account

A savings account that actually helps you save .

Your $5 deposit gives you a share in the credit union and allows you to use all of the great services.

Open a Savings Account
  • Overview

     

    People Driven Credit Union Membership Share Savings Account

    Your savings account is the foundation of membership with People Driven Credit Union. As a credit union member, your $5 deposit gives you a share in the credit union and allows you to use all of the great services we have to offer.

    Check for Membership Eligibility.

     

    Open a Savings Account

     

    Membership Savings Account Benefits:

    • Earn dividends daily when your account balances are over $100
    • Dividends are paid and compounded quarterly
    • Direct deposit and payroll deduction available
    • $5 minimum deposit to open

    What is a Credit Union?

    As member-owned and cooperative institutions, credit unions provide a safe place to save and borrow at reasonable rates.

    How is a credit union different than a bank?

    Credit unions are not-for-profit organizations that exist to serve their members. Credit unions accept deposits, make loans and provide a wide array of other financial services.

    ... Love that when you call, you get someone right here in Michigan.

    James R.
  • Rates

    Rates

    Share Savings, Member’s Choice, Holiday & Vacation Club

    Rates Effective as of: 04-17-2024
    Minimum Balance (Range) to Earn Stated Dividend Dividend RateAPY
    $100 and over 0.01% 0.01%

    APY=Annual Percentage Yield

  • FAQs

    Frequently Asked Questions

    Please give us a call at 248-263-4100 or toll free at 844-700-7328 and speak with a representative to assist you.
    iTalk Telephone Teller is a free telephone banking service. Check your account balances, see if a check has cleared, transfer money between accounts, check your loan balance, make loan payments from checking or savings, or request a statement be mailed to you, etc.  Please dial us toll-free at 844-700-7328 or call us at 248-263-4100 and choose option 1.
    YES! Depending on your browser, once you have opened your statement you may see icons on the top corner for downloading and printing.  You may also right click on your mouse and choose ‘save as’ or ‘print’.
    We suggest using a password only you would know. Do not save any passwords on devices that are not yours. Use facial recognition or thumbprint recognition on your private devices.
    When preparing your tax return, you are asked to include the amounts of interest earned on your accounts. If your account earned $10 or more in the calendar year, a 1099-INT will be issued. 1099-INTs are typically mailed to you by the end of January in the new year. You can also access this in online banking; click the E-statement tab and choose ‘Tax statements.’
    There is a $1 per month charge for mailed statements unless you are under 23 years of age or are a Senior Power Pack member.
    PDCU has partnered with GreenPath Financial Wellness to help our members get back on track with their finances and credit. Please call GreenPath at 877-337-3399 and let them know you’re a PDCU member and would like to make an appointment with a rep!
    We are sorry to hear you’d like to close your account at People Driven Credit Union.  Please let us know if there was anything we could have done to make your experience better. Please give us a call at 844-700-7328.
    PDCU's routing number is 272484988.
    All members are given a membership card when the account is initially opened. Please stop by a branch or give us a call at 248-263-4100 or 844-700-7328 and that information can be mailed to you.

    We are very grateful for the service that was provided!

    April - member since 1989

People Driven Credit Union Membership Savings Account

Start your PDCU Membership with an initial deposit of just $5.

Open a Savings Account
Disclosures

People Driven Credit Union Savings Accounts are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. Rates effective as of today and may change at any time. Penalties apply for early withdrawal. View our Privacy Policy and read our disclaimer regarding links to other sites.