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Vehicle Loans

Vehicle Loan Options

Loans for cars, trucks, SUVs, motorcycles, boats, RVs, motor homes, campers, ATVs and snowmobiles.

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Vehicle loan rates as low as

4.74%¹ APR*

Looking for vehicle loan options in Michigan? People Driven Credit Union offers financing for new and used cars, trucks, SUVs, motorcycles, boats, RVs, campers, ATVs, and snowmobiles. With competitive rates, flexible terms, personalized service, and convenient online tools, we make it easier to find the right loan for your next vehicle.

Membership and eligibility requirements apply, with approval subject to application, credit, and vehicle considerations.

4.74%

Auto, Truck, and SUV Loan Options

Financing and refinancing options for new and used cars, trucks, SUVs, classic cars, and exotic vehicles.

Recreational Vehicle Loan Options

Whether you are buying new, buying used, or looking to refinance a loan from another lender, PDCU has an option that fits. That includes everyday cars, trucks, and SUVs as well as classic and exotic vehicles. If your credit has improved since you first financed, or your current payment is higher than it needs to be, refinancing your vehicle loans with PDCU could make a real difference. Classic car vehicle loans cover collector vehicles that many lenders will not finance, and exotic car loans are built for high-value vehicles that fall outside standard guidelines.


Smiling young woman in a used-car sales lot holding up the key to her new car she purchased with an auto loan from People Driven Credit Union.

Own the Road for 4.74%¹ APR*

Same low rate whether you’re buying new, used, or refinancing.

Drive off with payments as low as $18.75 per $1,000 borrowed

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*APR = Annual Percentage Rate. Rate available for qualified borrowers financing new or used cars, trucks, and SUVs, or refinancing an auto loan from another lender. Loan terms up to 72 months. All loans subject to credit approval and membership eligibility.
Example payment: $18.75 per $1,000 borrowed at 4.74% APR for 60 months.
Loans must close within 30 days of application. People Driven Credit Union is an equal opportunity lender.


Loan Management Links

Access convenient tools and resources to make payments, manage your credit card, explore Skip-A-Payment options, and stay on top of your loan details.

Learn More About Vehicle Loans

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Disclosures

**Certain limitations may apply. Please consult with a representative for further information. Loans are exclusively available for new and used cars, trucks, and SUVs. Membership with the Credit Union is mandatory for loan disbursement. For 30, 60, or 90-day no-payment loans, interest will commence accruing upon loan disbursement and will be spread out over the subsequent monthly payments.

4.74%

*APR = Annual Percentage Rate: The actual APR and loan term is subject to approval and may be determined upon the borrower’s creditworthiness, the amount borrowed, and the type, value, age, and condition of the collateral offered to secure the loan (when applicable). Rates are effective as of today and are subject to change.

¹Special Loan Rate Discount: Benefit from a .25% reduction when enrolling in our autopay service, which is included in the “as low as” rate advertised. The discount is available to those who setup autopay of their monthly loan payment from a People Driven Credit Union checking or savings account.

Membership Requirement

All accounts and loans require membership at People Driven Credit Union. Membership is available to individuals who live, work, worship, or attend school in the State of Michigan, as well as relatives of current members. To complete an application for any account or loan, you will need the following information:
  • A valid Driver's License, State ID, or Passport with your current address
  • Your Social Security Number
A Membership Share Savings Account is required to establish membership at People Driven Credit Union. A $5 deposit secures your ownership share in the credit union and unlocks access to our full suite of products and services. This account earns 0.01% APY with a $5 minimum deposit.

People Driven Credit Union is an Equal Housing Opportunity Lender NMLS #776727.

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