Auto, truck, and SUV loan options
Financing and refinancing options for new and used cars, trucks, SUVs, classic cars, and exotic vehicles.
Recreational loan options
Whether you are buying new, buying used, or looking to refinance a loan from another lender, PDCU has an option that fits. That includes everyday cars, trucks, and SUVs as well as classic and exotic cars. If your credit has improved since you first financed, or your current payment is higher than it needs to be, refinancing your vehicle loans with PDCU could make a real difference. Classic car vehicle loans cover collector cars that many lenders will not finance, and exotic car loans are built for high-value cars that fall outside standard guidelines.
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RV Loans
Start your journey with a RV, motorhome, or camper loan.
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Motorcycle Loans
Hit the open road with a motorcycle loan from PDCU.
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Boat Loans
Loans to help you finance your motorboat, sailboat, jet ski, or wave runner.
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ATV Loans
Finance your next off-road adventure.
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Snowmobile Loans
Conquer the winter wonderland with a snowmobile loan.
2026 Auto Loan Special
Auto Loan Rates as low as 3.74%¹ APR* for up to 36 months.
*APR = Annual Percentage Rate. 3.74%¹ APR* rate available for qualified borrowers financing new or used vehicles for up to 36 months. Loan terms available up to 96 months. "As low as" rate may include a 0.25% APR discount for AutoPay; AutoPay discount requirements apply. Rates subject to change and vary based on creditworthiness, term, and collateral. All loans subject to credit approval and membership eligibility. People Driven Credit Union is an equal opportunity lender. Federally insured by the NCUA. NMLS #776727.
Loan management links
Access convenient tools and resources to make payments, manage your credit card, explore Skip-A-Payment options, and stay on top of your loan details.
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Make a Loan Payment
PDCU offers options for making your loan payment.
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Make a Credit Card Payment
Convenient ways you can make a Rewards Driven Credit Card payment at PDCU.
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Skip-A-Payment
Take a Break from Your Loan Payments with PDCU’s Skip-A-Payment Program.
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Manage Your Loan
Use the MyPDCU app or the online banking portal to access and manage your loan details.
Learn more about vehicle loans
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Disclosures
**Certain limitations may apply. Please consult with a representative for further information on produces and services. Loans are exclusively available for new and used cars, trucks, and SUVs. Membership with the Credit Union is mandatory for loan disbursement. For 30, 60, or 90-day no-payment loans, interest will commence accruing upon loan disbursement and will be spread out over the subsequent monthly payments.
*APR = Annual Percentage Rate: The actual APR and loan term is subject to approval and may be determined upon the borrower’s creditworthiness, the amount borrowed, and the type, value, age, and condition of the collateral offered to secure the loan (when applicable). Rates are effective as of today and are subject to change.
¹Special Loan Rate Discount: Benefit from a .25% reduction when enrolling in our autopay service, which is included in the “as low as” rate advertised. The discount is available to those who setup autopay of their monthly loan payment from a People Driven Credit Union checking or savings account.
People Driven Credit Union is an Equal Housing Opportunity Lender NMLS #776727.
All other trademarks are the property of their respective owners.
