About People Driven Credit Union | A Michigan Credit Union Built Around You
People Driven Credit Union is a state-wide, member-owned credit union headquartered in Michigan. Unlike banks, we don’t answer to shareholders, we answer to our members. Every dollar you deposit stays invested in the people and communities we serve across Michigan, from Livonia and Southfield to Warren, Romeo, and Ypsilanti.
Founded on the belief that financial services should be fair, transparent, and accessible, PDCU offers checking and savings accounts, auto loans, home mortgages, home equity loans, personal loans, credit cards, and full-featured digital banking, all with rates that put members first. Your deposits are federally insured up to $250,000 by the NCUA.
What Makes PDCU Different
As a credit union, our members are our owners. That means better rates, lower fees, and a team that genuinely has your financial wellbeing in mind. We’re not driven by profit, we’re driven by people.
- Member-owned: Profits are returned to members through better rates and lower fees, not paid to outside shareholders.
- NCUA insured: Your savings are federally insured up to $250,000, backed by the full faith and credit of the U.S. government.
- Five Michigan branch locations: Livonia, Southfield, Warren, Romeo, and Ypsilanti, plus fee-free ATMs nationwide.
- Full digital banking: Manage your accounts, deposit checks, and pay bills anytime with the MyPDCU app.
About People Driven Credit Union
About People Driven Credit Union
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Locations & Hours
Find branch hours, addresses, and driving directions for all five PDCU locations in Livonia, Southfield, Warren, Romeo, and Ypsilanti. Plus fee-free ATM locations nationwide.
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News & Events
Stay up to date with the latest news, announcements, and community events from People Driven Credit Union.
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A People Driven Story
Learn how People Driven Credit Union was founded and what drives our commitment to members across Michigan.
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Membership
Find out if you're eligible to join PDCU. Membership is open to anyone who lives, works, worships, or attends school in Michigan.
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Contact Us
Reach our Member Services team by phone at 844-700-PDCU, use our email form, or schedule an in-person appointment at any branch.
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Savings & Loan Rates
View current interest rates on savings accounts, CDs, auto loans, mortgages, and more. Rates updated regularly.
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Careers
Explore job openings and career opportunities at People Driven Credit Union. Join a team that puts people first.
People Driven Credit Union
A Michigan credit union built around members, not stockholders
Our focus is on helping people make confident financial decisions, access the right products, and get support from a team that understands the communities we serve.
From everyday checking and savings accounts to auto loans, home loans, credit cards, business services, and digital banking, PDCU gives members practical ways to manage money and plan ahead. With branches in Livonia, Southfield, Warren, Romeo, and Ypsilanti, plus online and mobile banking, we are here when and where members need us.
Member-Owned
As a credit union, PDCU is owned by its members. Our work is shaped by the people and communities we serve.
Michigan-Based
We serve members across Michigan, with local branches and digital tools that make banking easier from almost anywhere.
Here to Help
Whether you are opening an account, applying for a loan, or planning your next financial move, our team can help you find the right next step.
People Driven Credit Union has been named a 2026 MemberXP Best of the Best Award winner for Best Mortgage Loan Experience. This national recognition highlights credit unions that deliver strong member experiences based on direct member feedback.
For PDCU, this award reflects the work our team puts into helping members feel informed, supported, and ready to move forward during the mortgage process.
Membership at People Driven Credit Union is open to people who live, work, worship, or attend school in Michigan. Once you become a member, you can access a full range of banking products and services designed to support your financial life.
Your savings are federally insured by the National Credit Union Administration, backed by the full faith and credit of the United States Government. PDCU is also an Equal Housing Lender.
Who Can Join?
People who live, work, worship, or attend school in Michigan may be eligible for membership.
Open an Account
Start your membership online and choose the account that fits your everyday banking needs.
Account Protection
Member savings are federally insured by the NCUA, with coverage backed by the full faith and credit of the United States Government.
Learn more about People Driven Credit Union
Digital Banking Tools
Digital Banking Tools from People Driven Credit Union make it easier to manage your money, move funds, pay bills, deposit checks, and get help when you need it. Digital Banking Tools That Help You Manage Your Money Anytime Your schedule is busy. Your banking should not make it harder. With PDCU’s online banking, the MyPDCU app, PDCU Pay, and Interactive ......Read More
Memorial Day: Our Reflections
This Memorial Day, we pause to honor the brave men and women who gave their lives in service to our country. Their sacrifice reminds us of the actual cost of freedom, and we are deeply grateful. Honoring Memorial Day To observe the holiday, People Driven Credit Union will be closed on Saturday and Monday. We will reopen with regular business ......Read More
2026 Diamond Award
2026 Diamond Award Winner We Won a National Award, and a VW Bus Made It Happen. How People Driven Credit Union turned a complex technology rollout into a campaign members actually loved. By Dave Sullivan, VP of Marketing · April 2026 🏆 Social Short-Form Video — “Drive-Thru Smarter: ITM Launch” — America’s Credit Unions Diamond Awards 2026 When we rolled ......Read More
People Driven Credit Union Earns National Recognition for Best Mortgage Loan Experience
People Driven Credit Union has been named a 2026 MemberXP Best of the Best Award winner for Best Mortgage Loan Experience. This national recognition places PDCU among the top-performing credit unions in the country for member experience in mortgage lending. What Is the MemberXP Best of the Best Award? The MemberXP Best of the Best Awards are presented by CUSG ......Read More
