Category: Community
Your Financial Goals. Our People Driven Approach.
At People Driven Credit Union, we believe your financial institution should understand your goals, listen to your needs, and help you make informed financial decisions. Whether you’re purchasing your first car, buying a home, building your savings, or managing everyday expenses, we’re here to help you move forward. Proudly serving Michigan since 1928, People Driven Credit Union brings together personal ...
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National Credit Union Day
National Credit Union Day, Celebrated on the third Thursday of October each year, is a special day dedicated to recognizing and celebrating credit unions’ unique spirit and achievements. The day highlights credit unions’ positive impact on their members and communities. It serves as an opportunity to honor the cooperative principles and community-focused philosophy that distinguish credit unions from other ...
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Columbus Day Closure: Use the Day to Explore and Learn
Every year, on the second Monday of October, many Americans enjoy a long weekend thanks to the Columbus Day holiday. You may have noticed that most banks and credit unions, including People Driven Credit Union (PDCU), close their doors on this day. But have you ever wondered why? The History of Columbus Day Columbus Day commemorates the arrival of Christopher ...
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Bank vs. Credit Union: What Is the Difference?
When comparing a bank vs. credit union, the biggest difference is ownership. Banks serve customers and may be owned by private investors or shareholders. Credit unions are not-for-profit financial cooperatives owned by their members. Both can offer checking accounts, savings accounts, loans, credit cards, digital banking, and other financial services. The right choice depends on the products, rates, service, access, ...
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What Is a Community Credit Union?
A community credit union is a member-owned financial cooperative that serves people connected by an approved field of membership. That field may include a geographic area, employers, organizations, family relationships, or a combination of eligible groups. People Driven Credit Union serves eligible members across Michigan. Members can use local branches and support, while also managing accounts through digital banking and ...
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What Is Shared Branching and How Does It Work?
Credit union shared branching gives you access to in-person services when you are far from your credit union’s locations. Through a participating network, eligible members may visit another credit union and complete certain transactions as if they were at their home branch. For People Driven Credit Union members, shared branching adds another way to manage money while traveling, attending school, working ...
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Why Local Loan Decisions Matter
Local loan decisions can give borrowers access to a team that understands the financial institution’s products, lending policies, and the communities it serves. That does not remove underwriting requirements. It can make the process easier to understand and give you a clear place to ask questions. What is a local loan decision? A local loan decision means the financial institution ...
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What Does Member-Owned Credit Union Mean?
A member-owned credit union is a not-for-profit financial cooperative owned by the people who use it. When you establish membership, you become more than an account holder. You receive an ownership share and may take part in the credit union’s democratic governance. That structure is the core difference between a credit union and a shareholder-owned bank. How credit union ownership ...
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2026 Woodward Dream Cruise
Experience the 2026 Woodward Dream Cruise on Saturday, August 15 The 2026 Woodward Dream Cruise takes over Woodward Avenue on Saturday, August 15, 2026, from 9:00 a.m. to 9:00 p.m. Whether you love classic cars, want to introduce the kids to Detroit’s automotive history, or simply enjoy watching thousands of unique vehicles roll by, the Dream Cruise offers a full ...
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Memorial Day: Our Reflections
This Memorial Day, we pause to honor the brave men and women who gave their lives in service to our country. Their sacrifice reminds us of the actual cost of freedom, and we are deeply grateful. Honoring Memorial Day To observe the holiday, People Driven Credit Union will be closed on Saturday and Monday. We will reopen with regular business ...
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