Category: PDCU Services
Bank vs. Credit Union: What Is the Difference?
When comparing a bank vs. credit union, the biggest difference is ownership. Banks serve customers and may be owned by private investors or shareholders. Credit unions are not-for-profit financial cooperatives owned by their members. Both can offer checking accounts, savings accounts, loans, credit cards, digital banking, and other financial services. The right choice depends on the products, rates, service, access, ...
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What Is Shared Branching and How Does It Work?
Credit union shared branching gives you access to in-person services when you are far from your credit union’s locations. Through a participating network, eligible members may visit another credit union and complete certain transactions as if they were at their home branch. For People Driven Credit Union members, shared branching adds another way to manage money while traveling, attending school, working ...
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Digital Banking Tools
Digital Banking Tools from People Driven Credit Union make it easier to manage your money, move funds, pay bills, deposit checks, and get help when you need it. Digital Banking Tools That Help You Manage Your Money Anytime Your schedule is busy. Your banking should not make it harder. With PDCU’s online banking, the MyPDCU app, PDCU Pay, and Interactive ...
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Cash In Your Coins: Coin Machine Locations
If you’ve got a jar of change on your dresser, a cupholder full of coins, or a “someday I’ll deal with this” bucket in the basement, this is your friendly nudge: today is a great day to cash in your coins. At People Driven Credit Union, our coin machines make it simple to turn loose change into cash or a ...
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The Benefits of PDCU’s Member Focused Services
At People Driven Credit Union, we build member focused services, not the other way around. Below is a quick tour of our most helpful tools and programs, why they matter, and easy ways to get started. Financial Planning & Guidance and Member Focused Services Set goals, create a realistic plan, and make confident decisions about saving, borrowing, and investing. Even ...
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2025 Holiday Loan Special
Unwrap the Possibilities of a PD Quick Cash Holiday Loan Special The holiday season is here, and we understand how stressful it can be to manage expenses during this busy time of year. With inflation and rising costs, gift shopping, travel, and festive gatherings may feel burdensome. At People Driven Credit Union (PDCU), we’re committed to making this time easier ...
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Dorm Budget 101: How to Stretch Every Dollar This Semester
Starting college is exciting, but let’s face it, dorm life doesn’t come cheap. Between textbooks, snacks, bedding, and that random thing your roommate forgot (like a mini fridge?), costs add up quickly. That’s why setting a smart dorm room budget before move-in day can help you stay on track all semester long. 1. Start With the Essentials of Dorm Budgeting ...
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Something Exciting at the Drive Thru!
Bank Smarter with Our New Drive Thru ITMs! We’re excited to introduce Interactive Teller Machines (ITMs) at all our branch locations! These advanced drive-thru machines are designed to make your banking experience faster, more convenient, and more personalized. Drive Thru ITMs combine the best of both worlds—the convenience of ATMs with the live video support of a teller, so you ...
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Why You Might Need a Home Equity Loan
Why You Might Need a Home Equity Loan and Which Option is Right for You Are you looking to tackle a big project, pay off high-interest debt, or handle an unexpected expense? Borrowing against your home’s equity is a smart way to access funds. At People Driven Credit Union (PDCU), we offer two great options: Home Equity Lines of Credit (HELOCs) ...
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Smart Strategies to Maintain a Healthy Housing Budget
Smart Strategies to Maintain a Healthy Housing Budget With rent and home prices at record highs across Michigan and the country, housing costs are consuming a larger share of household income than at any point in recent memory. If your housing budget feels tighter than it used to, you are not imagining it. Here is how to assess where you ...
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