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Category: Checking


Graphic: Overdraft Tips.

7 Overdraft Tips to Avoid Fees

Overdraft fees are frustrating. They usually show up when money is already tight, which makes them even more annoying. Overdraft Tips can help you avoid frustrating fees, especially when money is already tight and every dollar matters. The good news is that a few simple habits can help you avoid overdrawing your account. Whether you use the MyPDCU app, online ...

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Build your savings with Save to Win®.

Save to Win® + Round Up to Win: Build Your Savings (and Get Chances to Win Cash Prizes)

Saving money is a good habit. It’s also… not exactly a thrill ride. Build your savings with Save to Win® rewards the habit of saving with chances to win cash prizes, without risking your savings. (See official rules for details.) At People Driven Credit Union, you’ve got three ways to build your savings. People Driven Credit Union is federally insured ...

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Graphic: Credit Unions vs. Banks: Why More People Are Making the Switch.

Credit Unions vs. Banks: Why More People Are Making the Switch

If you’ve ever wondered why more and more individuals are choosing credit unions vs. banks, you’re not alone. Credit unions have surged in popularity, thanks in part to their unique member-focused approach, competitive rates, and community-driven missions. This article delves deeper into the reasons behind this shift, exploring the advantages credit unions offer over traditional banks, and why they may ...

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Graphic: U.S. Treasury to Stop Issuing Paper Checks.

U.S. Treasury to Stop Issuing Paper Checks

Starting October 1, 2025, the U.S. Treasury to Stop Issuing Paper Checks for Social Security benefits, tax refunds, and other federal payments. If you currently receive your funds by paper check, you’ll need to switch to direct deposit or a government-issued payment card before September 30, 2025. Don’t Miss a Payment: Switch to Direct Deposit by September 30 Paper checks ...

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Graphic: Is That Check Legit? Warning Signs of Fraudulent Checks.

Is That Check Legit? Warning Signs of Fraudulent Checks

Check fraud is on the rise, and it’s hitting closer to home than you might think. From “washed” checks stolen from mailboxes to fake refund scams and forged mobile deposits, criminals are targeting everyday people with clever schemes that put both your finances and the credit union at risk. Understanding the rise of fraudulent checks is essential in today’s financial ...

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Graphic: Spring26.

“Spring26”

If you received our recent Spring26 postcard in Romeo, now is a great time to take a closer look at what People Driven Credit Union has to offer. From April 1 through May 31, 2026, you can take advantage of one of two special offers. New members may be eligible to earn a $300 bonus by opening a checking account ...

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