PD Quick Cash Holiday Loan for Seasonal Expenses
The holiday season can put a strain on your budget with gift shopping, festive gatherings, and travel costs. People Driven Credit Union (PDCU) is here to help with our PD Quick Cash Holiday Loan Special, designed to ease your financial burden and help you manage these seasonal expenses.
Our PD Quick Cash Holiday Loan also allows you to consolidate higher-interest debts incurred throughout the year, making your financial situation more manageable as the holidays approach.
PD Quick Cash Holiday Loan Special
– Up to $2,000 –
For current members in good standing with a minimum direct deposit of $1,000 monthly for at least six consecutive months. Loan amount determined by the total average of the member’s aggregate monthly deposits.
$2,000 Loan Terms:
For a Holiday Loan of $2,000 paid off over 11 months:
Amount Financed: | $2,000.00 |
Processing Fee: | $15.00 |
Payment Guard Insurance: | Free |
APR: | 9.99% APR |
Payment Every Month: | $191.01 |
Total # of Payments: | 11 |
Total Interest: | $86.11 |
Total of Payments: | $2,101.11 |
Key Features:
- Maximum Annual Percentage Rate (APR): 9.99% Benefit from a low fixed APR for the term of the loan.
- 11-Month Term: Manageable repayment period to suit your financial planning.
- Origination Fee: $15
Eligibility:
- Be a member of People Driven Credit Union for at least three months
- Have direct deposit set up
- Loan amount determined by member’s deposits
A PD Quick Cash Holiday Loan can be used for:
- Gift Shopping
- Decorations
- Festive Gatherings
- Travel Costs
- Anything You Need to Make Your Holiday Special
How to Apply:
- Check Your Eligibility: Ensure you have direct deposit set up and have been a member for at least three months.
- Apply Online, on the MyPDCU app, or In-Branch: You can apply for the Holiday Loan online or by stopping by any of our branches.
- Get Approved Quickly: Our streamlined approval process promptly ensures you get the funds you need.
TruStage™ Payment Guard Insurance
With a PD Quick Cash Holiday Loan from People Driven Credit Union, you don’t just get fast access to funds—you also get free loan insurance! Our PD Quick Cash Holiday Loans now come with TruStage™ Payment Guard Loan Insurance, automatically included at no additional cost to you.
In the event of a covered job loss, TruStage™ Payment Guard Insurance provides a lump sum payment of $500 toward your loan balance, helping to ease your financial burden during challenging times. Stay protected and secure your financial future with a PD Quick Cash Holiday Loan and TruStage™ Payment Guard Insurance.
PD Quick Cash Holiday Loan Special
– Up to $2,000 –
For current members in good standing with a minimum direct deposit of $1,000 monthly for at least six consecutive months. Loan amount determined by the total average of the member’s aggregate monthly deposits.
$2,000 Loan Terms:
For a Holiday Loan of $2,000 paid off over 11 months:
Amount Financed: | $2,000.00 |
Processing Fee: | $15.00 |
Payment Guard Insurance: | Free |
APR: | 9.99% APR |
Payment Every Month: | $191.01 |
Total # of Payments: | 11 |
Total Interest: | $86.11 |
Total of Payments: | $2,101.11 |
Frequently Asked Questions
Follow these steps to enable email notifications:
- Open the Mail app on your iPhone.
- To receive notifications about replies to emails or threads:
- When reading an email: Tap the left arrow and tap Notify Me.
- When writing an email: Tap the Subject field, tap the blue bell in the subject field, and then tap Notify Me.
- To adjust how notifications appear:
- Go to Settings > Apps > Mail > Notifications, then turn on Allow Notifications.
- To customize notification settings for your email account:
- Go to Settings > Apps > Mail.
- Tap Notifications and ensure Allow Notifications is turned on.
- Tap Customize Notifications and choose the settings you want for your email account (e.g., Alerts or Badges).
- You can also adjust alert tones or ringtones if you turn on Alerts.
To avoid being kicked out of the application process, read How can I avoid being kicked out of the app when I receive the security code?
- Loan Amount $500-$999: Origination Fee $12
- Loan Amount $1000-$1500: Origination Fee $25
- Loan Amount $1501-$2000: Origination Fee $35
Disclosures
PD Quick Cash Holiday Loan Special Qualifications
*The PD Quick Cash Holiday Loan Special runs from October 15th through December 31st, 2024, with an Annual Percentage Rate (APR) of 9.99%. Members in good standing who receive monthly direct deposits can borrow up to $2,000 (loan amount determined by the total average of the member’s aggregate monthly deposits), with one loan allowed per Social Security number. For a $2,000 loan, the monthly payment is $191.01, and for a $1,00 loan, the payment is $95.51. New and current members who do not meet the direct deposit criteria are welcome to apply for a regular personal loan. There is no prepayment penalty for this loan. To qualify, borrowers must be the primary account holder, in good standing with PDCU, have a valid email and physical address, and be current on all PDCU accounts for the last 90 days. Applicants must be at least 18 years old, and joint, business, trustee, conservatorship, and minor accounts are not eligible for this loan.