Wiring Instructions

Wiring instructions for wiring funds to a People Driven Credit Union account:

Wire to:

• • Alloya Corporate Federal Credit Union
    184 Shuman Blvd Suite 400
    Naperville, IL 60563

ABA/Routing Number: 271 987 635

Credit:

• People Driven Credit Union
  24333 Lahser
  Southfield, MI 48033
  Account Number: 272 484 988

Final Credit Member Name:

• Member’s Name
  Member’s PDCU Account Number
  Member’s Address
  Account Type (Savings, Checking, etc.)

Electronic Fund Transfer (EFT) Disclosure – Reg E:
You have rights under the Federal Electronic Fund Transfer Act (Reg E). For questions or to report an unauthorized EFT, call us at (248) 263‑4100 immediately.
• Report errors within 60 days of statement receipt.
• We will investigate and correct errors within 45 days.
For complete details, see our Electronic Funds Transfer Disclosures page.

Wiring Instructions: Frequently Asked Questions:

Why do I need to verify wiring instructions before sending a transfer?

Wire transfers are immediate and usually irreversible. Once a wire goes out, there is no way to recall it if the funds go to the wrong account. That makes verification before you send critical. Always confirm the routing number, account number, and recipient details directly with People Driven Credit Union through a trusted contact method before initiating any transfer.

What is wire fraud, and how does it happen?

Wire fraud is one of the most common financial crimes. It typically happens when a fraudster impersonates a trusted institution, a title company, a real estate attorney, or a financial professional and sends fake wiring instructions via email or phone. The funds are transferred to a fraudster-controlled account before anyone realizes what happened. This is sometimes called a Business Email Compromise (BEC) attack. The fraudster may appear convincing, use spoofed email addresses, and even reference real details about your transaction.

How do I know if wiring instructions I received are legitimate?

Any time you receive wiring instructions by email, text, or phone, treat them as unverified until you confirm them directly. Call People Driven Credit Union at 844-700-PDCU (7328) using the number on our official website, not a number provided in the message you received. Do not rely solely on email confirmation. If instructions changed from what you received previously, that is a major red flag. Legitimate institutions rarely change wiring instructions mid-transaction.

What should I do before a wire goes out?

Before you initiate or authorize a wire, verify the following directly with PDCU at 844-700-7328:

• The routing number
• The receiving account number
• The final credit name and account information
• The exact dollar amount

Do this even if the instructions look familiar. Confirm verbally with a PDCU representative, then review what your bank or sending institution displays on screen before you approve the transfer. If anything does not match, stop and call us immediately.

What should I do immediately after a wire goes out?

Contact the sending institution right away and request a wire recall if you believe there is any error. Time is critical. The sooner you act, the better the chance of recovery. Also call PDCU at 248-263-4100 so we can document the situation and assist you. If you believe you are a victim of wire fraud, contact your local FBI field office or report it to the FBI’s Internet Crime Complaint Center at ic3.gov.

Will PDCU ever ask me to send a wire to a new or different account by email or text?

No. People Driven Credit Union will never send unsolicited changes to wiring instructions by email, text, or phone without prior verification through established contact channels. If you receive anything like this, call us directly at 844-700-7328 before taking any action.

What are PDCU’s wiring instructions?

To wire funds to your People Driven Credit Union account, use the following information:

Wire to: Alloya Corporate Federal Credit Union, 184 Shuman Blvd Suite 400, Naperville, IL 60563. ABA/Routing Number: 271987635.

Credit: People Driven Credit Union, 24333 Lahser Road, Southfield, MI 48033. Account Number: 272484988.

Final Credit: Include the member’s name, PDCU account number, address, and account type (Savings, Checking, etc.).

If you are uncertain about any of these details, call us at 844-700-7328 to verify before your wire goes out.

What is the PDCU routing number?

PDCU’s routing number is 272484988. This number is used for direct deposit, ACH transfers, and as the account number in the Credit field of wire transfer instructions. The ABA routing number for wires is 271987635, which routes through Alloya Corporate Federal Credit Union.