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Wiring Instructions and Electronic Funds Transfer (ACH/ETF) Requests

Need to send money to your People Driven Credit Union account or start a wire transfer or Electronic Funds Transfer request? Use the information below to help route funds correctly and learn how to begin your request securely.

Important: Wire transfers can move quickly and may be difficult or impossible to reverse once sent. Always verify wiring instructions directly with People Driven Credit Union before sending funds.

Incoming Wire Instructions

Use the following information when wiring funds to a People Driven Credit Union account.

Wire To

Alloya Corporate Federal Credit Union
184 Shuman Blvd, Suite 400
Naperville, IL 60563

ABA/Routing Number: 271987635

Credit To

People Driven Credit Union
24333 Lahser Road
Southfield, MI 48033

Account Number: 272484988

Final Credit Information

Include the following member information so funds can be credited correctly:

  • Member’s name
  • Member’s PDCU account number
  • Member’s address
  • Account type, such as savings or checking

Start a Wire Transfer or Electronic Funds Transfer Request

Wiring Instructions and EFT Requests.

To begin a wire transfer or Electronic Funds Transfer request, please complete the Electronic Funds Transfer form. After you submit the form, a People Driven Credit Union team member will contact you to verify your request and complete the next steps.

Submitting the form does not complete or send the transfer. It starts the request process. PDCU will contact you before the transfer is completed.

Complete the Electronic Funds Transfer Form

Before You Send a Wire

Before sending funds, verify the wire instructions directly with People Driven Credit Union. Do not rely only on instructions received by email, text message, or a phone number provided in a message.

Call us at 844-700-PDCU (7328) if you have questions or need to confirm wiring instructions.

Electronic Fund Transfer Disclosure

You have rights under the Federal Electronic Fund Transfer Act, also known as Regulation E. For questions or to report an unauthorized Electronic Funds Transfer, call us immediately at 248-263-4100.

  • Report errors within 60 days of statement receipt.
  • We will investigate and correct errors within 45 days.

For complete details, please review our Electronic Funds Transfer Disclosures.

Wiring Instructions: Frequently Asked Questions


Wire transfers can move quickly and may be difficult or impossible to reverse once sent. Always confirm the routing number, account number, final credit information, and dollar amount directly with People Driven Credit Union before sending funds.

You can start the request process by completing the Electronic Funds Transfer form. After the form is submitted, People Driven Credit Union will contact you to verify the request and complete the next steps. Submitting the form does not complete or send the transfer.

The final credit information should include the member’s name, PDCU account number, address, and account type, such as savings or checking.

Wire fraud often happens when a scammer impersonates a trusted organization, title company, real estate professional, financial institution, or other known contact. They may send fake wiring instructions by email, phone, or text to redirect funds to an account they control.

Treat wiring instructions as unverified until you confirm them directly with People Driven Credit Union. Call us using the phone number listed on our official website, not a number provided in an email, text message, or voicemail about the transfer.

Contact the sending financial institution immediately and request a wire recall. Then call People Driven Credit Union at 248-263-4100 so we can document the situation and assist where possible.

People Driven Credit Union will not send unsolicited changes to wiring instructions by email or text. If you receive changed wiring instructions, stop and call us directly at 844-700-PDCU (7328) before taking action.

People Driven Credit Union’s routing number is 272484988. For incoming wires, the ABA routing number listed for Alloya Corporate Federal Credit Union is 271987635.


Need Help?

If you have questions about wiring instructions, an Electronic Funds Transfer request, or suspected wire fraud, contact People Driven Credit Union before sending funds.

Call 844-700-PDCU (7328) or visit our Contact Us page.