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A member-owned, full-service financial institution

Anticipating and Understanding the needs of Members, we are "People Driven."

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  • Our Story


    Our Story


    People Driven Credit Union is a member-owned, full-service financial institution that has helped members and their families with money management since 1928. PDCU was founded in 1928 as Detroit Federal Employees Credit union to serve a primary field of membership of federal employees in the Detroit area and their families. In 2003 our charter expanded to include any government or public school district employee in Wayne, Oakland, and Macomb counties, plus members of their families. In 2005, we changed our name to Peoples Trust Credit Union. Our membership eligibility was expanded to include people who live, work, or worship in most Wayne, Oakland, and Macomb counties. In 2014, we merged with Community-Driven Credit Union, which had a history of service to Ford Motor Company Employees. As part of this merger, we changed our name to People Driven Credit Union. At that time, we expanded our membership to include people who live, work, or worship in Genesee, Lapeer, Livingston, Macomb, Oakland, St. Clair, Washtenaw, and Wayne counties.

    We now serve over 25,000 members, all valued owners of the credit union. As a non-profit, cooperatively based organization, we can offer an appealing array of low-cost financial services. Earnings are shared with our members utilizing attractive savings and loan rates and low service fees.


    We are very grateful for the service that was provided as members of People Driven Credit Union!

    April H - member since 1989
  • Our Mission


    We strive to be:

    • Proactive – Anticipating and understanding the needs of others
    • Knowledgeable – Embracing a standard of education for staff and members
    • Consistent – Serving as your financial resource and doing it well every time
    • Accountable – Meeting goals with honesty and integrity
    • Consultative – Providing comprehensive, full service to members and staff



    We are very grateful for the service that was provided as members of People Driven Credit Union!

    April H - member since 1989

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the NCUA, a U.S.Government Agency.

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