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PD Quick Cash

Do you have more month than money?

Money in a minute - anytime, anywhere, no credit check.

Get Cash Quick

Better than a payday loan or a cash advance.

Experience a fast and hassle-free loan process with PD Quick Cash. Enjoy the benefits of no credit checks, no waiting periods, and no application fees. Get same-day approval and have the funds promptly deposited directly into your People Driven Credit Union account. PD Quick Cash Loans are exclusively available to PDCU members who have had a direct deposit set up for at least three months. Loan amounts range from $500 to $2,000.

Apply for PD Quick Cash

When life happens, we are here for you.

Whether you need extra cash for college, groceries, an emergency car repair, or anything in between, PDCU is here to help. In under 60 seconds, you can get money when you need it most deposited directly into your account; no credit check is required!

PD Quick Cash can help you build or repair your credit and is a smart alternative to high-interest loans.

It’s easy to apply for  PD Quick Cash! Do it anytime, anywhere, via online or mobile banking.

Apply for PD Quick Cash

The Deal

  • Loan amounts range from $500-$2,000
  • Repayment terms of 12-24 months based on the amount accepted
  • Loan Origination Fee: $12-$35 depending on the loan amount.
  • 19.99% Interest Rate
  • Maximum Annual Percentage Rate (APR): 24.71% (Actual APR may vary from 21.83% – 24.71% estimated range based on loan amount and term).

 

Apply for PD Quick Cash

The Advantages

  • Affordable: Enjoy zero loan application fees and a low loan origination fee due after you are approved and withdrawn from the loan proceeds.
  • Swift Access: Get quick access to cash when you need it the most.
  • No Credit Report Required: Apply without the worry of credit checks.
  • Flexible Borrowing: Borrow between $500 and $2,000 to cover those unforeseen costs.
  • Easy Repayment: With up to 24 months for repayment, manage your finances at your own pace.

The Requirements

  • Member Benefits: Exclusive to our Credit Union members of at least three months with good standing (limited to two loans per member).
  • Convenient: Must have direct deposit, making the process smooth and straightforward.

 

Apply for PD Quick Cash

The Example:

For a PD Quick Cash loan of $500 paid off over 12 months:

  • Amount Financed: $500
  • Interest Rate: 19.99%
  • APR: 24.71%
  • Finance Charge: $67.73
  • Total of Payments: $567.73
  • Total Count of Payments: 12
  • First Payment Amount: $67.73
  • Loan Origination Fee: $25.00

The Application

People Driven Credit Union members in good standing, with direct deposit set up for at least three months, are invited to apply online for the PD Quick Cash Loan.

Applications submitted online will receive a decision on the loan approval or denial in minutes.

The funds will be deposited directly into the member’s account within 60 seconds if approved.

The credit report of the PD Quick Cash loan applicant will not be checked. Apply online today.

Apply for PD Quick Cash

Disclosure

Loans from $500-$2,000. 19.99% Interest Rate. Actual APR may vary (21.83% – 24.71% estimated range based on loan amount and term).

  • Loan Amount $500-$999 Origination Fee $12
  • Loan Amount $1000-$1500 Origination Fee $25
  • Loan Amount $1501-$2000  Origination Fee $35

PDCU Member PD Quick Cash Qualifications

PD Quick Cash Loans are only available for Members of People Driven Credit Union. Members are permitted to have up to two PD Quick Cash Loans simultaneously; however, a 30-day waiting period is required between loan applications. People Driven Credit Union members in good standing, with a direct deposit set up for at least three months, are invited to apply online for the PD Quick Cash Loan. Online applications will receive an approval or denial decision within minutes. If approved, funds will be deposited directly into the member’s account within 60 seconds. Credit reports will not be checked for PD Quick Cash loan applicants.

Membership in People Driven Credit Union is open to:

Michigan Residents. Persons who reside, work, attend school or worship anywhere in the state of Michigan.

Employees or pensioners of agencies of the federal government of the United States of America who live or work in the State of Michigan, or who report to a federal agency headquarters located in the state of Michigan.

Employees or pensioners or agencies of any state, county, or local government, or any political subdivision thereof located within Wayne, Oakland or Macomb Counties, Michigan.

Employees or retired employees of the following: Ford Motor Company or Visteon Corporation, who work in Rawsonville or Wixom, MI; members of the Red Carpet Club, a retirees’ association in Washtenaw, Oakland, Macomb, Monroe or Wayne Counties, MI; Tower Automotive who work in Plymouth, MI; and Ford Utica Trim Plant.

Employees or retired employees of the following: Ford Motor Company, Visteon Corporation, Automotive Components Holdings, L.L.C. or Faurecia, who worked in Ypsilanti, Rawsonville, Saline, Milan, Highland Park, Mount Clements, Wixom, or in Shelby or Chesterfield Townships, MI or at the Ford Proving Grounds in Macomb County, Michigan; Ford New Holland; Ford Romeo Engine Plant who worked in Romeo, MI Oakman Industrial Engine Plant in Detroit, MI Johnson Controls Inc.; Hoover Automotive Systems Group who work in Utica, MI; AutoAlliance International, Inc. Mazda (North America), Inc; Mazda Research & Development of North America, Inc.; Mazda System Services and Mount Clemens Coating, Inc. who worked in Mount Clemens; and Tower Automotive who worked in Plymouth, MI.

Employees of this credit union.

Results of the merger of Sinai Health Services Credit Union, Detroit, MI, effective July 1, 1992

Results of the merger of M.E.S. Credit Union, Detroit, Michigan, effective January 1, 2004

Results of the merger of Peoples Trust Credit Union and Community Driven Credit Union, effective July 1, 2014

Results of the merger of Community Alliance Credit Union effective January 1, 2023

Members and immediate families of the foregoing.

Any legal entity that is comprised for the most part of the same general group as the membership of the credit union as outlined above.

A spouse of a deceased member if accepted into membership prior to remarriage.

Family Membership. Anyone related to a PDCU member by blood or marriage, regardless of where they live or work in the U.S.

Retirees. Anyone over age 55 (or younger, if on disability retirement) who receives a retirement annuity, pension, social security, or other retirement payment from private or government sources and lives in, or belongs to, a retirement organization located in Wayne, Oakland, Macomb, St. Clair, Lapeer, Genesee, Livingston or Washtenaw counties.

Contact Information:

People Driven Credit Union
24333 Lahser Rd
Southfield, MI 48033
844-700-PDCU (7328)
Contact Us

Accreditation:

Federally Insured by NCUA