Better than a payday loan or a cash advance.
Experience a fast and hassle-free loan process with PD Quick Cash. Enjoy the benefits of no credit checks, no waiting periods, and no application fees. Get same-day approval and have the funds promptly deposited directly into your People Driven Credit Union account. PD Quick Cash Loans are exclusively available to PDCU members who have had a direct deposit set up for at least three months. Loan amounts range from $500 to $2,000.
When life happens, we are here for you.
Whether you need extra cash for college, groceries, an emergency car repair, or anything in between, PDCU is here to help. In under 60 seconds, you can get money when you need it most deposited directly into your account; no credit check is required!
PD Quick Cash can help you build or repair your credit and is a smart alternative to high-interest loans.
It’s easy to apply for PD Quick Cash! Do it anytime, anywhere, via online or mobile banking.
The Deal
- Loan amounts range from $500-$2,000
- Repayment terms of 12-24 months based on the amount accepted
- Loan Origination Fee: $12-$35 depending on the loan amount.
- 19.99% Interest Rate
- Actual APR may vary (21.83% – 24.71% estimated range based on loan amount and term).
The Advantages
- Affordable: Enjoy zero loan application fees and a low loan origination fee due after you are approved and withdrawn from the loan proceeds.
- Swift Access: Get quick access to cash when you need it the most.
- No Credit Report Required: Apply without the worry of credit checks.
- Flexible Borrowing: Borrow between $500 and $2,000 to cover those unforeseen costs.
- Easy Repayment: With up to 24 months for repayment, manage your finances at your own pace.
The Requirements
- Member Benefits: Exclusive to our Credit Union members of at least three months with good standing (limited to two loans per member).
- Convenient: Must have direct deposit, making the process smooth and straightforward.
The Example:
For a PD Quick Cash loan of $500 paid off over 12 months:
- Amount Financed: $500
- Interest Rate: 19.99%
- APR: 24.71%
- Finance Charge: $67.73
- Total of Payments: $567.73
- Total Count of Payments: 12
- First Payment Amount: $67.73
- Loan Origination Fee: $25.00
The Application
People Driven Credit Union members in good standing, with direct deposit set up for at least three months, are invited to apply online for the PD Quick Cash Loan.
Applications submitted online will receive a decision on the loan approval or denial in minutes.
The funds will be deposited directly into the member’s account within 60 seconds if approved.
The credit report of the PD Quick Cash loan applicant will not be checked. Apply online today.
Disclaimer
Fast and Easy Loans from $500-$2,000. 19.99% Interest Rate.
- Loan Amount $500-$999 Origination Fee $12
- Loan Amount $1000-$1500 Origination Fee $25
- Loan Amount $1501-$2000 Â Origination Fee $35
Actual APR may vary (21.83% – 24.71% estimated range based on loan amount and term).
