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Checking Account

Debit Cards, Direct Deposit and Overdraft Options

Open a Checking Account
  • Overview

    Add a Checking Account that gives you easy access to your money for all of your daily transaction needs. Check out all the great features that our PDCU Checking Account has to offer including Debit Card, Bill Pay and Mobile Deposit!


    Open a Checking Account



    People Driven Credit Union Checking Account Benefits:


    $200 Cash Bonus

    Open a new PDCU checking account today.

    $200 Cash Bonus plus access to a range of digital tools that make managing your money easy through the Visa® debit card connected to your account.

    $200 Cash Bonus Details


    Make purchases without increasing debt, track and control spending to stay on top of account activity.

    • Debit transactions are deducted directly from a checking account with no interest charges
    • Transaction history available on mobile app or online banking
    • Personalized transaction notifications via text or email
    • Travel notifications made in the app


    Whether you’re shopping online, over the phone, or at the stores, use your checking account debit card everywhere VISA® Cards are accepted.

    • No minimum purchase amount
    • Accepted at millions of merchants worldwide
    • Compatible with Apple Pay®, Samsung Pay®, and Google Pay™
    • Skip the ATM, get cash back at the register


    Shop worry-free and confidently with our security precautions.

    • Chip Technology encrypts your transactions to safeguard account information
    • Freeze/Unfreeze service keeps others from using your card if lost
    • Safer than cash or checks

    Get Paid Early

    Direct deposit is the fastest way to access your money.

    • Employment paychecks
    • Social Security
    • Pension Payments

    Get Your Checking Account Today!

    Free LifeLock Subscription

    Open a Checking Account and Select the Debit/ATM Card to Get a Free LifeLock Subscription.

    Norton LifeLock logo
    PDCU members with a PDCU Visa Debit/ATM Card can enjoy a complimentary LifeLock subscription, which offers essential identity theft protection and monitoring services.
    Learn More About LifeLock


  • FAQs

    Frequently Asked Questions

    Gone are the days when you had to visit a branch to deposit your checks. With People Driven Credit Union’s mobile check deposit service, managing your finances becomes a breeze. This technology, known as remote deposit capture, lets you deposit checks from anywhere by simply snapping a picture with your device.

    How Mobile Check Deposit Works:

    Screenshot of the new PDCU digital banking app with mobile check deposit, on an iPhone.
    1. Set the Stage: Place your check against a dark background to ensure all details are captured clearly due to the contrast.
    2. Sign and Specify: Endorse the back of the check and write “For Mobile Deposit Only to PDCU” along with your clear signature and account number to streamline processing.
    3. Open the MyPDCU App: Log in and select "Deposits."
    4. Enter the Check Details: Enter the check amount and select the account where you want to deposit it.
    5. Capture the Check Images: Place the front of the check within the phone's frame and tap the screen to capture an image. Repeat for the back of the check.
    6. Verify the Deposit: Check your transaction history in the app to ensure the deposit was successful.
    7. Secure Disposal: After confirming the deposit, cut up the check to secure your personal information. Dispose of the pieces separately.

    The check will be deposited into the requested account and become available according to our standard check processing timeline. Past deposits can be viewed in the app.

    For additional details, please visit our website at peopledrivencu.org/amazing or contact us if you have questions.

    Embrace simplicity and security with our digital banking solutions. At People Driven Credit Union, we're here to make your financial management effortless.

    For wires with People Driven Credit Union, use this form and the information below:

    Wire to:
    • Alloya Corporate Federal Credit Union 26555 Evergreen Southfield, MI 48076 ABA number: 2724-78075
    • People Driven Credit Union 24333 Lahser Southfield, MI 48033 Account Number: 2724-84988
    Final Credit Member Name:
    • Member’s PDCU Account Number Member’s Address Account member wants funds deposited into (for example, Savings or Checking)
    Member Wire Authorization Form
    PDCU's checking accounts do not require a minimum balance and have no monthly maintenance fees!
    To minimize the risk of overdrafts, we recommend checking your account balance daily. Pay transactions only when sufficient funds are available, and avoid assuming that all items will clear your account immediately. Additionally, consider utilizing e-alerts to receive notifications when your balance is running low. For more information, please refer to the E-Alerts section.
    Please log into the online banking site.  Under the e-statements tab you will see ‘order checks’.  Please click that and you will be directed to Harland Clarke to compete your order.  Prices vary by style.
    PDCU offers a few types of checking accounts, view all our Checking Account Options.

Checking Made Simple

Ready to start?

Open a Checking Account