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Checking Account

Debit Cards, Direct Deposit and Overdraft Options

Open a Checking Account
  • Overview

    Add a Checking Account that gives you easy access to your money for all of your daily transaction needs. Check out all the great features that our PDCU Checking Account has to offer including Debit Card, Bill Pay and Mobile Deposit!

     

    Open a Checking Account

     

     

    People Driven Credit Union Checking Account Benefits:

     

    Control

    Make purchases without increasing debt, track and control spending to stay on top of account activity.

    • Debit transactions are deducted directly from a checking account with no interest charges
    • Transaction history available on mobile app or online banking
    • Personalized transaction notifications via text or email
    • Travel notifications made in the app

    Convenience

    Whether you’re shopping online, over the phone, or at the stores, use your checking account debit card everywhere VISA® Cards are accepted.

    • No minimum purchase amount
    • Accepted at millions of merchants worldwide
    • Compatible with Apple Pay®, Samsung Pay®, and Google Pay™
    • Skip the ATM, get cash back at the register

    Security

    Shop worry-free and confidently with our security precautions

    • Chip Technology encrypts your transactions to safeguard account information
    • Freeze/Unfreeze service keeps others from using your card if lost
    • Safer than cash or checks

    Get Paid Early

    Direct deposit is the fastest way to access your money.

    1. Employment paychecks
    2. Social Security
    3. Pension Payments

    Get Your Checking Account Today!

  • FAQs

    Frequently Asked Questions

    For wires with People Driven Credit Union, use this form and the information below:

    Wire to:
    • Alloya Corporate Federal Credit Union 26555 Evergreen Southfield, MI 48076 ABA number: 2724-78075
    Credit:
    • People Driven Credit Union 24333 Lahser Southfield, MI 48033 Account Number: 2724-84988
    Final Credit Member Name:
    • Member’s PDCU Account Number Member’s Address Account member wants funds deposited into (for example, Savings or Checking)
    Member Wire Authorization Form
    PDCU's checking accounts do not require a minimum balance and have no monthly maintenance fees!
    To minimize the risk of overdrafts, we recommend checking your account balance daily. Pay transactions only when sufficient funds are available, and avoid assuming that all items will clear your account immediately. Additionally, consider utilizing e-alerts to receive notifications when your balance is running low. For more information, please refer to the E-Alerts section.
    Please log into the online banking site.  Under the e-statements tab you will see ‘order checks’.  Please click that and you will be directed to Harland Clarke to compete your order.  Prices vary by style.
    PDCU offers a few types of checking accounts including a basic checking account and 3 rewards checking accounts!

Checking Made Simple

Ready to start?

Open a Checking Account