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Mobile banking - It's like having a PDCU branch in your pocket.

Mobile banking gives you easy access to manage your money—anytime, anywhere.

Never wait in line again, with mobile banking

Download our Mobile App
  • Overview
    • Transfer funds between accounts
    • Find ATM locations
    • Check account balances instantly
    • Make loan payments
    • View and print copies of paid checks
    • Send money safely to anyone in the United States
    • Schedule one-time,  recurring, or future bill payments – free!

    Take command of your account at home.

    Automate your life in the comfort of your own home with mobile banking.

    Our free mobile banking service has all the great features you expect from online banking, conveniently available from your smartphone, tablet, or Kindle®! Check balances, make transfers, find ATMs, and more! It’s like having your credit union in your purse or pocket.

    Download the free PDCU Mobile App in your device’s app store.

    You can also use mobile banking to receive eAlerts by phone or email.

    View a helpful tutorial video on how to set up eAlerts.

     

    Pay family, Friends, anytime, anywhere with mobile banking.

    Need to pay for the lawn service? Is your niece selling Girl Scout cookies, and you want to pay your sister for the order? Transfer and receive funds on any device to anyone you want. Use our BillPay service to send money Person-to-Person for free!  Learn how to use our free Person-to-Person transfers.

     

    Download the People Driven Credit Union Mobile App

     

    Deposit Checks from Your Phone

    Have a check but not near a branch? No problem. Use mobile banking to deposit your checks directly through the PDCU app, up to $2,500 daily!

    I love the mobile app it just makes everything faster!

    Jennifer S

  • FAQs

    Frequently Asked Questions

    If you are using a Safari browser, you may experience a problem using PDCU Online Banking due your blocked pop-ups in your settings. These info sheets will help instruct you on changing your settings to allow PDCU Online Banking pop-ups to work:
    No!  Bill pay is free to use, unless you submit a rush payment or choose the option to send a gift payment.  Costs of these will be shown before submitting.
    Please log into your PDCU app and open the menu bar on the left.  Choose ‘mobile deposit’ and please follow the instructions provided in the app.  Anything deposited over $2,500 will be reviewed by the credit union and will not show in your account right away.  Check limit is $25,000.  All deposits are subject to holds.
    Please log into online banking then click on Services and Select ‘E-Alerts’.  Verify your contact information then select Add Alert.  Choose what type of alert you would like from the drop-down and click Save. Click here to download a larger infographic.

    Or Watch this Instructional Video

    https://youtu.be/EPkb7wl2XB0

    How Do I Setup E-Alerts

    Yes, the credit union offers alerts that can be set up in online banking.  Alerts will come through as a text and/or email. There is no fee for this, though standard text message rates apply; please get in touch with your mobile provider for details. To set up alerts, please log into online banking, click Services and Select ‘E-Alerts’.  Verify your contact information, then select Add Alert. Choose the type of alert you want from the drop-down and click Save. Click here to download a larger infographic or watch a video tutorial at https://www.youtube.com/watch?v=EPkb7wl2XB0.
    YES! Depending on your browser, once you have opened your statement you may see icons on the top corner for downloading and printing.  You may also right click on your mouse and choose ‘save as’ or ‘print’.
    Please give us a call at 844-700-7328.  The app only allows up to 5 devices to be logged into.
    Please give us a call at 844-700-7328.
    We suggest using a password only you would know. Do not save any passwords on devices that are not yours. Use facial recognition or thumbprint recognition on your private devices.
    YES!  Please log into online banking and choose the ‘Services’ tab and select ‘change address’.
    You can reset your password yourself by choosing the ‘forgot password’ links on the website or app.  You may also give us a call at 844-700-7328 and a rep may assist you.
    Currently you cannot recover your username online.  Please give us a call at 844-700-7328.
    You can make your payment:
    1. To make a payment from your People Driven account please log into online banking and select ‘transfers’. From there please select where you want to transfer from and select the VISA to transfer to.
      1. You can also set up an auto transfer to the visa, you can change the frequency to something other than one time.
    2. To make a payment with a debit card please call 844-700-7328.
    3. You may also give us a call at 844-700-7328 and a rep may transfer a payment for you from your PDCU savings or checking account.
    4. If you would like to mail in your payment, please mail it to the credit union:
      1. 24333 Lahser Rd, Southfield, MI 48033
      2. Or to PO BOX 984, Southfield, MI 48037
    When preparing your tax return, you are asked to include the amounts of interest earned on your accounts. If your account earned $10 or more in the calendar year, a 1099-INT will be issued. 1099-INTs are typically mailed to you by the end of January in the new year. You can also access this in online banking; click the E-statement tab and choose ‘Tax statements.’
    If you only have a savings account with PDCU, you will only get a statement every quarter (3 months). If you have a savings account AND a loan with PDCU, you will receive a statement every month. If you have a savings and a checking account, you will receive a statement every month. Please call us at 844-700-7328 if you haven’t gotten your statement.  If your address needs to be updated, you can update it in online banking.  Please login, go to ‘Services’ and select ‘change address’.
    Please log into online banking, select the ‘services’ tab and choose ‘unenroll estatement’.  Or, please give us a call at 248-263-4100 and a representative can assist.
    Please log into online banking and select the e-statement tab.  Click the statement you would like to view.
    Please give us a call at 248-263-4100 and a representative can assist you with this.  Or, you may log into online banking and click on the 'EStatement' tab to register your account.
    YES! Please log into online banking, choose the 'Services' tab, and select 'Change address'. You must change your address separately in the 'Bill Pay' tab if you use online bill pay. You cannot update your address via the app at this time.
    Bill Pay is a secure electronic service within online banking that allows members to pay bills without having to write checks or sign onto a vendor site to submit an electronic payment. Online bill payment is tied to your PDCU checking account from which funds are withdrawn electronically or via share draft for payment of one-time or recurring bills.

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