Our Mortgage Process
Apply for a Loan
Explore Your Options
Verify Your Information
Close Your Loan
What to do during the Mortgage loan process
- Quickly respond to all requests for documents
- Pay all bills on time because because a credit report will be pulled before closing
- Don’t apply for any other credit accounts
- Shop for insurance for the new home
People here are never in too much of a hurry to answer all my questions. They always have a smile on their face.Mea e.
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Why not bundle all your debt into a low interest rate and improve monthly cash flow.
Simplify your debt
And your life, with a single monthly payment on an affordable, fixed-rate loan.
Member Reward Offers
We believe our members deserve to be rewarded that is why PDCU rewards you for all types of activity.
Real Estate Specialist
Complete this short form to get the latest mortgage rates
Frequently Asked QuestionsPeople Driven Credit Union wants to be your mortgage lender! We partner with Member First Mortgage to provide you with a wide range of mortgage services. Whether you are buying your first home, building your dream home, moving up, or scaling down, Member First Mortgage has many programs to fit your needs. Apply for your mortgage today by clicking the link or calling (866) 898-1818.
Ready to get the money you need?
Save up to $500 on mortgage closing costs!*Digital Application
A Fixed Home Equity loan is a traditional closed-end loan often referred to as a second mortgage. The borrower receives a one-time lump sum to be repaid over a fixed term and interest rate. Monthly payments remain the same throughout the lifetime of the loan.
Mortgage rates change daily, therefore inquire with PDCU for current mortgage rates.
Enjoy the added convenience of making your payments with Direct Deposit. * Use of a calculator tool is not a guarantee of credit.
*APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. The rate you receive on your loan will be the rate in effect at the time of loan disbursal
People Driven Credit Union is an Equal Housing Lender NMLS #776727
Helping you save in a time of need!
Saving money can be incredibly difficult during these challenging times. If you would like to save on your monthly mortgage payment and free up cash for other needs, refinancing could be a great option. For a limited time only you can save up to $500 on your closing costs with People Driven Credit Union!*
MORTGAGE LOANS with People Driven
Contact us today!
Real Estate Specialist
NMLS ID# 1324757
*Available to all borrowers using a Conventional or Government mortgage loan program on a purchase or refinance transaction with People Driven Credit Union, NMLS ID# 776727 and Member First Mortgage, LLC (MFM), NMLS ID# 149532 only. Eligible loan applications must be submitted between 11/1/2020 and 12/31/2020. Discount will not be applied until the time of closing on the appropriate closing documents. This promotion may not be combined with any other promotion or discount. All loans subject to approval. People Driven Credit Union reserves the right to cancel this promotion at any time without notice. Additional restrictions may apply.
Lower your monthly mortgage payment
Eliminate Mortgage Insurance payments
Consolidate debt Draw on your home’s equity, get cash out!
Switch from an Adjustable Rate (ARM) to a Fixed Rate loan