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Motorcycle, Boat & RV Loans

Finance Your Fun! Get a low rate on your next ride.

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  • Overview
    • Motorcycles
    • Motorhomes
    • Boats
    • Travel Trailers
    • ATV
    • JetSki

    Answer the call of the wild

    Are you a weekend warrior looking for a new ride?  People Driven Credit Union can help finance the fun. The only thing faster than your new ride is our fast and easy digital application. You’ll be ready to hit the road/water before next weekend.

    Digital Application




    By having all your accounts with a credit union you know that you are getting great rates on everything.

    Pre-approval puts you in the driver’s seat

    It’s a smart move to get pre-qualified before you go shopping for a Motorcycle, Boat or RV.  Once Pre-Approved  Members can focus on picking the toy you want rather than haggling over financing with the seller.

  • Rates


    RV’s Boats, Motorcycles

    Rates Effective as of: 11-18-2019
    Term Term Rate (APR)
    Up to 60 Months As low as 4.24%
    61-84 Months As low as 4.49%
    85-120 Months As low as 4.99%
    121-180 Months As low as 5.49%

    APR=Annual Percentage Rate

  • FAQs

    Frequently Asked Questions

    People Driven finances motor homes, campers, boats, motorcycles, ATVs and snowmobiles!
    Please log into online banking and click ‘Services’ and choose ‘Loan application’.  There you can apply for a loan and check the status of your app within a 30 day window.  You may also give us a call at 248-263-4100 to speak with the loan department!
    Yes!  All eligible loans can be skipped once per calendar year for a fee of $25.  Lines of credit, mortgages and credit cards are excluded.
    1. To make a payment via online banking with funds already in your account, please log in and select ‘transfers’. From there please select where you want to transfer from and which loan you would to transfer to.
    2. Log into iTalk (telephone teller) and make your payment. Option 3 for payments.
    3. To make a payment with a debit/credit card please 844-700-7328.
    4. Set up an auto transfer from your People Driven account or attach an auto payment to your direct deposit that comes into your account. Give us a call at 844-700-7328 or stop by any of our 5 branches.
    5. Have us set up an auto payment from your other financial institution. Please give us a call at 844-700-7328 and we can send you proper form or you may stop by any of our 5 branches.
    6. You may also mail in a check payment:
      1. 24333 Lahser Rd, Southfield, MI 48033
      2. Or to PO BOX 984, Southfield, MI 48037
    GAP (Guaranteed Asset Protection) covers the difference between the cash value of your vehicle and the balance owing in the event the car is deemed a total loss, up to 125% LTV.  GAP is a $475 one time fee which can be rolled into the loan or paid in cash.  GAP also provides a $1000 credit towards the next vehicle you finance through PDCU.
    GAP insurance is offered during the auto loan process.  Please call us at 248-263-4100 for more information.

Motorcycle, Boat & RV Loans

Why not get the best rate on your next goal

Digital Application

Motorcycle Loans Boat loans, RV Loans, recreational vehicle loan Disclosures

Rates and offers current as of June 1, 2019, and are subject to change.

*APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. The rate you receive on your loan will be the rate in effect at the time of loan disbursal.

New Loans: Loan rate applicable to new vehicles only. New vehicles are where you are the original owner and the untitled vehicle is a current (2020 or 2019) or prior model year (2018). Up to 100% financing is available. Vehicle weight restrictions apply. The minimum loan amount is 15,000 for 61-72 month term. The rate also depends on the term.

Used Auto Loans: Maximum used car loan advance will be determined by People Driven Credit Union using a NADA value. Financing is available up to NADA average retail value plus tags, title, taxes and extended warranties not to exceed 100%. Some restrictions apply. Call 248-263-4100 for details.

Financing for 61-72 month term is valid for model years 2020 – 2014. The rate depends on the term. Other restrictions including vehicle and mileage limitations may apply.

Refinance Auto Loans: New vehicles are where you are the original owner and the vehicle is a current (2020) and prior model year (2019). For used vehicles, the maximum used car loan advance will be determined by People Driven Credit Union using a NADA value. Up to 100% financing is available to qualified members. People Driven Credit Union does not permit internal refinances of an existing People Driven Credit Union auto loan.

Other restrictions including vehicle and mileage limitations may apply.

Please review all our privacy and disclosures page for more information

Put yourself in the driver’s seat with help from People Driven Credit Union. Our financing options, rates, and loan pre-approvals can help you find the best car for your needs, at the best price! Enjoy the added convenience of making your payments with Direct Deposit. * Use of a calculator tool is not a guarantee of credit.