ATV Loans

Our ¹Special Loan Rate Discount offers a 0.25% APR reduction when you set up automatic payments (AutoPay) for your loan from a People Driven Credit Union checking or savings account. This discount is already included in the “as low as” rate advertised.

To enroll in AutoPay and receive the discount, please call us at 248-263-4100. A representative will assist you in setting up monthly automatic withdrawals from your PDCU account.

Note: The discount is available only for eligible loans with AutoPay set up from a PDCU account. Terms and conditions may apply.

People Driven Credit Union finances a wide range of recreational vehicles, including motorhomes, campers, boats, motorcycles, ATVs, and snowmobiles.

Types of recreational vehicles we finance

Eligible recreational vehicle financing may include motorhomes, fifth-wheel trailers, travel trailers, pop-up campers, motorcycles, boats, wave runners, jet skis, ATVs, and snowmobiles. Financing may be available for new purchases, used purchases, and refinances.

What to keep in mind

Loan approval is subject to application, credit, and collateral considerations. Available loan amounts, rates, and terms can vary based on the vehicle and your overall loan request.

Learn more or apply

If you have questions, call 844-700-7328 during business hours.

To check the status of your loan application, contact People Driven Credit Union at 248-263-4100 during business hours or reach out to your assigned loan specialist if you have their contact information. Be ready to verify your identity and share details such as your name, member number, or application number so we can review your application with you.

When you check your status, it is also a good idea to ask whether any additional documents or information are needed to keep your application moving. Review times can vary based on the loan type and the information required, so contacting us directly is the best way to get the most current update on your application.

Yes. People Driven Credit Union offers a Skip A Payment option for eligible loans during qualifying periods. If you qualify, you may be able to skip one loan payment per calendar year for a $35 processing fee.

Who may qualify

To be eligible, you must be a member in good standing, have no prior extensions in the current calendar year, and have the $35 fee available for withdrawal. Some loan types are excluded, including Fresh Start Auto Loans, Lines of Credit, Mortgages, Commercial Loans, and Credit Cards.

How to request it

You can request Skip A Payment through the MyPDCU app, through online banking, or by completing the Authorization Form and submitting it to a branch or mailing it to:

Skip-A-Payment
People Driven Credit Union
24333 Lahser Road
Southfield, MI 48033

Important to know

Finance charges will continue to accrue during the skipped month, and skipping a payment may extend the term of your loan. If you have automatic payments set up through PDCU or another financial institution, you will need to stop those payments for the skipped month and restart them afterward. Your request and fee must be received at least one business day before the payment is due.

Need help?

If you have questions about eligibility or how to request Skip A Payment, call 248-263-4100 or 844-700-7328 during business hours.

PDCU offers options for making your loan payment:

Online Banking (MyPDCU Portal & Mobile App)

Step 1: Log into the MyPDCU Online Portal or the MyPDCU mobile app.
Step 2: Select ‘Transfers.’
Step 3: Choose the account from which you want to transfer funds and the loan you wish to pay.

Debit/Credit Card Payments

Call (248) 263-4100 to make a payment using a debit or credit card.

Auto-Transfer Setup

Set up an automatic transfer from your People Driven account to make regular loan payments. You can also attach this auto-payment to your direct deposit. Call us at (248) 263-4100 or visit any of our five branches for assistance.

Payments from Other Financial Institutions

Set up an auto-payment from another financial institution. We’ll provide you with the necessary form to get started. Call us at (248) 263-4100 or stop by any branch.

Mail a Check

You can mail a check payable to People Driven Credit Union to:

24333 Lahser Rd
Southfield, MI 48033

Pay in Person

Make your loan payment in-person at any People Driven Credit Union branch location.

Need Help? We're Here.

Missing a payment or making a late payment can result in fees and damage to your credit score. If you're having trouble making a loan payment, don't hesitate to contact us. People Driven Credit Union is committed to assisting our members, and there are several ways we can help. 

Skip-a-Payment

Eligible members can skip one loan payment on eligible loans per calendar year for a fee. Eligible loans include all except Fresh Start Auto Loans, PD Quick Cash Loans, Lines of Credit, Mortgages, Commercial Loans, and Credit Cards, which are excluded from the Skip-a-Payment program. Learn more about the Skip-a-Payment program.

GreenPath Financial Wellness

We have partnered with GreenPath Financial Wellness to help our members get back on track with their finances and credit. Call GreenPath at 877-337-3399 and let them know you're a PDCU member who would like to make an appointment with a representative.