Welcome new members! As a People Driven Credit Union member, you’re not just joining a financial institution, you’re becoming part of a community that puts people first. Since 1928, we’ve been dedicated to helping our members achieve their financial goals with better rates, fewer fees, and personalized service that you won’t find at a big bank. Whether you’re saving for the future, financing a big purchase, or simply looking for an easier way to manage your money, we’re here to help every step of the way.
Welcome to People Driven Credit Union
This page walks you through the first steps so you can start using your accounts with confidence, today
Explore Your New Membership
Getting Started: Quick Checklist
1.) Enroll in Online & Mobile Banking: create your login and download the MyPDCU app.
2.) Set Up Direct Deposit using PDCU’s routing number #272484988 and your member/account number.
3.) Turn on Account Alerts (low balance, deposits, transactions) inside Online Banking.
4.) Go paperless with eStatements to keep things tidy and secure.
5.) Use Mobile Check Deposit in the MyPDCU app when you need to deposit on the go.
Your Digital Tools
- Online Banking: transfer funds, pay loans, view statements, manage alerts.
- MyPDCU App: mobile deposit, card controls, balance and transaction history, secure messaging.
- Bill Pay: schedule payments and set reminders so nothing slips through the cracks.
Access & Support
- Branches & Hours: Visit us in Livonia, Romeo, Southfield, Warren, or Ypsilanti. See locations & hours.
- ATMs: Withdraw and check balances 24/7.
- Member Support: Call 248-263-4100 or send us a message.
Security & Privacy
- Enable multi-factor authentication and account alerts in Online Banking. Read Best Practices for Protecting Your Accounts.
- Never share your passcodes or one-time codes. PDCU will not ask for them. Read How to Create a Strong Passwords You Can Remember.
- Report suspicious activity right away at 248-263-4100.
The Perks of Membership
Better Rates & Lower Fees: Enjoy savings on loans, credit cards, and beyond.
Personalized Service: You’re more than an account number—we’re here to help with real-world advice.
Community-Focused Programs: Workshops, charity drives, and more.
Exclusive Discounts: Partner discounts and rewards programs.
We’d Love to Hear From You
Questions, feedback, or ready to take the next step?
We’re here to help in person, by phone, or via email. Visit a branch, schedule an appointment, send us an email, or give us a call!
Make the Most of Your Membership
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Everyday Banking
Open and nickname savings and checking accounts to match your goals. Set up automatic transfers to build savings over time.
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Loans for Life’s Moments
From home improvements to autos and debt consolidation, we’ll help you find a loan that fits your budget and timeline.
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Cards & Payments
Choose from our credit card options—including secured—designed to fit different credit-building needs.
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Financial Wellness
Access GreenPath Financial Counseling for budgeting, debt management, and credit education.
Frequently Asked Questions
Former Community Alliance Credit Union members should now use People Driven Credit Union’s routing number, 272484988.
Community Alliance Credit Union merged with People Driven Credit Union in 2023. The former CACU routing number, 272477885, has been phased out. As of January 1, 2026, the old routing number is no longer accepted for check processing.
Former CACU members should use 272484988 for new checks, direct deposit, ACH transfers, and automatic payments. If you still have old checks or payment instructions tied to the former CACU routing number, update them as soon as possible to help avoid delays or rejected transactions.
If you have questions or need help confirming your routing number, call People Driven Credit Union at 844-700-7328 during business hours, or visit one of our branch locations.
You can access your money safely at People Driven Credit Union through drive-thru ITMs at our branch locations, a nationwide surcharge-free ATM network, CO-OP Shared Branches, online banking, and the MyPDCU app.
Access your money at PDCU branch locations
People Driven Credit Union no longer has traditional ATMs inside our branches. Instead, every branch drive-thru has 24/7 Interactive Teller Machines, or ITMs. An ITM works like a normal ATM for everyday transactions, but during business hours you can also press a button to connect with a live teller for help.
At an ITM, you can withdraw cash, deposit cash, deposit checks, transfer funds, make loan payments, and check balances. This gives you self-service access when you want speed and live teller support when you want help. View our locations and hours.
Use surcharge-free ATMs nationwide
PDCU members have access to a nationwide network of more than 25,000 surcharge-free ATM locations through CO-OP Network and Alliance One. These locations give you convenient 24/7 access to your funds across the United States without paying a surcharge. To find a nearby location, use our ATM and Shared Branch Locator.
Use a CO-OP Shared Branch for in-person help
If you are away from a PDCU branch and need help in person, you may be able to visit a participating CO-OP Shared Branch location for everyday banking services similar to what you would do at your home branch. Find a Co-op Shared Branch location.
Access your money online or in the app
You can also transfer funds, check balances, manage your accounts, and deposit checks through online banking or the MyPDCU app. Mobile deposit can be a convenient option when you want to deposit a check without visiting a branch.
Keeping your money safe
People Driven Credit Union member deposits are federally insured by the NCUA. For added security, use trusted devices, use a strong password, monitor your account activity, and set up alerts if you want notifications about balances and transactions.
Need help?
If you need help accessing your money or finding the best option for your situation, call 844-700-7328 during business hours or contact us.
You can sign up for eStatements through People Driven Credit Union online banking. Once you enroll, you can view your statements digitally instead of receiving paper statements by mail.
How to sign up
Log in to online banking, go to your statement or document settings, choose paperless delivery, and confirm your enrollment.
Why members choose eStatements
eStatements give you secure digital access to your statements and can help you avoid the monthly fee charged for most paper statements. They can also make it easier to view and save your records when you need them.
Need help?
If you need help enrolling in eStatements, call 844-700-7328 during business hours.
People Driven Credit Union’s routing number is 272484988.
You may need this routing number to set up direct deposit, schedule automatic payments, make ACH transfers, or link your People Driven Credit Union account to another financial institution.
This routing number is the same for all People Driven Credit Union members. If you need help with wire transfers, please review our Wiring Instructions or contact us directly for assistance.
Membership and loans subject to approval. Terms, conditions, and fees may apply. Products, services, and features are subject to change. Insured by NCUA. Equal Housing Lender.
