There’s nothing like the freedom of the open road, and owning an RV gives you the power to explore it all on your terms. Whether you’re chasing sunsets up north, camping in Michigan’s state parks, or planning the ultimate cross-country road trip, People Driven Credit Union is here to help you Finance Your RV and turn your dreams into reality.
Why Finance Your RV Through PDCU?
RVs come in all shapes and sizes, and so do your financing needs. From towable trailers and campers to motorhomes and luxury coaches, PDCU offers flexible RV loan options to help you purchase the perfect rig without draining your savings.
- Competitive Rates – Fixed rates as low as 7.54%¹ APR*
- Flexible Terms – Choose a repayment plan that fits your budget and travel goals
- Pre-Approvals – Shop with confidence and bargaining power at dealerships
- Local Lending You Can Trust – We’re member-owned, mission-driven, and focused on helping you succeed
New or Used, We’ve Got You Covered
Buying new? Upgrading to a used RV? Regardless of your path, PDCU offers financing options for both new and used recreational vehicles. Our experienced lending team will walk you through the process from application to the first turn out of your driveway.
What to Expect When You Apply
Applying for an RV loan with People Driven Credit Union is a straightforward and streamlined process. Here’s what you’ll typically need:
- Details on the RV (make, model, year, and purchase price)
- Income and employment information
- Your current credit and debt history
Contact us with questions or get pre-approved to start shopping with confidence.
Already Own an RV? Consider Refinance Your RV with People Driven Credit Union
If you’re already an RV owner but stuck with a high-interest loan, PDCU may be able to help you refinance to a lower rate, potentially saving you money over the life of your loan. It’s just one more way we help members drive further for less.
Ready to Explore?
Your dream RV is waiting, and so are the adventures. Whether you’re planning weekend getaways or a full-time RV lifestyle, PDCU is here to help you get on the road without financial stress holding you back.
Let’s get rolling. Learn more about RV loan options or apply online today.
Ready to Hit the Road?
PDCU finances new and used RVs, motorhomes, campers, and trailers for eligible Michigan members. See current rates and terms or apply online today.
See PDCU RV Loan Details
PDCU offers financing for new and used RVs, motorhomes, campers, and trailers. Get pre-approved to shop with confidence, or bring your current high-rate RV loan to PDCU to explore refinancing. See current rates, terms, and eligibility requirements on the RV loan page.
Apply for a PDCU RV Loan
Apply online in minutes. Have the RV make, model, year, and purchase price ready along with your income and employment information. Eligible members who set up AutoPay from a PDCU account may qualify for a rate discount. Membership eligibility required.
All loans subject to credit approval and membership eligibility. Rates and terms vary based on creditworthiness, vehicle age, loan amount, and term. Rates are subject to change at any time without notice. AutoPay discount available on qualifying loans from a PDCU checking or savings account. RVs older than 10 years may receive higher rates. RVs older than 15 years are financed on an exception basis only. A down payment may be required. Membership eligibility required. Federally insured by the NCUA. NMLS 776727. People Driven Credit Union is an Equal Opportunity Lender. Finance Your RV
Disclosures
Rates could be higher for older vehicles. APR may differ based on loan purpose, amount, term, and member’s credit score.** A down payment may be required. Other terms and conditions are based on Loan to Value. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice. For more information, see disclosures below* (90 Day no payment may be limited depending on term).
**Certain limitations may apply. Please consult with a representative for further information. Loans are exclusively available for motorcycles, boats, and RVs. Membership with the Credit Union is mandatory for loan disbursement. For 30, 60, or 90-day no-payment loans, interest will commence accruing upon loan disbursement and will be spread out over the subsequent monthly payments.
*APR = Annual Percentage Rate: The actual APR and loan term is subject to approval and may be determined upon the borrower’s creditworthiness, the amount borrowed, and the type, value, age, and condition of the collateral offered to secure the loan (when applicable). Rates are effective as of today and are subject to change.
¹Special Loan Rate Discount: Benefit from a .25% reduction when enrolling in our autopay service, which is included in the “as low as” rate advertised. The discount is available to those who setup autopay of their monthly loan payment from a People Driven Credit Union checking or savings account.
Rates are higher if older than 10 years. RVs older than 15 years are financed on an exception basis only.
People Driven Credit Union is an Equal Housing Opportunity Lender NMLS #776727
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