John Scharff is the Digital Marketing Lead at People Driven Credit Union, where he helps create clear, practical financial content for members and the communities PDCU serves. He focuses on making financial topics easier to understand, from loans and savings accounts to digital banking, fraud prevention, and everyday money management.
Coin-counting machines being discontinued at PDCU branches
People Driven Credit Union is making a change to the coin-counting services available at our branches. Beginning November 1, 2026, coin-counting machines will no longer be available at People Driven Credit Union branches. The machines are being removed and will not be replaced. We know some members have regularly used our coin-counting machines, so we want to give you advance ...
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Your Financial Goals. Our People Driven Approach.
At People Driven Credit Union, we believe your financial institution should understand your goals, listen to your needs, and help you make informed financial decisions. Whether you’re purchasing your first car, buying a home, building your savings, or managing everyday expenses, we’re here to help you move forward. Proudly serving Michigan since 1928, People Driven Credit Union brings together personal ...
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Lease-to-Own Furniture: Is It Worth the Cost?
Furniture is an important part of making your house feel like home. Whether you’re replacing a worn-out couch, buying a new bedroom set, or furnishing your first apartment, the costs can add up quickly. That’s why lease-to-own furniture offers can look attractive. Instead of paying hundreds or thousands of dollars upfront, you might see advertisements promising a new couch for ...
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Columbus Day Closure: Use the Day to Explore and Learn
Every year, on the second Monday of October, many Americans enjoy a long weekend thanks to the Columbus Day holiday. You may have noticed that most banks and credit unions, including People Driven Credit Union (PDCU), close their doors on this day. But have you ever wondered why? The History of Columbus Day Columbus Day commemorates the arrival of Christopher ...
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Received a $90 Medicare Deposit? Here’s What It Means
If you recently noticed an unexpected $90 deposit from the federal government, you may be wondering where it came from and whether it affects your regular Social Security payment. The $90 payment is legitimate for eligible recipients. The Centers for Medicare & Medicaid Services, or CMS, announced a one-time $90 Medicare Improvement Fund Premium Rebate for certain people enrolled in ...
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How to Tell If Someone Is Using Your Identity
Identity theft does not always announce itself with one obvious warning. Sometimes the first sign is a small unfamiliar charge. Other times, you may discover an account you never opened, receive a debt collection notice for money you do not owe, or find out that someone filed a tax return using your information. Knowing the signs of identity theft can ...
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What to do if your identity is stolen
Discovering that someone may be using your identity can be unsettling. Maybe you notice a purchase you did not make, an unfamiliar account on your credit report, a bill from a company you have never used, or an alert about a new account opened in your name. Whatever brought the problem to your attention, acting quickly can help limit additional ...
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2026 Holiday Loan Special
Make holiday expenses easier with the 2026 Holiday Loan Special The holidays can bring plenty of extra expenses. Gifts, travel, family gatherings, decorations, food, and other seasonal costs can add up quickly. The 2026 PD Quick Cash Holiday Loan Special from People Driven Credit Union gives eligible members another way to manage those expenses without putting everything on a credit ...
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Government impersonation scams: How to spot a fake law enforcement call
A phone call appears to come from a government agency. The caller knows your name. They may even provide a badge number, case number, or other information that sounds official. Then comes the threat. You owe a fine. You missed jury duty. There is a warrant for your arrest. Your license is about to be suspended. Your identity has been ...
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How to Finance a Car Purchased From a Private Seller
Buying a car directly from its owner can help you find vehicles and prices that may not be available at a dealership. However, arranging payment, transferring the title and confirming ownership requires a little more coordination. A private party auto loan allows you to finance an eligible car, truck, SUV or van purchased from an individual. People Driven Credit Union ...
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