John Scharff is the Digital Marketing Lead at People Driven Credit Union, where he helps create clear, practical financial content for members and the communities PDCU serves. He focuses on making financial topics easier to understand, from loans and savings accounts to digital banking, fraud prevention, and everyday money management.
How to Redeem PDCU Rewards Driven Credit Card Points
You can redeem points from your PDCU Rewards Driven Credit Card through online banking and turn the points earned with your People Driven Credit Union Rewards Driven Credit Card into rewards you can use. Watch the short video below for a step-by-step look at accessing the rewards portal, exploring your options, and completing a redemption. How to redeem your Rewards ...
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Get Up to $2,000 With PDCU’s 2026 Back-to-School Cash Loan
The 2026 Back-to-School Cash Loan from People Driven Credit Union gives eligible members access to $500 to $2,000 for school supplies, clothing, technology, tuition, and other seasonal expenses. The special is available from August 4 through September 30, 2026. Back-to-school costs can add up quickly. Whether you are preparing your children for a new school year, sending a student to ...
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The Rule of 72
How long will it take your money to double? You do not need a financial calculator to get a quick estimate. The Rule of 72 is a simple formula that shows how time and compound growth can work together. How Long Will It Take Your Money to Double? The calculation takes only a few seconds. Divide 72 by the annual ...
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3 Smart Moves for Meeting a Financial Challenge
Financial challenges for families can include rising everyday costs, growing debt payments, and difficulty finding affordable housing. Start With the Numbers You Can Control When several financial pressures hit at once, it can be difficult to know where to begin. Start by looking at three parts of your finances: What comes in each month What must go out What can ...
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How to Create Strong Passwords You Can Remember
A strong password is one of the first lines of defense for your online accounts. Learn how to create passwords that are long, unique, difficult to predict, and easier to manage without relying on risky shortcuts. Guidelines for Strong Passwords Help Protect Your Accounts Passwords protect access to your email, financial accounts, social media, shopping accounts, and other personal information. ...
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Video Game Scams
Video games connect millions of players, but gaming accounts can also attract scammers looking for money, valuable digital items, login credentials, and personal information. Learn how common video game scams work and how to protect yourself and your family. Video Game Scams Are No Game: How to Protect Your Wallet Video games are a popular pastime for people of all ...
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2026 Woodward Dream Cruise
Experience the 2026 Woodward Dream Cruise on Saturday, August 15 The 2026 Woodward Dream Cruise takes over Woodward Avenue on Saturday, August 15, 2026, from 9:00 a.m. to 9:00 p.m. Whether you love classic cars, want to introduce the kids to Detroit’s automotive history, or simply enjoy watching thousands of unique vehicles roll by, the Dream Cruise offers a full ...
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How Bank Accounts Work
If you are searching for how bank accounts work, the easiest way to understand them is to start with what each account is meant to do. Checking accounts are built for everyday spending. Savings accounts help you set money aside. Money Market Accounts and High-Yield Money Market Accounts may be a good fit when you want to keep access to ...
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Fraud Awareness Alert: Protect Yourself from Account Takeover Scams
Important: This is a general fraud prevention reminder. It does not indicate suspicious activity on your account. People Driven Credit Union may contact you regarding account activity or possible debit fraud. However, we will never text you asking for sensitive account information, and we will never ask you to move your money to another account for “safekeeping.” Fraudsters are becoming ...
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Buying vs. Renting a Home in 2026: A Smart Plan for Homeownership
June is National Homeownership Month, a good time to think about one of the biggest financial decisions many people face: buying vs. renting. Should you keep renting for now, or is it time to start planning for a home of your own? There is no one right answer for everyone. Renting can make sense if you want flexibility, plan to ...
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