John Scharff is the Digital Marketing Lead at People Driven Credit Union, where he helps create clear, practical financial content for members and the communities PDCU serves. He focuses on making financial topics easier to understand, from loans and savings accounts to digital banking, fraud prevention, and everyday money management.
3 Smart Moves for Meeting a Financial Challenge
Financial challenges for families can include rising everyday costs, growing debt payments, and difficulty finding affordable housing. Start With the Numbers You Can Control When several financial pressures hit at once, it can be difficult to know where to begin. Start by looking at three parts of your finances: What comes in each month What must go out What can ...
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How to Create Strong Passwords You Can Remember
A strong password is one of the first lines of defense for your online accounts. Learn how to create passwords that are long, unique, difficult to predict, and easier to manage without relying on risky shortcuts. Guidelines for Strong Passwords Help Protect Your Accounts Passwords protect access to your email, financial accounts, social media, shopping accounts, and other personal information. ...
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Video Game Scams
Video games connect millions of players, but gaming accounts can also attract scammers looking for money, valuable digital items, login credentials, and personal information. Learn how common video game scams work and how to protect yourself and your family. Video Game Scams Are No Game: How to Protect Your Wallet Video games are a popular pastime for people of all ...
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2026 Woodward Dream Cruise
Experience the 2026 Woodward Dream Cruise on Saturday, August 15 The 2026 Woodward Dream Cruise takes over Woodward Avenue on Saturday, August 15, 2026, from 9:00 a.m. to 9:00 p.m. Whether you love classic cars, want to introduce the kids to Detroit’s automotive history, or simply enjoy watching thousands of unique vehicles roll by, the Dream Cruise offers a full ...
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How Bank Accounts Work
If you are searching for how bank accounts work, the easiest way to understand them is to start with what each account is meant to do. Checking accounts are built for everyday spending. Savings accounts help you set money aside. Money Market Accounts and High-Yield Money Market Accounts may be a good fit when you want to keep access to ...
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Fraud Awareness Alert: Protect Yourself from Account Takeover Scams
Important: This is a general fraud prevention reminder. It does not indicate suspicious activity on your account. People Driven Credit Union may contact you regarding account activity or possible debit fraud. However, we will never text you asking for sensitive account information, and we will never ask you to move your money to another account for “safekeeping.” Fraudsters are becoming ...
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Buying vs. Renting a Home in 2026: A Smart Plan for Homeownership
June is National Homeownership Month, a good time to think about one of the biggest financial decisions many people face: buying vs. renting. Should you keep renting for now, or is it time to start planning for a home of your own? There is no one right answer for everyone. Renting can make sense if you want flexibility, plan to ...
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10 Scams to Watch for: Protect Yourself and Your Money
Scammers are constantly changing their tactics, but most scams follow the same pattern. They create urgency, build trust, and try to get your money or personal information before you have time to think. Knowing the warning signs can help you avoid becoming a victim. 10 Scams to Watch for Here are 10 of the most common scams to watch for, ...
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5 Digital Banking Tools That Can Help Protect Older Adults from Financial Exploitation
Elder financial exploitation protection is in desperate need, with the alarming and often hidden issue that affects many older adults and vulnerable individuals. It can happen through scams, pressure from someone the person knows, unauthorized access to an account, or manipulation by someone who gains trust over time. Financial exploitation can be difficult to spot because it does not always ...
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How to Help Prevent Elder Financial Exploitation
June is Elder Abuse Awareness Month. Learn the warning signs of elder financial exploitation and how to help protect a loved one
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