John Scharff is the Digital Marketing Lead at People Driven Credit Union, where he helps create clear, practical financial content for members and the communities PDCU serves. He focuses on making financial topics easier to understand, from loans and savings accounts to digital banking, fraud prevention, and everyday money management.
Open Enrollment Scams: How to Protect Your Personal and Financial Information
Open Enrollment is an important time to review your health insurance options, whether you’re enrolling in Medicare or shopping for Marketplace coverage. Unfortunately, it is also one of the busiest seasons for scammers. The Federal Trade Commission (FTC) recently warned that scammers are buying online advertisements, creating fake websites, and impersonating trusted government agencies to steal personal information and financial ...
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People Driven Credit Union’s Romeo Branch Earns Best Credit Union Award for 2026
We’re proud to share some exciting news! People Driven Credit Union’s Romeo branch has been named the Best Credit Union in Washington Township for 2026 by BusinessRate. This recognition is based on publicly available Google reviews and reflects the positive experiences shared by the people we serve. For our team, it’s a meaningful acknowledgment of the relationships we’ve built, the ...
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Put your business cash to work with a Business High-Yield Money Market Account
Every business needs cash available for payroll, operating expenses, taxes, unexpected costs, and future opportunities. But when your business has money beyond what it needs for everyday expenses, leaving those funds sitting in a low-earning account may mean missing an opportunity to earn more. The People Driven Credit Union Business High-Yield Money Market Account gives eligible business members a way ...
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People Driven Credit Union Receives Alloya’s First-Ever Next Chapter Award
We’re honored to be named the first-ever recipient of Alloya Corporate Federal Credit Union’s Next Chapter Award. The award recognizes our work helping young people overcome financial barriers and build stronger financial futures. The award celebrates PDCU’s financial education initiatives, which have reached more than 100 young people through community partnerships, $166,000 in grant funding, and an additional $30,320 contributed ...
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Payroll Tax Fraud: What Michigan Small Business Owners Need to Know
A Michigan business owner’s payroll tax fraud guilty plea involving approximately $1.7 million in unpaid employment taxes is an important reminder for small businesses: payroll tax responsibilities should never be overlooked. Whether you handle payroll yourself or use a third-party payroll provider, understanding your tax obligations and regularly verifying payments can help protect your business from financial losses, penalties, and ...
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Coin-counting machines being discontinued at PDCU branches
People Driven Credit Union is making a change to the coin-counting services available at our branches. Beginning November 1, 2026, coin-counting machines will no longer be available at People Driven Credit Union branches. The machines are being removed and will not be replaced. We know some members have regularly used our coin-counting machines, so we want to give you advance ...
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Your Financial Goals. Our People Driven Approach.
At People Driven Credit Union, we believe your financial institution should understand your goals, listen to your needs, and help you make informed financial decisions. Whether you’re purchasing your first car, buying a home, building your savings, or managing everyday expenses, we’re here to help you move forward. Proudly serving Michigan since 1928, People Driven Credit Union brings together personal ...
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Lease-to-Own Furniture: Is It Worth the Cost?
Furniture is an important part of making your house feel like home. Whether you’re replacing a worn-out couch, buying a new bedroom set, or furnishing your first apartment, the costs can add up quickly. That’s why lease-to-own furniture offers can look attractive. Instead of paying hundreds or thousands of dollars upfront, you might see advertisements promising a new couch for ...
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Columbus Day Closure: Use the Day to Explore and Learn
Every year, on the second Monday of October, many Americans enjoy a long weekend thanks to the Columbus Day holiday. You may have noticed that most banks and credit unions, including People Driven Credit Union (PDCU), close their doors on this day. But have you ever wondered why? The History of Columbus Day Columbus Day commemorates the arrival of Christopher ...
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Received a $90 Medicare Deposit? Here’s What It Means
If you recently noticed an unexpected $90 deposit from the federal government, you may be wondering where it came from and whether it affects your regular Social Security payment. The $90 payment is legitimate for eligible recipients. The Centers for Medicare & Medicaid Services, or CMS, announced a one-time $90 Medicare Improvement Fund Premium Rebate for certain people enrolled in ...
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