John Scharff is the Digital Marketing Lead at People Driven Credit Union, where he helps create clear, practical financial content for members and the communities PDCU serves. He focuses on making financial topics easier to understand, from loans and savings accounts to digital banking, fraud prevention, and everyday money management.
How to Redeem PDCU Rewards Driven Credit Card Points
You can redeem points from your PDCU Rewards Driven Credit Card through online banking and turn the points earned with your People Driven Credit Union Rewards Driven Credit Card into rewards you can use. Watch the short video below for a step-by-step look at accessing the rewards portal, exploring your options, and completing a redemption. How to redeem your Rewards ...
Continue Reading
New vs. Used Motorcycle Financing: Which Is Right for You?
Should you finance a new or used motorcycle? Compare purchase price, depreciation, maintenance, rates, and loan terms before choosing your next bike.
Continue Reading
Motorcycle Loan Pre-Approval: What It Is and Why It Helps
Motorcycle loan pre-approval can give you a clearer budget before you shop. Learn what it means, how it helps, and what still needs to happen before final approval.
Continue Reading
RV Loan Pre-Approval: What It Is and Why It Helps
RV loan pre-approval can help you establish a budget before shopping for a motorhome, travel trailer, fifth wheel, or camper.
Continue Reading
RV Loan Rates: What Determines Your Rate?
RV loan rates can vary based on the borrower, requested loan, and recreational vehicle. Learn which factors lenders may consider before applying.
Continue Reading
RV Loan Calculator: How Much RV Can You Afford?
An RV loan calculator can estimate your monthly payment, but your budget should also include insurance, registration, storage, fuel, maintenance, campgrounds, and repairs.
Continue Reading
Get Up to $2,000 With PDCU’s 2026 Back-to-School Cash Loan
The 2026 Back-to-School Cash Loan from People Driven Credit Union gives eligible members access to $500 to $2,000 for school supplies, clothing, technology, tuition, and other seasonal expenses. The special is available from August 4 through September 30, 2026. Back-to-school costs can add up quickly. Whether you are preparing your children for a new school year, sending a student to ...
Continue Reading
Bank vs. Credit Union: What Is the Difference?
When comparing a bank vs. credit union, the biggest difference is ownership. Banks serve customers and may be owned by private investors or shareholders. Credit unions are not-for-profit financial cooperatives owned by their members. Both can offer checking accounts, savings accounts, loans, credit cards, digital banking, and other financial services. The right choice depends on the products, rates, service, access, ...
Continue Reading
The Rule of 72
How long will it take your money to double? You do not need a financial calculator to get a quick estimate. The Rule of 72 is a simple formula that shows how time and compound growth can work together. How Long Will It Take Your Money to Double? The calculation takes only a few seconds. Divide 72 by the annual ...
Continue Reading
New vs. Used RV Financing: Which Is Right for You?
A new RV may offer the latest features and warranty coverage, while a used RV may provide more value for your budget. Compare the costs, financing considerations, and tradeoffs before deciding.
Continue Reading
