John Scharff is the Digital Marketing Lead at People Driven Credit Union, where he helps create clear, practical financial content for members and the communities PDCU serves. He focuses on making financial topics easier to understand, from loans and savings accounts to digital banking, fraud prevention, and everyday money management.
PD Summertime Cash Loan Special
Summer expenses can add up fast. Vacation travel, summer camp, childcare, utility bills, home projects, and last-minute plans can all put pressure on your budget. That is why People Driven Credit Union is offering the PD Summertime Cash Loan Special, available June 1, 2026, through July 31, 2026. Eligible members can apply for a fast, short-term Quick Cash option, while ...
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Gas Pump Scam
A gas pump scam reported in Michigan is a good reminder to slow down for a few seconds before pulling away from the pump. Watch for This Gas Pump Scam Before You Drive Away Fraudsters may place a small screw, bolt, or object in the fuel pump handle cradle. This can prevent the pump from fully resetting after a person ...
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2026 Home Equity Special
Starting May 26, 2026, People Driven Credit Union members can take advantage of a limited-time Home Equity Special and save on the cost of borrowing. Turn Your Home Equity Into Possibility For a limited time, PDCU will waive closing costs up to $495 on a Home Equity Line of Credit, also known as a HELOC, for a primary residence. A ...
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Secured vs. Unsecured Personal Loans: Which Is Right for Your Situation?
When you’re weighing your personal loan options, understanding the difference between secured vs. unsecured personal loans helps you choose confidently. Both can fund goals like consolidating debt, tackling a project, or covering an unexpected bill, but they work differently and suit different situations. Secured vs. Unsecured Personal Loans Learn the difference between secured and unsecured loans and how to choose ...
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7 Overdraft Tips to Avoid Fees
Overdraft fees are frustrating. They usually show up when money is already tight, which makes them even more annoying. Overdraft Tips can help you avoid frustrating fees, especially when money is already tight and every dollar matters. The good news is that a few simple habits can help you avoid overdrawing your account. Whether you use the MyPDCU app, online ...
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Memorial Day: Our Reflections
This Memorial Day, we pause to honor the brave men and women who gave their lives in service to our country. Their sacrifice reminds us of the actual cost of freedom, and we are deeply grateful. Honoring Memorial Day To observe the holiday, People Driven Credit Union will be closed on Saturday and Monday. We will reopen with regular business ...
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How to Choose the Best Loan for Your Next Home Project
If you are trying to figure out the best loan for home improvements, you are not alone. Whether you are remodeling a kitchen, replacing windows, upgrading a bathroom, or tackling a long list of home repairs, the right financing option depends on how you will pay for the project and how you want to repay the money. Home improvement loans ...
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A Fresh Start for Your Home and Wallet
A Fresh Start for Your Home and Wallet. The weather changes, routines shift, and many people start thinking about ways to improve their homes and finances. If you have been putting off home projects, meaning to revisit your budget, or looking for ways to simplify monthly expenses, this season is a smart time to get back on track. A few ...
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People Driven Credit Union Earns National Recognition for Best Mortgage Loan Experience
People Driven Credit Union has been named a 2026 MemberXP Best of the Best Award winner for Best Mortgage Loan Experience. This national recognition places PDCU among the top-performing credit unions in the country for member experience in mortgage lending. What Is the MemberXP Best of the Best Award? The MemberXP Best of the Best Awards are presented by CUSG ...
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Government Furlough Assistance Program
The Government Furlough Assistance Program is no longer available, please visit our loans page for other options. A government shutdown can create sudden financial strain for federal workers and others whose income is disrupted. At People Driven Credit Union, we understand how difficult this time can be, and we’re here to help our members through it. Our Government Furlough Assistance ...
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