At People Driven Credit Union, we believe your financial institution should understand your goals, listen to your needs, and help you make informed financial decisions.
Whether you’re purchasing your first car, buying a home, building your savings, or managing everyday expenses, we’re here to help you move forward.
Proudly serving Michigan since 1928, People Driven Credit Union brings together personal service, convenient banking tools, and financial solutions designed around our members.
Get to know People Driven Credit Union
You may have seen us during a Detroit Pistons broadcast. Now we’d like to introduce ourselves.
We’re a Michigan credit union owned by our members. That means our focus is on the people who bank with us and the communities we serve.
From helping members finance important purchases to supporting their long-term financial goals, we believe banking should be personal.
And if you live in Michigan, you’re eligible to become a member!
Catch the Detroit Pistons in action
There’s nothing quite like cheering on the Detroit Pistons! Whether you’re watching from home or following your favorite players throughout the season, basketball brings Michigan fans together.
Stay connected with the team by visiting the official Detroit Pistons website for the latest news, game schedules, scores, and team updates.
Looking for ways to catch the action on TV? Visit Detroit 20 on The Spot for local television information, Pistons coverage, and programming schedules.
While you’re enjoying the game, remember that People Driven Credit Union is here to help Michigan residents work toward their financial goals, both on and off the court.
Banking that fits your life
Everyone’s financial journey is different. That’s why People Driven Credit Union offers a variety of products and services to help you at different stages of life.
Checking and savings accounts
Manage your everyday finances, build your savings, and access your accounts through convenient online and mobile banking.
Whether you’re looking for an everyday checking account or a way to save toward your next financial milestone, we have options to explore.
Explore checking and savings accounts
Auto loans
Shopping for a new or used vehicle? Explore auto loan options, financing for purchases from dealerships or private sellers, and opportunities to get pre-approved before you shop.
Our lending team can help you understand your financing options so you can shop with confidence.
Home loans and home equity options
Whether you’re planning to purchase a home, refinance, or use your home’s equity for an important project, our team can help you explore your financing options.
We offer mortgage and home equity solutions for a variety of financial needs.
Digital banking
Stay connected to your money wherever life takes you. With the MyPDCU mobile app and online banking, you can manage accounts, monitor transactions, and handle many everyday banking needs.
Whether you’re at home, at work, or on the go, convenient banking tools help you stay connected to your finances.
What makes People Driven different?
People Driven Credit Union has served Michigan communities for nearly a century.
As a member-owned financial cooperative, we take a personal approach to helping our members reach their financial goals.
We offer the convenience of modern digital banking along with access to knowledgeable team members who can answer questions and help you explore your options.
And when you join People Driven Credit Union, you’re more than an account holder. You’re a member and an owner.
Become a People Driven Credit Union member
Joining is simple.
People Driven Credit Union membership is open to everyone who lives in Michigan.
Membership begins with opening a Share Savings Account and making a $5 ownership deposit. This establishes your membership and ownership in the credit union.
You can also apply for a People Driven Credit Union loan before becoming a member. If your loan is approved, you can complete the membership process at that time.
Ready to see what People Driven Credit Union can do for you?
Frequently asked questions
People Driven Credit Union is a member-owned financial cooperative serving Michigan. We offer checking and savings accounts, loans, digital banking, and other financial services designed to help members manage their finances and work toward their goals.
Anyone who lives in Michigan can become a People Driven Credit Union member. Additional membership eligibility options are available for certain individuals, families, and organizations.
Membership requires opening a Share Savings Account with a $5 ownership deposit. This deposit represents your ownership share in People Driven Credit Union.
Yes. You can apply for a People Driven Credit Union loan before establishing membership. If your loan is approved, you will complete the membership process and make your $5 ownership deposit.
Yes. Members can access accounts and manage many everyday banking activities through online banking and the MyPDCU mobile app.
Your next chapter starts here
Financial goals come in all shapes and sizes. Whatever you’re working toward, we’re ready to help you explore your options.
Discover what it’s like to bank with a credit union that puts people first.
People Driven Credit Union. Proudly serving Michigan since 1928.
John Scharff is the Digital Marketing Lead at People Driven Credit Union, where he helps create clear, practical financial content for members and the communities PDCU serves. He focuses on making financial topics easier to understand, from loans and savings accounts to digital banking, fraud prevention, and everyday money management.
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