2026 Holiday Loan Special

Make holiday expenses easier with the 2026 Holiday Loan Special

The holidays can bring plenty of extra expenses. Gifts, travel, family gatherings, decorations, food, and other seasonal costs can add up quickly. The 2026 PD Quick Cash Holiday Loan Special from People Driven Credit Union gives eligible members another way to manage those expenses without putting everything on a credit card.

Eligible PDCU members may be able to borrow up to $2,000 through the limited-time Holiday Loan Special. The application is completed online, and no traditional credit check is required for the PD Quick Cash Holiday Loan.

What can you use a Holiday Loan for?

Your holiday budget may look different from someone else’s. A PD Quick Cash Holiday Loan can help cover a variety of seasonal expenses, including:

• Holiday gifts
• Travel and transportation
• Family gatherings and meals
• Holiday decorations
• Seasonal activities and events
• Other eligible holiday expenses

Before borrowing, consider how much you actually need and how the monthly payment will fit into your budget after the holidays are over.

How the 2026 PD Quick Cash Holiday Loan works

The Holiday Loan is part of PDCU’s PD Quick Cash program and is designed for eligible members who want access to a smaller loan through a simple online application process.

• Borrow up to $2,000: Your available loan amount is based on eligibility requirements and your qualifying deposit history.
• No traditional credit check: PDCU does not pull a traditional credit report when you apply for the PD Quick Cash Holiday Loan.
• Apply online: Eligible members can complete the application online or through digital banking.
• Fast decisions: Eligible applications may receive a decision quickly during regular business hours.
• Fixed repayment: Review your offered loan amount, repayment term, APR*, and monthly payment before accepting the loan.

Visit the 2026 Holiday Loan page for current rates, repayment terms, eligibility requirements, and application information.

Who may qualify for the Holiday Loan?

The PD Quick Cash Holiday Loan is designed for current PDCU members who meet the program’s eligibility requirements. These requirements include:

• Being a People Driven Credit Union member in good standing for at least six months.
• Having qualifying direct deposits of at least $1,000 per month for six consecutive months.
• Meeting PDCU account history and other eligibility requirements.

The amount you are eligible to borrow is determined in part by your qualifying deposit history. Approval is not guaranteed.

No traditional credit check required

One feature that separates PD Quick Cash from a traditional personal loan is that PDCU does not perform a traditional credit check as part of the PD Quick Cash application.

That does not mean every application is automatically approved. Membership status, deposit history, account standing, existing PD Quick Cash loans, and other eligibility requirements still apply.

Already have a PD Quick Cash Loan?

Existing PD Quick Cash loans can affect your eligibility for another loan. Members may have up to two PD Quick Cash loans open at the same time, a waiting period applies between applications, and limits apply to the number of PD Quick Cash products a member may receive within a rolling six-month period.

Check the Holiday Loan page before applying for the latest eligibility requirements.

How to apply for the 2026 Holiday Loan

If you qualify, you can apply for the Holiday Loan online. You may also access the application through the MyPDCU app or online banking.

If you apply directly through the website, have your PDCU account information available so your membership can be verified. Members who are unsure of their account information may find it easier to start through online banking or the MyPDCU app.

View the 2026 Holiday Loan Special and apply online.

What if you don’t qualify for PD Quick Cash?

If you need to borrow more than the Holiday Loan allows, are not yet eligible for PD Quick Cash, or simply want to compare your options, PDCU offers other personal loan options.

A traditional personal loan may be worth considering for larger expenses or when you want a different repayment term. Credit approval, membership, rates, terms, and other eligibility requirements apply.

Plan your holiday borrowing around your budget

A holiday loan can spread seasonal expenses over several payments, but it is still important to borrow with January and the months that follow in mind.

Before accepting a loan, review the monthly payment, APR*, repayment period, and total amount you will repay. Borrowing only what you need can help keep your post-holiday budget manageable.

Apply for the 2026 Holiday Loan Special

If holiday expenses are starting to pile up, the 2026 PD Quick Cash Holiday Loan Special may give eligible PDCU members another way to cover seasonal purchases with predictable payments.

Explore the 2026 Holiday Loan Special to see current terms, check eligibility, and apply online.

Disclosures

*APR = Annual Percentage Rate. Membership and eligibility requirements apply. All loans are subject to approval and other terms and conditions. Loan amounts, APRs, repayment terms, and monthly payments may vary. Review the current Holiday Loan offer and loan disclosures before accepting a loan.

PD Quick Cash Holiday Loans are available only to eligible People Driven Credit Union members in good standing who meet applicable membership, direct deposit, account history, and other eligibility requirements. No traditional credit check is performed for this loan option.

Approval and funding times may vary based on eligibility, account verification, application volume, and other requirements. Approval is not guaranteed.

Members may have up to two PD Quick Cash loans open simultaneously. A waiting period applies between applications, and limits apply to the number of PD Quick Cash products a member may receive within a rolling six-month period. People Driven Credit Union reserves the right to modify or discontinue loan products and promotional offers.