Category: Personal
PD Summertime Cash Loan Special
Summer expenses can add up fast. Vacation travel, summer camp, childcare, utility bills, home projects, and last-minute plans can all put pressure on your budget. That is why People Driven Credit Union is offering the PD Summertime Cash Loan...
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PDCU Visa Rewards Driven Credit Card vs. Store Credit Card
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Secured vs. Unsecured Personal Loans: Which Is Right for Your Situation?
When you’re weighing your personal loan options, understanding the difference between secured vs. unsecured personal loans helps you choose confidently. Both can fund goals like consolidating debt, tackling a project, or covering an unexpected bill,...
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Mortgage Refinance vs. Home Equity Loan: Which Is Right for You?
If you are a homeowner weighing your options to access cash or lower your monthly payment, two paths come up most often: a Mortgage Refinance and a Fixed Rate Home Equity Loan. Both let you tap into the value you have built in your home. Both can save...
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How to Choose the Best Loan for Your Next Home Project
If you are trying to figure out the best loan for home improvements, you are not alone. Whether you are remodeling a kitchen, replacing windows, upgrading a bathroom, or tackling a long list of home repairs, the right financing option depends on how you...
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Government Furlough Assistance Program
The Government Furlough Assistance Program is no longer available, please visit our loans page for other options. A government shutdown can create sudden financial strain for federal workers and others whose income is disrupted. At People Driven...
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Manage Tax Season Stress with PDCU’s Tax Relief Loan
PDCU’s Tax Relief Loan Can Help With Tax Season Stress Tax season can be stressful. From gathering documents and filling out complicated forms to figuring out how to pay your tax bill, it’s no surprise that many people feel overwhelmed during this...
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Need a Little Extra for Valentine’s Day? Here Are Your Options
Valentine’s Day is supposed to be sweet, not a surprise attack on your checking account. If you’re planning gifts, dinner, travel, or a special experience, a small, structured loan can help you spread the cost into predictable monthly payments...
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Balance Transfers 101: How to Save on Interest
A balance transfer can be a smart way to reduce interest costs when used as part of a plan. Think of it like moving your debt from a “high-interest neighborhood” to a “lower-interest neighborhood” … but you still have to pay the rent on...
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Personal Line of Credit vs. Personal Loan: Understanding the Difference
Whether you have a surprise expense or just need a bit of extra money for a major purchase, People Driven Credit Union has a plethora of options available to its members. But which one is right for you? Before you make your decision, you should know that...
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