Category: Personal
How to Redeem PDCU Rewards Driven Credit Card Points
You can redeem points from your PDCU Rewards Driven Credit Card through online banking and turn the points earned with your People Driven Credit Union Rewards Driven Credit Card into rewards you can use. Watch the short video below for a step-by-step look at accessing the rewards portal, exploring your options, and completing a redemption. How to redeem your Rewards ...
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Get Up to $2,000 With PDCU’s 2026 Back-to-School Cash Loan
The 2026 Back-to-School Cash Loan from People Driven Credit Union gives eligible members access to $500 to $2,000 for school supplies, clothing, technology, tuition, and other seasonal expenses. The special is available from August 4 through September 30, 2026. Back-to-school costs can add up quickly. Whether you are preparing your children for a new school year, sending a student to ...
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Personal Loan Approval Factors
If you need money, whether for a planned purchase or a surprise emergency expense, a personal loan is a great option. At People Driven Credit Union, we have many choices to consider. However, unlike a car loan or a mortgage, many people have never gone through the process of obtaining a personal loan. Below, you will find all the important ...
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PD Summertime Cash Loan Special
Summer expenses can add up fast. Vacation travel, summer camp, childcare, utility bills, home projects, and last-minute plans can all put pressure on your budget. That is why People Driven Credit Union is offering the PD Summertime Cash Loan Special, available June 1, 2026, through July 31, 2026. Eligible members can apply for a fast, short-term Quick Cash option, while ...
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PDCU Visa Rewards Driven Credit Card vs. Store Credit Card
When a cashier asks if you want to save a percentage today by opening a store credit card, it can be hard to say no. But before you hand over your information at checkout, it is worth taking a closer look at what you are actually signing up for. The comparison between the PDCU Visa Rewards Driven Credit Card vs. ...
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Secured vs. Unsecured Personal Loans: Which Is Right for Your Situation?
When you’re weighing your personal loan options, understanding the difference between secured vs. unsecured personal loans helps you choose confidently. Both can fund goals like consolidating debt, tackling a project, or covering an unexpected bill, but they work differently and suit different situations. Secured vs. Unsecured Personal Loans Learn the difference between secured and unsecured loans and how to choose ...
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Mortgage Refinance vs. Home Equity Loan: Which Is Right for You?
If you are a homeowner weighing your options to access cash or lower your monthly payment, two paths come up most often: a Mortgage Refinance and a Fixed Rate Home Equity Loan. Both let you tap into the value you have built in your home. Both can save you money or give you access to funds. But they work differently, ...
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How to Choose the Best Loan for Your Next Home Project
If you are trying to figure out the best loan for home improvements, you are not alone. Whether you are remodeling a kitchen, replacing windows, upgrading a bathroom, or tackling a long list of home repairs, the right financing option depends on how you will pay for the project and how you want to repay the money. Home improvement loans ...
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Government Furlough Assistance Program
The Government Furlough Assistance Program is no longer available, please visit our loans page for other options. A government shutdown can create sudden financial strain for federal workers and others whose income is disrupted. At People Driven Credit Union, we understand how difficult this time can be, and we’re here to help our members through it. Our Government Furlough Assistance ...
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Manage Tax Season Stress with PDCU’s Tax Relief Loan
PDCU’s Tax Relief Loan Can Help With Tax Season Stress Tax season can be stressful. From gathering documents and filling out complicated forms to figuring out how to pay your tax bill, it’s no surprise that many people feel overwhelmed during this time of year. But what if there was a way to remove financial stress from the equation? With ...
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