Category: Personal
Celebrate Your Achievement with a Graduation Loan
Graduation Season is Here — PDCU Is Ready to Help Graduation is a significant milestone — and it’s a moment worth celebrating! But between ceremony expenses, travel costs, and preparing for the next big step, the bills can add up quickly....
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Why You Might Need a Home Equity Loan
Why You Might Need a Home Equity Loan and Which Option is Right for You Are you looking to tackle a big project, pay off high-interest debt, or handle an unexpected expense? Borrowing against your home’s equity is a smart way to access funds. At...
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Payday Loans: The Costly Trap & Smarter Alternatives
What Are Payday Loans & Why Do People Use Them? Life happens—car repairs, medical bills, or unexpected expenses can throw off even the best-laid financial plans. According to the Federal Reserve Board, about 44% of Americans don’t have $400 in...
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Cash Advance Loans: Costs, Risks, and Smarter Alternatives
What Are Cash Advance Loans? When cash is tight and bills are due, a cash advance loan may seem convenient for getting quick money. However, whether withdrawing cash from a credit card, using an employer paycheck advance, or taking out an online cash...
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Tips for Obtaining a Personal Loan with Bad Credit
Tips for Obtaining a Personal Loan with Bad Credit A low credit score makes borrowing harder, but it does not make it impossible. People Driven Credit Union looks beyond a single number and considers your full financial picture when evaluating a...
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Boost Your Financial Health With a Personal Loan
Taking out a loan might seem counterintuitive when you are trying to boost your financial health. But a personal loan used strategically can genuinely strengthen your finances by reducing the cost of existing debt, covering urgent expenses without...
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How to Use a Personal Loan for Debt Consolidation
How to Use a Personal Loan for Debt Consolidation Making minimum payments on high-interest credit card debt is an exhausting way to manage your finances. You are paying every month, but the balance barely moves because most of what you pay goes straight...
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One-Time Holiday Skip-a-Payment!
The holiday season brings extra expenses. People Driven Credit Union is giving eligible credit card holders the opportunity to skip their December minimum payment and keep a little more cash in their pocket when they need it most. How the Holiday...
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Personal Loan vs. Credit Card: Which Is Better for Big Purchases?
Personal Loan vs. Credit Card What Is a Personal Loan? A personal loan is a lump sum of money that you can use to finance a variety of purchases. It’s repaid to the lender in fixed monthly payments, usually over 1 to 7 years. Your credit...
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Free Insurance for PD Quick Cash Loans
Free Payment Guard Insurance for PD Quick Cash Is Automatically Included with Every Loan Losing a job unexpectedly is one of the most stressful financial events a person can face. Research shows that more than one-third of households could not cover...
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