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Celebrate Your Achievement with a Graduation Loan

College graduate in cap and gown hugging her professor.

Graduation Season is Here — PDCU Is Ready to Help

Graduation is a significant milestone — and it’s a moment worth celebrating! But between ceremony expenses, travel costs, and preparing for the next big step, the bills can add up quickly. That’s where People Driven Credit Union’s Graduation Loan comes in.

Our Graduation Loan is designed to provide you with fast4 funding to help cover the costs of celebrating your success and setting yourself up for the future.

How Can a Graduation Loan Help You?

Graduating means more than tossing your cap — it’s the start of a whole new chapter. Our Graduation Loan can help you:

  • Cover the costs of your cap and gown, announcements, and senior photos
  • Travel to celebrate with family and friends
  • Pay for moving expenses for a new job or college
  • Invest in professional clothing and supplies for interviews
  • Handle any final tuition or exam fees

Whatever your next step looks like, we’re here to help you get there with confidence.

Loan Details at a Glance

  • Borrow between $500 and $2,000
  • Terms of 9, 12, or 18 months based on your loan amount
  • Low 9.99% APR* and a simple $15 processing fee
  • Easy online application with quick access4 to your funds

Why Choose PDCU for Your Graduation Loan?

At PDCU, we’re here to celebrate your achievements and support your future. Our Graduation Loan offers a straightforward and affordable way to cover those additional expenses, enabling you to focus on celebrating your success without worrying about the costs.

Plus, with fast approvals and flexible repayment options, we make it easy to get the money you need when you need it.

Apply Today and Step into Your Future

Don’t let graduation expenses hold you back. Apply for a Graduation Loan today and move forward with the support of a credit union that believes in you.

Disclosures

*APR = Annual Percentage Rate. All loans are subject to approval. Rates, terms, and loan amounts may vary based on creditworthiness and underwriting criteria. Membership eligibility is required.

4Important Information About PD Quick Cash

The PD Quick Cash Graduation Loan is available only to members in good standing with a qualifying direct deposit of at least $1,000/month for six consecutive months. $15 processing fee applies. No credit check is performed for this loan option.

“Same-day approval,” “under 60 seconds,” and “funds promptly” refer to the average time it takes to process applications for eligible members during regular business hours. Actual approval and funding times may vary based on application volume, account verification, and other eligibility requirements.

Approval is not guaranteed and is subject to credit union membership, account history, and other underwriting criteria. Applicants must be a member in good standing for a minimum of 180 days and meet eligibility criteria, which may include regular direct deposit and no recent loan delinquencies.

All loans are subject to credit union approval and other terms and conditions. People Driven Credit Union reserves the right to modify or discontinue this product at any time without notice.

You’ve Earned This Moment – Now Celebrate It.

A PDCU Graduation Loan helps cover the real costs of your next chapter so you can focus on what’s ahead instead of what’s next on the bill.

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Apply for a Graduation Loan

Fast funding for moving, travel, relocation, or any post-graduation expenses. Available to eligible PDCU members in good standing with a minimum of 180 days membership and qualifying direct deposit history. Approval not guaranteed and subject to eligibility requirements.

Apply Now

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Get Free Guidance from GreenPath

Not sure how the loan fits into your post-grad budget? GreenPath Financial Wellness offers free, confidential counseling for PDCU members on budgeting, debt strategy, and building your next chapter with confidence. Call 877-337-3399.

Learn About GreenPath

PD Quick Cash / Graduation Loan available to eligible PDCU members in good standing with a minimum of 180 days of membership and qualifying direct deposit history. Loan amounts from $500 to $2,000. Approval not guaranteed and subject to eligibility requirements. Federally insured by the NCUA. NMLS #776727.

John Scharff

Meet the Author: John Scharff

John Scharff is the Digital Marketing Lead at People Driven Credit Union, where he helps create clear, practical financial content for members and the communities PDCU serves. He focuses on making financial topics easier to understand, from loans and savings accounts to digital banking, fraud prevention, and everyday money management.

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