Skip nav to main content.
People Driven Credit Union

Category: Personal


Graphic: Need a Little Extra for Valentine’s Day? Here Are Your Options.

Need a Little Extra for Valentine’s Day? Here Are Your Options

Valentine’s Day is supposed to be sweet, not a surprise attack on your checking account. If you’re planning gifts, dinner, travel, or a special experience, a small, structured loan can help you spread the cost into predictable monthly payments instead of leaning on high-interest balances. From January 30 through February 28, 2026, People Driven Credit Union (PDCU) is offering two ...

Continue Reading
Graphic: Balance Transfers 101: How to Save on Interest.

Balance Transfers 101: How to Save on Interest

A balance transfer can be a smart way to reduce interest costs when used as part of a plan. Think of it like moving your debt from a “high-interest neighborhood” to a “lower-interest neighborhood” … but you still have to pay the rent on time. Using Balance Transfers can significantly improve your financial situation by lowering the interest you pay on ...

Continue Reading
Graphic: Avoid the Post-Holiday Debt Hangover: Manage Expenses with Debt Consolidation.

Avoid the Post-Holiday Debt Hangover: Manage Expenses with Debt Consolidation

The holidays are supposed to come with joy, not a financial hangover. But once the wrapping paper settles, it’s common to look at your credit card statements and think, “…Yikes.” If you used credit cards, store financing, or buy now, pay later options to get through the season, you’re not alone—and you’re not stuck. People Driven Credit Union (PDCU) offers ...

Continue Reading
Graphic: What to Use a Holiday Loan For.

What to Use a Holiday Loan For

The holidays are full of joy, family, and fun, but also a few extra expenses. What to Use a Holiday Loan For? A family trip, buying gifts, or hosting a big dinner, those seasonal costs can add up fast. That’s where the PD Holiday Cash Loan from People Driven Credit Union can help. PD Holiday Cash It’s a short-term, low-rate ...

Continue Reading
Graphic: Stretch Your Holiday Dollars.

Stretch Your Holiday Dollars

This November and December: Use your People Driven Credit Union credit card and enjoy our Special Seasonal Rate to Stretch Your Holiday Dollars! This special 3.9% APR holiday offer is exclusive to select members in good standing who received the mailed invitation. If you didn’t get one, don’t worry — you can still enjoy great everyday rates and rewards with ...

Continue Reading
Graphic: Holiday Loan Options.

Holiday Loan Options

Make Your Holiday Season Brighter with PDCU’s Holiday Loan Options The holidays are a time for joy and celebration but can also bring added financial pressure. At People Driven Credit Union (PDCU), we want to help you keep the focus on what matters most enjoying the season with your loved ones. Whether you’re planning on gift shopping, holiday travel, or ...

Continue Reading
PD Quick Cash Holiday Loan. Holiday Loan Special

2025 Holiday Loan Special

Unwrap the Possibilities of a PD Quick Cash Holiday Loan Special The holiday season is here, and we understand how stressful it can be to manage expenses during this busy time of year. With inflation and rising costs, gift shopping, travel, and festive gatherings may feel burdensome. At People Driven Credit Union (PDCU), we’re committed to making this time easier ...

Continue Reading
Graphic: Skip-A-Payment.

Skip-A-Payment

Take a Break from Your Loan Payments with PDCU’s Skip-A-Payment Program! Unexpected expenses can throw a wrench in your budget. With Skip-A-Payment, eligible members can skip one loan Transaction per calendar year for a fee. It’s a simple and convenient way to give yourself some breathing room during the year, whether it’s for unexpected expenses or to help you enjoy a ...

Continue Reading