Starting October 1, 2025, the U.S. Treasury to Stop Issuing Paper Checks for Social Security benefits, tax refunds, and other federal payments. If you currently receive your funds by paper check, you’ll need to switch to direct deposit or a government-issued payment card before September 30, 2025.
Don’t Miss a Payment: Switch to Direct Deposit by September 30
Paper checks from the U.S. Treasury end September 30, 2025. Learn how to set up direct deposit with People Driven Credit Union to receive Social Security, tax refunds, and other benefits quickly, securely, and without risk of lost checks.
U.S. Treasury to Stop Issuing Paper Checks, but why?
The government is making this change because direct deposit is faster, safer, and less vulnerable to fraud than paper checks. It also reduces processing costs for the Treasury. For you, this means quicker access to your money and peace of mind knowing your funds are securely deposited into your account.
Your Options
- Direct Deposit to Your PDCU Account: Enjoy the security of knowing your payment goes straight into your checking or savings account, no trips to the branch, and no risk of lost or stolen checks.
- Government-Issued Payment Card: If you don’t set up direct deposit, the Treasury will send you a Direct Express® card, which works like a debit card and reloads monthly.
If You’ve Already Received a Payment Card
You can still switch to direct deposit at no cost. Complete a direct deposit form with PDCU, then follow up with your Social Security office to confirm the change.
Stay Alert for Scams
Unfortunately, changes like this create opportunities for scammers. Be cautious of anyone, especially third parties, offering to “help” set up your direct deposit. If you’re unsure, call us first at 248-263-4100 or contact us online.
Track Your Deposits Easily
Once your direct deposit is set up, you can securely monitor your government payments anytime using Online Banking or the MyPDCU mobile app.
Need Help? We’ve Got You Covered
Our team can help you complete the direct deposit form and walk you through the process. Don’t wait, set up your direct deposit today to avoid any disruption to your benefits.
Disclaimer: People Driven Credit Union is not affiliated with the U.S. Treasury Department or the Social Security Administration. Direct deposit setup requires member authorization and may take one or more payment cycles to take effect.
Set Up Direct Deposit at PDCU
Direct deposit is faster, more secure, and easier to monitor than waiting for a paper check. Here is how to get set up and stay informed.
Contact PDCU to Set Up Direct Deposit
PDCU can help you complete the direct deposit form and provide your routing and account numbers for Social Security, tax refunds, or other federal payments. Our team can walk you through the process by phone, online, or at any of our Michigan branch locations. Do not give your account information to anyone other than PDCU directly.
Monitor Deposits with the MyPDCU App
Once your direct deposit is set up, use the MyPDCU app to track when payments arrive, set up transaction alerts, and spot any unusual account activity right away. You can also lock your debit card instantly from your phone if you suspect your account has been targeted by a scam.
People Driven Credit Union is not affiliated with the U.S. Treasury Department or the Social Security Administration. Direct deposit setup requires member authorization and may take one or more payment cycles to take effect. PDCU will never ask for your account information via unsolicited phone call, email, or text. If you receive a suspicious request, call us directly at 844-700-7328. Membership eligibility required. Federally insured by the NCUA. NMLS 776727.U.S. Treasury to Stop Issuing Paper Checks
