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The best way to get the money you need

90 Days No Payment & No Closing Costs*

Home Equity Loan

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Ready to get the money you need?

Start with our digital application below

Digital Application

90 day no payment promotion will run from March 1st – May 31st

• Home Equity Closed-End no payment for 90 days.
• No closing costs (appraisal fee, if required, will be refunded at closing) for all home equity loans.
• Maximum LTV is 80%
• Minimum Loan Amount is $25,000

A Fixed Home Equity loan is a traditional closed-end loan often referred to as a second mortgage. The borrower receives a one-time lump sum to be repaid over a fixed term and interest rate. In addition, monthly payments remain the same throughout the lifetime of the loan.

Mortgage rates change daily, therefore inquire with PDCU for current mortgage rates.

Enjoy the added convenience of making your payments with a Direct Deposit. * Use of a calculator tool is not a guarantee of credit.

*APR = Annual Percentage Rate. However, your actual APR will be determined at the time of disbursement and will be based on your application and credit information Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. In addition, The rate you receive on your loan will be the rate in effect at the time of loan disbursal.

People Driven Credit Union is an Equal Housing Lender NMLS #776727