Skip nav to main content.

The best way to get the money you need

Fixed-rate, Fixed-term Home Equity Loan

A home equity loan is a great way to access needed cash quickly and without fees

Make an Appointment

Ready to get the money you need?

Start with our digital application below

Digital Application

A Fixed Home Equity loan is a traditional closed-end loan often referred to as a second mortgage. The borrower receives a one-time lump sum to be repaid over a fixed term and interest rate. Monthly payments remain the same throughout the lifetime of the loan.

Mortgage rates change daily, therefore inquire with PDCU for current mortgage rates.

Enjoy the added convenience of making your payments with Direct Deposit. * Use of a calculator tool is not a guarantee of credit.

*APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. The rate you receive on your loan will be the rate in effect at the time of loan disbursal

People Driven Credit Union is an Equal Housing LenderĀ NMLS #776727