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Enter to Win

OMG!
Take a Joyride
March 1st – June 30th, 2023
3 Months Free*
Four members will be drawn to win three months of payments on us.

Motorcycle, Boat and RV Loans

Enter for a chance to win a prize

equivalent to their monthly payment

up to four hundred dollars ($400).

*Enter to Win
Trip
Win a Vacation
March 15th – June 15th, 2023
$1,500
Qualifying credit card balance transfers will get a chance to win*

Once the transfer is complete

the member will be automatically

be entered into the sweepstakes.

*Enter to Win
Car
Take a Free Ride
April 1st - August 31st, 2023
1 Year No Payments*
One lucky member will win a full year of payments on us*

Auto Loan or Refinance

Enter for a chance to win a prize

equivalent to their monthly payment

up to four hundred dollars ($400).

*Enter to Win

 

Monthly Payment

Loan Amount
$
%
Term Months
Apply Now

Use of a calculator is not a guarantee of credit and is a estimate.

The people at the Warren Branch are the Best!

David - Member since 1978

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Frequently Asked Questions

People Driven finances motor homes, campers, boats, motorcycles, ATVs and snowmobiles!
You may also give us a call at 248-263-4100 to speak with the loan department!

Yes!  All eligible loans can be skipped once per calendar year for a fee of $25.

Fresh Start Auto Loans, Lines of Credit, Mortgages Commercial Loans, and Credit Cards are excluded.

Skip A Payment Form
  1. To make a payment via online banking with funds already in your account, please log in and select ‘transfers’. From there please select where you want to transfer from and which loan you would transfer to.
  2. Log into iTalk (telephone teller) and make your payment. Option 3 for payments.
  3. To make a payment with a debit/credit card please (248) 263-4100.
  4. Set up an auto-transfer from your People Driven account or attach an auto payment to your direct deposit that comes into your account. Give us a call at (248) 263-4100 or stop by any of our 5 branches.
  5. Have us set up an auto-payment from your other financial institution. Please give us a call at (248) 263-4100 and we can send you proper form or you may stop by any of our 5 branches.
  6. You may also mail in a check payable to;  People Driven Credit Union 24333 Lahser Rd, Southfield, MI 48033
GAP (Guaranteed Asset Protection) covers the difference between the cash value of your vehicle and the balance owing in the event the car is deemed a total loss, up to 125% LTV. GAP is a $475 one time fee that can be rolled into the loan or paid in cash. GAP also provides a $1000 credit towards the next vehicle you finance through PDCU and unlimited auto deductible claims for up to five years up to $500 per claim for any vehicle you own and insure. o Covers the difference between the outstanding loan balance and the actual value (determined by the insurance company) of the auto up to the max LTV. o Covers total loss AND unrecovered theft o May cover up to $1000 of the deductible if there is a gap after the insurance pays
GAP insurance is offered during the auto loan process.  Please call us at (248) 263-4100 for more information.

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Disclosures

*APR = Annual Percentage Rate. Your actual APR will be determined at the disbursement and based on your application and credit information. Rates quoted assume excellent borrower credit history. Therefore, not all applicants will qualify for the lowest rate. The rate you receive on your loan will be the rate in effect at the time of loan disbursal. Other restrictions, including vehicle and mileage limitations, may apply. Find out more, on our privacy and disclosures page