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Motorcycle, Boat & RV Loans, Ending Soon!

No payment for 90 Days Plus 3.99%* APR

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  • Overview
    • Motorcycles
    • Motorhomes
    • Boats
    • Travel Trailers
    • ATV
    • JetSki

    No payment for 45 Days

    Rates could be higher for older vehicles. *APR may differ based on loan purpose, amount, term and member’s credit score. Down payment may be required. Other terms and conditions based on Loan to Value. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.  For more information see disclosures below*

    Apply Now

    Monthly Payment

    Loan Amount
    Term Months


    By having all your accounts with a credit union you know that you are getting great rates on everything.

    Apply Now

    Pre-approval puts you in the driver’s seat

    It’s a smart move to get pre-qualified before you go shopping for a Motorcycle, Boat or RV.  Once Pre-Approved  Members can focus on picking the toy you want rather than haggling over financing with the seller.

    Apply Now

  • Rates


    RV’s Boats, Motorcycles

    Rates Effective as of: 03-03-2021
    Term Term Rate (APR)
    Up to 60 Months As low as 3.99%
    61-84 Months As low as 4.49%
    85-120 Months As low as 4.49%
    121-180 Months As low as 5.49%

    APR=Annual Percentage Rate
    Includes: Motor Homes, Campers, Boats, Motorcycles, ATVs & Snowmobiles

  • FAQs

    Frequently Asked Questions

    People Driven finances motor homes, campers, boats, motorcycles, ATVs and snowmobiles!
    You may also give us a call at 248-263-4100 to speak with the loan department!

    Yes!  All eligible loans can be skipped once per calendar year for a fee of $25.

    Fresh Start Auto Loans, Lines of Credit, Mortgages Commercial Loans, and Credit Cards are excluded.

    Skip A Payment Form
    1. To make a payment via online banking with funds already in your account, please log in and select ‘transfers’. From there please select where you want to transfer from and which loan you would transfer to.
    2. Log into iTalk (telephone teller) and make your payment. Option 3 for payments.
    3. To make a payment with a debit/credit card please (248) 263-4100.
    4. Set up an auto-transfer from your People Driven account or attach an auto payment to your direct deposit that comes into your account. Give us a call at (248) 263-4100 or stop by any of our 5 branches.
    5. Have us set up an auto-payment from your other financial institution. Please give us a call at (248) 263-4100 and we can send you proper form or you may stop by any of our 5 branches.
    6. You may also mail in a check payable to;  People Driven Credit Union 24333 Lahser Rd, Southfield, MI 48033
    GAP (Guaranteed Asset Protection) covers the difference between the cash value of your vehicle and the balance owing in the event the car is deemed a total loss, up to 125% LTV. GAP is a $475 one time fee that can be rolled into the loan or paid in cash. GAP also provides a $1000 credit towards the next vehicle you finance through PDCU and unlimited auto deductible claims for up to five years up to $500 per claim for any vehicle you own and insure.
    GAP insurance is offered during the auto loan process.  Please call us at (248) 263-4100 for more information.

Motorcycle, Boat & RV Loans

Why not get the best rate on your next goal

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Cut your Rate in 1/2 special details:

Cut your rate in half promotion includes RV, Motorcycle, Boat, Jet Ski, ATV, and Golf Carts.  

  • Refinance a loan from another institution and we will cut your rate in 1/2
  • Down to our lowest rate of 3.99% depending on credit rating
  • Minimum loan amount $15,000
  • No payments for 90 days
  • Autopay required for the lowest possible rate

*APR = Annual Percentage Rate. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information. Rates quoted assume excellent borrower credit history. Not all applicants will qualify for the lowest rate. The rate you receive on your loan will be the rate in effect at the time of loan disbursal.

Other restrictions including vehicle and mileage limitations may apply.

Find out more, on our privacy and disclosures page

Put yourself in the driver’s seat with help from People Driven Credit Union. Our financing options, rates, and loan pre-approvals can help you find the best car for your needs, at the best price! Enjoy the added convenience of making your payments with a Direct Deposit. * Use of a calculator tool is not a guarantee of credit.

* Members loan terms, including APR, may differ based on loan purpose, amount, term length, and member’s credit profile. Down payment required and other terms and conditions based on LTV (Loan to Value) Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice. For more information visit our website at PeopleDrivenCU.org