Get The Best Car Loan with a Great Low Rate.
Whether you’re looking to buy a new car, pre-owned, or refinance an auto loan, People Driven Credit Union is here to help. We provide auto loans with great rates, 100% financing, and decisions in minutes. Check out how much you can save, stop dreaming, and start driving. Terms up to 72 months*
People Driven Credit Union Members save on the TruStage® Auto & Home Insurance Program
Designed for credit union members like you, the TruStage® Auto & Home Insurance Program provides affordable, top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.
Get your free quote online today or call 1-855-589-2146.*See disclosures below.
According to Consumer Reports®
“Choose a credit union for a car loan because those institutions often offer the lowest rates.” Another good reason to join People Driven Credit Union. The Best Used Car Loan Offer:
- Available on new or pre-owned cars
- Repayment options tailored for you
- Pre-approvals are valid for 30 days
- Save on a refinance even if you have just closed on a loan
The people at the Warren Branch are the Best!David - Member since 1978
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Guaranteed Asset Protection insurance covers the difference between the actual cash value of a vehicle and the balance still owed on the financing. Contact us to learn more!
Mechanical Breakdown Coverage
Don't let mechanical breakdowns kill your budget. Protect your finances with an affordable Mechanical Breakdown coverage. Contact us to learn more!
Member Reward Offers
We believe our members deserve to be rewarded that is why PDCU rewards you for all types of activity.
Classic Car Auto Loan Rates
Classic Cars, 26 Years & OlderRates Effective as of: 02-28-2024
|Term Rate (APR)
|Up to 36 Months
|As low as 9.20%
|37 to 48 Months
|As low as 10.00%
|49 to 60 Months
|As low as 10.00%
|61 to 72 Months
|As low as 10.30%
Frequently Asked Questions
- To make a payment via online banking with funds already in your account, log in and select 'transfers'. Select where you want to transfer from and which loan you would transfer to.
- Log into iTalk (telephone teller) and make your payment. Option 3 for payments.
- To make a payment with a debit/credit card, call (248) 263-4100.
- Set up an auto-transfer from your People Driven account or attach an auto payment to your direct deposit that comes into your account. Give us a call at (248) 263-4100 or stop by any of our five branches.
- Have us set up an auto-payment from your other financial institution. Please call us at (248) 263-4100, and we can send you the proper form, or you may stop by any of our five branches.
- You may also mail in a check payable to People Driven Credit Union, 24333 Lahser Rd, Southfield, MI 48033
- Covers the difference between the outstanding loan balance and the actual value (determined by the insurance company) of the auto up to the max LTV.
- Covers total loss AND unrecovered theft
- May cover up to $1000 of the deductible if there is a gap after the insurance pays