We have a loan for that!
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Vacation Loan
o Loans up to $10k
o Terms up to 60 months
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Pet Loan
o Purchase
o Medication & Veterinary Costs
o Loans up to $5k
o Terms up to 36 months
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Life Situational Loan
o Funeral Expense
o Loans up to $15k
o Terms up to 72 months
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Wellness Loan
o Medical expenses
o Surgery
o Rehab
o Dental
o Prescriptions
o Loans up to $25k
o Terms up to 84 months
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Relocation Loan
o Moving Expense
o Loans up to $8k
o Terms up to 36 months
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Self-Improvement Loan
o Plastic surgery
o Facelifts
o Tummy tucks
o Botox
o Loans up to $20k
o Terms up to 84 months
The best things in life are free, and we’re here for the other stuff.
People need money for home repairs, honeymoons, holiday gifts, travel, tuition, furnaces and furniture, doctor bills, or debt consolidation. Whatever the financial needs of your Michigan family, People Driven Credit Union has a low-cost personal loan that can make your life easy. Start Now!
Online Banking Options
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Online Banking
Review account balances, transfer funds, pay bills, open new accounts, re-order checks, and more using online banking 24/7.
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Mobile App
This is similar to online banking, review account balances, transfer funds, deposit checks, and more through our robust mobile app.
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Mobile Check Deposit
Available through our mobile app, you don’t have to leave the comfort of your own home to deposit a check. Take a picture of the check and make the deposit.
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Online Bill Pay
Paying bills is easy and free with our online bill pay tool. Set up automatic payments, create custom notifications, and more!
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Pay Anyone
If you have a bill due, or if you owe a friend some money, you can send cash via text/email using our Pay Anyone feature at no cost!
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Digital Wallet
Avoid touching payment terminals using contactless payment tools like Apple Pay™, Google Pay™, or Samsung Pay™.
Frequently Asked Questions
In an effort to assist our members during the COVID-19 crisis, People Driven Credit Union is providing a Skip-a-Pay option to our Visa credit cardholders. The skip-a-pay will apply to the member’s May and June payment. If you are eligible, the following message will appear on the member statements that will be mailed in April:
YOU MAY SKIP THIS MONTH’S MINIMUM PAYMENT ON YOUR ACCOUNT, FINANCE CHARGES WILL CONTINUE TO ACCRUE.
Members that have been 30 days late 2 times in the last 12 months or 60 days late 1 time in the last 12 months, will not be eligible.
- Member First Mortgage call (866) 898-1818 OR contact a Payment Solution Specialist (248) 263-4100
- TowneMortgage (formerly known as Americu) call (888) 778-9700
- Mortgage Center call (800) 353-4449
Can I still apply for a loan? Yes. While we have made some adjustments to how we serve you, you can still apply for a loan or credit card online through our website.
Will my online bill payment be posted as scheduled?
Yes. All online bill payments will be processed as scheduled.
Do I still have access to my funds if they come in through direct deposit? Yes. Your funds will be deposited as expected. You can access your funds via online banking, and the People Driven Credit Union app. You can withdraw cash at ATMs and through drive-thru service at local branch centers.
Please call our Member Center and speak with a member of our team to dispute any charges or report fraudulent activity.
How do I get a replacement debit or credit card?
Give us a call at (248) 263-4100 and a member of our team will work with you to get a replacement card sent directly to you.
We have recently added debit card controls inside our phone app.
Enrolling in online banking is a breeze. To get started, all you need is your member number and social security number. To enroll, click here.
Will my online bill payment be posted as scheduled?
Yes. All online bill payments will be processed as normal.
Yes! Your deposits are safe. Your deposits are insured through the National Credit Union Administration (NCUA), which means you can keep your money here with full confidence that it will always be here when you need it.
I need to withdraw cash. What are my options?
Rest assured, just because our branch lobbies are closed, does not mean you do not have access to your money. Your cash may be withdrawn via drive-thru lanes during our normal business hours and by ATM 24/7. To find a surcharge-free ATM near you, click here.
How do I deposit cash?
You can make cash deposits via drive-thru lanes during our normal business hours and at the vast majority ATMs.
How do I deposit a check?
You can make check deposits via drive-thru lanes during our normal business hours, at ATMs and most conveniently via the mobile deposit feature of our mobile app. To learn more about a mobile deposit, click here.
We will remain open to serve you by drive-thru only during normal business hours. You can call us with any questions at (248) 263-4100. (Our McNamara Branch is Temporarily closed)
When will People Driven Credit Union re-open branch lobbies?
As a community partner, we want to do our part to take care of our members. We plan to follow CDC guidelines and best practices as further information is available to us. At this time, we do not have an estimated date to re-open our lobbies. We’ll be sure to communicate this date/time as soon as we can!
Can I still open an account?
Absolutely. While we have made some adjustments to how we serve you at our branches, you can open an account at any time online.
