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A loan designed around your needs

Your dream, we finance!

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The best things in life are free; we’re here for the other stuff.

People need money for home repairs, honeymoons, holiday gifts, travel, tuition, furnaces and furniture, doctor bills, or debt consolidation. Whatever the financial needs of your Michigan family, People Driven Credit Union has a low-cost personal loan that can make your life easy. Start Now!

Frequently Asked Questions

To request a skip-a-pay on a People Driven Credit Union mortgage, please get in touch with your mortgage processor, who is currently servicing the mortgage payments.  If your mortgage application was processed by:
  • Member First Mortgage call (866) 898-1818 OR contact a Payment Solution Specialist (248) 263-4100
  • TowneMortgage (formerly known as Americu) call (888) 778-9700
  • Mortgage Center call (800) 353-4449
Who do I contact about signing a loan that is in process? If you are already working with a Lending Specialist, they can walk you through signing your documents electronically. This can be done from within online banking. You can also reach out to us at (248)263-4100, and one of our specialists will be able to assist you. Can I still apply for a loan? Yes. While we have adjusted how we serve you, you can still apply for a loan or credit card online through our website.
I’m financially impacted by the Coronavirus and may be unable to make my next loan payment(s). What should I do? Rest assured, we’re in this together and here for you. We will be here to provide the financial assistance you need. For starters, we’ve waived the fee on our Skip-A-Payment program, which allows members with eligible loans to skip up to two monthly loan payments so they can keep up with other financial responsibilities. You can complete our Skip-A-Payment form, complete the application in online banking under the services tab, or call us at (248) 263-4100. Again, if you or your family are experiencing financial hardship because of the current public health situation, we can help; tell us what you need. Will my online bill payment be posted as scheduled? Yes. All online bill payments will be processed as scheduled. Do I still have access to my funds if they come in through direct deposit? Yes. Your funds will be deposited as expected. You can access your funds via online banking and the People Driven Credit Union app. You can withdraw cash at ATMs and through drive-thru service at local branch centers.
Who do I contact about card disputes and fraud? Please call our Member Center at (248) 263-4100 and speak with a team member to dispute any charges or report fraudulent activity. How do I get a replacement debit or credit card? Call us at (248) 263-4100, and a team member will work with you to get a replacement card sent directly to you. We have recently added debit card controls inside our phone app.
How do I enroll in online banking? Enrolling in online banking is a breeze. You only need your member and social security numbers to get started. To enroll, click here. Will my online bill payment be posted as scheduled? Yes. All online bill payments will be processed as usual.
Is my money safe? Yes! Your deposits are safe. Your deposits are insured through the National Credit Union Administration (NCUA), which means you can keep your money here with complete confidence that it will always be here when needed. I need to withdraw cash. What are my options? Rest assured, just because our branch lobbies are closed does not mean you cannot access your money. Your cash may be withdrawn via drive-thru lanes during our regular business hours and by ATM 24/7.  To find a surcharge-free ATM near you, click here. How do I deposit cash? You can make cash deposits via drive-thru lanes during our regular business hours and at most ATMs. How do I deposit a check? You can make check deposits via drive-thru lanes during our regular business hours, at ATMs, and, most conveniently, via the mobile deposit feature of our mobile app. To learn more about a mobile deposit, click here.
Are People Driven Credit Union branches staying open? We will remain open to serve you by drive-thru only during normal business hours. You can call us with any questions at (248) 263-4100. (Our McNamara Branch is Temporarily closed) When will People Driven Credit Union re-open branch lobbies? As a community partner, we want to do our part to care for our members. As further information is available, we plan to follow CDC guidelines and best practices. At this time, we do not have an estimated date to re-open our lobbies. We’ll communicate this date/time as soon as possible! Can I still open an account? Absolutely. While we have adjusted how we serve you at our branches, you can open an account online anytime.

 

 

 

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Disclosures

*APR = Annual Percentage Rate: The actual APR and loan term is subject to approval and may be determined upon the borrower’s creditworthiness, the amount borrowed, and the type, value, age, and condition of the collateral offered to secure the loan (when applicable). Rates are effective as of today and are subject to change.

Special Loan Rate Discount: Benefit from a 0.25% reduction when enrolling in our AutoPay service, which is included in the “as low as” rate advertised. The discount is available to those with Direct Deposit of payroll, social security, or retirement and AutoPay setup from a People Driven Credit Union checking or savings account.

Payment Example: Monthly payments of $20.00 for each $1,000 borrowed at 6.55% APR for 60 months.

E H L. People Driven Credit Union is an Equal Housing Opportunity Lender NMLS #776727
All other trademarks are the property of their respective owners.