FAQ Category: Other
How did Shawndricka get so awesome?
A little natural talent, a lot of heart, and the same hands-on training every People Driven Credit Union team member goes through. Shawndricka clearly brings her own spark to every member interaction, but great service like that also comes from a team...
Continue ReadingHow long does a wire transfer take?
Domestic wire transfers are usually processed the same business day if the request is submitted before the daily cutoff. In many cases, funds are available to the recipient within hours. Actual timing can vary based on when the transfer is requested...
Continue ReadingHow much does a wire transfer cost at People Driven Credit Union?
People Driven Credit Union currently charges $30 for an outgoing domestic wire transfer and $50 for an outgoing international wire transfer. Because fees can change, we recommend reviewing our current fee schedule or contacting us directly if you have...
Continue ReadingWhat is the difference between an ACH transfer and a wire transfer?
An ACH transfer is commonly used for everyday electronic transactions such as direct deposit, external account links, and automatic payments. A wire transfer is typically used when money needs to move more quickly, especially for larger or more...
Continue ReadingHow do I send a wire transfer from my People Driven CU account?
To send a wire transfer from your People Driven Credit Union account, call us at 248-263-4100 or visit a branch for assistance. You will need to provide the recipient’s full name, address, account number, and the receiving financial institution’s...
Continue ReadingCan I use People Driven CU’s routing number for direct deposit?
Yes. You can use People Driven Credit Union’s routing number, 272484988, for direct deposit. You will also need your personal account number so your deposit is sent to the correct account. When setting up direct deposit, make sure you provide both the...
Continue ReadingWhat is the difference between a routing number and an account number?
A routing number identifies the financial institution, while an account number identifies your specific account at that institution. You may need both numbers to set up direct deposit, automatic payments, ACH transfers, or external account links. People...
Continue ReadingIs this the final account application?
No. This form is a way to get started and connect with our team. We will follow up to help complete the account opening...
Continue ReadingHow long does it take?
Most requests can be handled quickly once we connect with...
Continue ReadingCan I open accounts for more than one child?
Yes. Use the form to tell us about your interest, and we can help you with next steps for one child or multiple...
Continue ReadingCan I start the process online?
Yes. Fill out the form on this page, and we will contact you to help complete the...
Continue ReadingHow do I open a checking account at PDCU?
You can open a checking account with People Driven Credit Union online or in person at one of our branch locations. Opening a checking account online is a convenient option if you want to get started from anywhere, or you can visit a branch if you would...
Continue ReadingIs it safe?
Yes – NCUA insured up to $250,000, just like FDIC but with the member-owned advantage of a credit...
Continue ReadingCan I have both a savings account and checking account?
Absolutely! Most members open a Membership Savings ($5 to join) + Basic Checking for the perfect...
Continue ReadingWhich earns more – savings account or checking account?
Savings and especially our High-Yield Money Market accounts earn more. Regular checking pays little, while our top-tier money market is paying much...
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