FAQ Category: Other
Can a Youth CD make a good gift?
Absolutely. Parents and grandparents often open Youth CDs for birthdays, holidays, or special milestones. While kids might not fully appreciate the gift right away, the value grows over time.
Continue ReadingWhy choose a Youth CD over a savings account?
A Youth CD earns a higher rate and helps teach the value of setting money aside for a specific period of time—building patience and healthy saving habits.
Continue ReadingWho can open a Youth CD?
Youth CDs are available for members under 18. A parent, guardian, or custodian must be listed jointly on the account.
Continue ReadingCan we keep adding money?
Yes! You can make additional deposits anytime until the CD matures.
Continue ReadingHow long is the term?
The Youth CD is a one-year certificate. At the end of the year, you can renew it or withdraw the funds.
Continue ReadingHow much do I need to open a Youth CD?
Just $25 is all it takes to get started. You can make additional deposits anytime until the CD matures.
Continue ReadingHow do I use Cashback+?
How to get started with Cashback+ Open Your MyPDCU Mobile App Open your MyPDCU Mile App, and locate the CashBack+ widget on your dashboard. Click Get Started. Choose the “Offers” Button From the four buttons below your balance, select “Offers.” Explore the Offers! Spend some time checking out all of the available offers for your favorite places to shop and eat! ...
Continue ReadingWhen should I update my plan?
Review after major life events (marriage, birth/adoption, home purchase, beneficiary changes) or every 1–2 years.
Continue ReadingHow do I get the 20% member discount?
Use our partner link from this page. The discount is applied at checkout.
Continue ReadingWhat can I create with Trust & Will?
Members can create a Will, a Trust-based plan, and related documents such as a financial power of attorney and healthcare directives, depending on the package selected.
Continue ReadingIs this legal advice?
No. People Driven Credit Union does not provide legal advice. Trust & Will offers online tools to help you create estate planning documents. If your situation is complex, consider consulting a licensed attorney.
Continue ReadingCan I open additional accounts later?
Yes. You can open additional savings or checking accounts online, nickname them for specific goals, and set up automatic transfers.
Continue ReadingWhere do I enroll in Online Banking?
Enroll or sign in at my.peopledrivencu.org/login or download the MyPDCU app.
Continue ReadingHow do I set up Direct Deposit?
Give your employer PDCU’s routing number #272484988 and your account number. You can find your account number in Online Banking or on your membership documents.
Continue ReadingHow can I see how much I’ve spent on my card and how much I owe?
You can quickly check your balance in the MyPDCU Mobile App. Just log in, select your Visa® Credit Card account, and you’ll see your current balance along with any past-due amount. Together, this shows your total amount owed.
Continue Reading
