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How do I apply?

The 2025 Summertime PD Quick Cash Loan application is now closed. For the Summertime Cash Loan, visit Personal Loan Options You can also call us at (248) 263-4100 for...

Is there a penalty for paying off my loan early?

No. People Driven Credit Union loans have no prepayment penalties, so you can pay off your loan early and save on...

Can I use these loans for anything?

Yes! Use the funds for vacations, summer camp costs, home improvements, debt consolidation, unexpected bills—whatever helps make your...

Is there a credit check?

Quick Cash Loan: No credit check is required. Summertime Cash Loan: Yes, standard credit review applies and may affect your interest rate and approval...

How quickly can I get the funds?

Quick Cash Loan: Funds may be deposited into your account within minutes after approval. Summertime Cash Loan: Typically funded within 5 business days upon final approval and document...

Do I need to be a member to apply for the PDCU Summertime Cash Loan?

No! PD Quick Cash applicants must be a member in good standing with a minimum monthly direct deposit of $1,000 for at least the last three consecutive months and meet specific eligibility criteria, which may include no recent loan delinquencies. Approval...

Who qualifies for the PD Summertime Quick Cash Loan?

You must be a current People Driven Credit Union member in good standing with a minimum direct deposit of $1,000/month for at least the past three consecutive months. A credit check is not required for this...

What’s the difference between the two loan options?

PD Summertime Quick Cash Loan: Up to $2,000, 9.99% APR, no credit check, $15 fee, available only to current members with qualifying direct deposit. PDCU Summertime Cash Loan: Up to $30,000, available to both members and non-members, with credit...

What is the PD Summertime Cash Loan Special?

It’s a limited-time promotion offering two personal loan options to help with summer expenses. Members can choose between the PD Summertime Quick Cash Loan (no credit check, fast funding) or the PDCU Summertime Cash Loan (a traditional personal loan...

Calculator Disclaimer Personal Loan Rate

The monthly payment at 8.490% APR for a term of 12 months would require payments of approximately $87.22/month, per $1,000 borrowed. APR=Annual Percentage Rate, subject to change. Rate is based on individual creditworthiness and term of the loan. The use of this calculator does not imply nor guarantee loan terms nor approval of financing.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. People Driven Credit Union does not guarantee their applicability or accuracy in regards to your individual circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Member-only Discount Rewards

Accidental Death & Dismemberment Insurance – PDCU provides $2,000 coverage to members 18-69 for free but op-in is required. Members receive discounts on additional supplemental coverage.

Group pricing on auto, home, life & health insurance.

Love my Credit Union – Discount pricing for, Turbo Tax & SimpliSafe Home Security.

Membership Check

Already a Member?
PD Quick Cash is available to PDCU members in good standing who’ve had direct deposit for at least six months.

Current Members Apply Here

Not a Member Yet?
Click Apply for PDCU Membership to apply for membership.

Apply for PDCU Membership

Or explore all personal loan options.

Explore Personal Loan Options

Careers

What job openings are available at PDCU?
To see current job openings at People Driven Credit Union, visit our Careers page at

https://recruiting.paylocity.com/recruiting/jobs/All/0aa7c916-c7ba-4c11-a75f-a43a80fe0bb1/People-Driven-Credit-Union.
There, you can view open positions, learn about our team culture, and apply online.

Membership Check

Already a Member?
PD Summertime Quick Cash is available to PDCU members in good standing who’ve had direct deposit for at least six months.

Current Members Apply Here

Not a Member Yet?
Click Apply for PDCU Membership to apply for membership.

Apply for PDCU Membership

Or explore all personal loan options.

Explore Personal Loan Options

Membership Check

Already a Member?
PDCU members in good standing may qualify for Back-to-School Cash if they’ve had at least $1,000 in monthly direct deposits for the past six months.

Current Members Apply Here

Not a Member Yet?
Apply for PDCU Membership:

Apply for PDCU Membership

Or explore all personal loan options:

Explore Personal Loan Options

Archives

How do I apply?

Is there a penalty for paying off my loan early?

Can I use these loans for anything?

Is there a credit check?

How quickly can I get the funds?

Do I need to be a member to apply for the PDCU Summertime Cash Loan?

Who qualifies for the PD Summertime Quick Cash Loan?

What’s the difference between the two loan options?

What is the PD Summertime Cash Loan Special?

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