FAQ Category: Checking Account Options
How do I open a checking account at PDCU?
You can open a checking account with People Driven Credit Union online or in person at one of our branch locations. Opening a checking account online is a convenient option if you want to get started from anywhere, or you can visit a branch if you would rather speak with someone in person. How to get started To open an ...
Continue ReadingIs it safe?
Yes – NCUA insured up to $250,000, just like FDIC but with the member-owned advantage of a credit union.
Continue ReadingCan I have both a savings account and checking account?
Absolutely! Most members open a Membership Savings ($5 to join) + Basic Checking for the perfect combo.
Continue ReadingWhich earns more – savings account or checking account?
Savings and especially our High-Yield Money Market accounts earn more. Regular checking pays little, while our top-tier money market is paying much more.
Continue ReadingWhat overdraft options are available for checking accounts?
People Driven Credit Union offers several overdraft options for checking accounts, including Overdraft Protection Transfer, Courtesy Pay for eligible accounts, or the choice to have transactions declined if you do not want overdraft coverage. Overdraft Protection Transfer You can link your Basic Checking Account to a PDCU savings account. If you have available funds in savings, money can transfer automatically ...
Continue ReadingWhat types of checking accounts does People Driven Credit Union offer?
People Driven Credit Union offers checking account options for members who want easy access to their money. Our Basic Checking Account is designed for everyday spending and digital banking. We also offer Money Market Plus and High-Yield Money Market Accounts for members who want to earn more than a standard savings account while still keeping their funds accessible. Account options ...
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