ACH Origination Archives

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How do I get started?

Simply fill out the contact form below, and a PDCU Business Services representative will guide you through the setup process. You can also call us at (248) 263-4100 for...

Can I schedule recurring payments?

Yes. You can set up one-time or recurring payments to payees, making it easier to automate payroll, rent, or vendor...

How secure is ACH Origination?

PDCU’s ACH Origination includes multiple layers of security such as encrypted authentication, customizable user permissions, dual approval workflows, and automatic notifications for each ACH...

Is there a limit to how many transactions I can process?

There’s no hard limit on the number of transactions you can initiate, but transaction volume and limits may be based on your account profile and risk...

What types of payments can I make with ACH Origination?

You can make a wide range of payments, including: Employee payroll Vendor and supplier payments Membership dues Interbank transfers State and Federal tax...

Who can use ACH Origination at PDCU?

ACH Origination is available to eligible People Driven Credit Union business members with an active business checking account. Our team will work with you to assess your needs and get you set...

ACH Origination is a service that allows businesses to send and receive electronic payments through the Automated Clearing House (ACH) network. It’s commonly used for direct deposit, vendor payments, recurring billing, and tax...

What is Nacha (National Automated Clearing House Association)?

Nacha, short for the National Automated Clearing House Association, is the nonprofit organization that oversees the ACH (Automated Clearing House) network in the United States. What Does Nacha Do? Manages the Rules: Nacha develops, maintains, and...

What is the Automated Clearing House (ACH) network?

The Automated Clearing House (ACH) network is a secure, nationwide system that financial institutions use to transfer funds between bank accounts in the United States electronically. Managed by Nacha (National Automated Clearing House Association), the...

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Member-only Discount Rewards

Accidental Death & Dismemberment Insurance – PDCU provides $2,000 coverage to members 18-69 for free but op-in is required. Members receive discounts on additional supplemental coverage.