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How does a Debt Consolidation Loan compare to a balance transfer credit card?

A balance transfer credit card typically offers a low or 0% introductory interest rate for a set period, making it an attractive option for consolidating credit card debt. However, the interest rate may increase significantly if you can’t pay off the balance during the introductory period. A Debt Consolidation Loan offers fixed monthly payments and interest rates, providing more stability over the repayment term.



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