The Score Simulator Tool is an interactive feature in the MyPDCU app that lets you see how certain financial actions may affect your credit score. It can help you explore possible outcomes before you make a decision.
What it can help you estimate
You can use the Score Simulator to test scenarios such as paying down a credit card balance, applying for a loan, opening or closing an account, or changing your credit usage. It is designed to help you better understand how different choices may impact your credit profile.
Does it affect your real credit score?
No. Using the Score Simulator Tool does not affect your actual credit score. It is a planning tool that shows hypothetical results only.
Need help?
If you have questions about the Score Simulator Tool or your credit information, call 844-700-7328 during business hours.
