Easy Application Process
No Application Fee
Length of Term Options
Motorhomes, Boats, Travel Trailers, ATV, JetSki & Motorcycles
Loan Amounts up to $30,000
Terms up to 84 Months
Fast & Easy Application Process
Rates Starting at 5.49% APR*
New Or Used Cars & Trucks
Flexible Repayment Terms
Direct deposit & automatic payment suggested for the lowest rate
Affordable Low Cost Mechanical Breakdown Coverage Available
Monthly Payment
The reasons to replace your loan:
- Lower your interest rates
- Change the loan term
- Consolidate debts
- Change your loan type
- Lower your monthly payments
What Refinancing Involves:
- You apply for the new loan.
- If your loan is approved, the new loan pays off the existing debt completely.
- You make payments on the new loan until you pay it off or refinance it.
“Choose a credit union for a loan because those institutions often offer the lowest rates” (Consumer Reports)
The people at the Warren Branch are the Best!
David - Member since 1978
You Might Also Be Interested In...
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Gap Insurance
Guaranteed Asset Protection insurance covers the difference between the actual cash value of a vehicle and the balance still owed on the financing. Contact us to learn more!
-
Mechanical Breakdown Coverage
Don't let mechanical breakdowns kill your budget. Protect your finances with an affordable Mechanical Breakdown coverage. Contact us to learn more!
-
Member Reward Offers
We believe our members deserve to be rewarded that is why PDCU rewards you for all types of activity.
Rates
Personal Unsecured Loan Special
Rates Effective as of: 01-17-2021Max Term | Term Rate (APR) |
---|---|
Up to 36 months | As low as 5.49% |
37 - 60 Months | As low as 5.99% |
61 - 72 Months | As low as 6.49% |
APR=Annual Percentage Rate
New & Used Cars, Trucks, and Vans
Rates Effective as of: 01-17-2021Max Term | Term Rate (APR) |
---|---|
Up to 36 Months | As low as 2.24% |
37 to 48 Months | As low as 2.49% |
49 to 60 Months | As low as 2.49% |
61 to 72 Months | As low as 2.74% |
73 to 84 Months | As low as 3.24% |
2011 or older vehicles add 2% APR
APR=Annual Percentage Rate
RV’s Boats, Motorcycles
Rates Effective as of: 01-17-2021Term | Term Rate (APR) |
---|---|
Up to 60 Months | As low as 3.99% |
61-84 Months | As low as 4.49% |
85-120 Months | As low as 4.49% |
121-180 Months | As low as 5.49% |
APR=Annual Percentage Rate
Includes: Motor Homes, Campers, Boats, Motorcycles, ATVs & Snowmobiles
Frequently Asked Questions
Yes! All eligible loans can be skipped once per calendar year for a fee of $25.
Fresh Start Auto Loans, Lines of Credit, Mortgages Commercial Loans, and Credit Cards are excluded.
Skip A Payment Form- To make a payment via online banking with funds already in your account, please log in and select ‘transfers’. From there please select where you want to transfer from and which loan you would transfer to.
- Log into iTalk (telephone teller) and make your payment. Option 3 for payments.
- To make a payment with a debit/credit card please (248) 263-4100.
- Set up an auto-transfer from your People Driven account or attach an auto payment to your direct deposit that comes into your account. Give us a call at (248) 263-4100 or stop by any of our 5 branches.
- Have us set up an auto-payment from your other financial institution. Please give us a call at (248) 263-4100 and we can send you proper form or you may stop by any of our 5 branches.
- You may also mail in a check payable to; People Driven Credit Union 24333 Lahser Rd, Southfield, MI 48033