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Money Market Savings Account

Money Market Accounts pay rates better than savings, while keeping your funds available.

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  • Overview
    • Higher balances earn higher rates.
    • Six (6) preauthorized transfers and/or withdrawals per statement cycle
    • $1,000 minimum deposit to open
    • Minimum balance of at least $1,000 required to keep the account open

    Enjoy flexibility, and earn a premium interest rate

    Money Market Plus account requires a minimum deposit of $1,000, offers interest calculated based upon the daily balance, and is paid and compounded monthly. Dividend rates are tiered, offering higher rates to higher balances!

    Open one now!

    Should I open a money market savings account?

    Yes, if you want access to debit card access to funds in a pinch and plan to have balances over $1,000  combined with an insured credit union account’s safety.

    Money market savings account advantages

    Better interest rate than you would with a regular savings account. Able to write checks or make debit card purchases on the account.

    "...Professional, knowledgeable and very friendly..."

    Kevin G.
  • Rates


    Money Market Plus Accounts

    Rates Effective as of: 09-23-2023
    Minimum Deposit Dividend/Interest RateAPY
    $1,000 - $2,4990.349% 0.35%
    $2,500- $9,999 0.449% 0.45%
    $250,000 and Above2.960% 3.00%

    APY=Annual Percentage Yield

    Money Market IRA

    Rates Effective as of: 09-23-2023
    Minimum Deposit Dividend/Interest RateAPY
    $1,000 - $4,999 0.349% 0.35%
    $5,000 - $24,9990.449%0.45%
    $25,000 and above1.094%1.10%

    APY=Annual Percentage Yield

  • FAQs

Money Market Savings Account

Money market accounts pay rates similar to savings accounts and have some checking features.

Start Saving Today

People Driven Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield. Please view our Privacy Policy and read our disclaimer regarding links to other sites.