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Money Market Savings Account

Money Market Accounts pay rates better than savings, while keeping your funds available.

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  • Overview
    • Higher balances earn higher rates
    • Six (6) preauthorized transfers and/or withdrawals per statement cycle
    • $1,000 minimum deposit to open
    • Minimum balance of at least $1,000 required to keep the account open

    Enjoy flexibility, and earn a premium interest rate

    Money Market Plus account requires a minimum deposit of $1,000, and offers interest calculated based upon the daily balance, and paid and compounded on a monthly basis. Dividend rates are tiered, offering higher rates to higher balances!

    Open one now!

    Should I open a money market savings account?

    Yes, if you want access to have debit card access to funds in a pinch and plan to have balances over $1,000  combined with the safety of an insured credit union account.

    Money market savings account advantages

    Better interest rate than you would with a regular savings account. Able to write checks or make debit card purchases on the account.

    "...Professional, knowledgeable and very friendly..."

    Kevin G.
  • Rates

    Rates

    Money Market Plus Accounts

    Rates Effective as of: 11-18-2019
    Minimum Deposit Dividend/Interest Rate APY
    $1,000 - $2,499 0.05% 0.05%
    $2,500 - $9,999 0.10% 0.10%
    $10,000 - $24,999 0.15% 0.15%
    $25,000 - $49,999 0.20% 0.20%
    $50,000 - $74,999 0.20% 0.20%
    $75,000 – $99,999 0.20% 0.20%
    $100,000 & over 0.25% 0.25%

    APY=Annual Percentage Yield

    Links to Truth-in-Savings, funds availability and other disclosures can be found in the "Privacy and Disclosure" link at the bottom of this webpage.

    Money Market IRA

    Rates Effective as of: 11-18-2019
    Minimum Deposit Dividend/Interest Rate APY
    $1,000 - $4,999 0.05% 0.05%
    $5,000 - $24,999 0.15% 0.15%
    $25,000 and over 0.20% 0.20%

    APY=Annual Percentage Yield

    Links to Truth-in-Savings, funds availability and other disclosures can be found in the "Privacy and Disclosure" link at the bottom of this webpage.

  • FAQs

    Frequently Asked Questions

    According to Regulation D, a Money Market account can only have a maximum of 6 transfers going out each month.  This includes online transfers, transfers done through iTalk and transfers done with a call center representative.  Once you have reached 6 transfers for the month, you will have to make your way to a branch to make a transfer.

Money Market Savings Account

Money market accounts pay rates similar to savings accounts and have some checking features.

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Disclosures

People Driven Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield. View our Privacy Policy and read our disclaimer regarding links to other sites.