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Money Market Savings Account

Money Market Accounts pay rates better than savings, while keeping your funds available.

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  • Overview
    • Higher balances earn higher rates.
    • Six (6) preauthorized transfers and/or withdrawals per statement cycle
    • $1,000 minimum deposit to open
    • Minimum balance of at least $1,000 required to keep the account open

    Enjoy flexibility, and earn a premium interest rate

    Money Market Plus account requires a minimum deposit of $1,000, offers interest calculated based upon the daily balance, and is paid and compounded monthly. Dividend rates are tiered, offering higher rates to higher balances!

    Open one now!

    Should I open a money market savings account?

    Yes, if you want access to debit card access to funds in a pinch and plan to have balances over $1,000  combined with an insured credit union account’s safety.

    Money market savings account advantages

    Better interest rate than you would with a regular savings account. Able to write checks or make debit card purchases on the account.

    "...Professional, knowledgeable and very friendly..."

    Kevin G.
  • Rates

    Rates

    Money Market Plus Accounts

    Rates Effective as of: 09-23-2023
    Minimum Deposit Dividend/Interest RateAPY
    $1,000 - $2,4990.349% 0.35%
    $2,500- $9,999 0.449% 0.45%
    $10,000-$24,9990.549%0.55%
    $25,000-$49,9991.094%1.10%
    $50,000-$99,9991.144%1.15%
    $100,000-$249,9991.243%1.25%
    $250,000 and Above2.960% 3.00%

    APY=Annual Percentage Yield

    Money Market IRA

    Rates Effective as of: 09-23-2023
    Minimum Deposit Dividend/Interest RateAPY
    $1,000 - $4,999 0.349% 0.35%
    $5,000 - $24,9990.449%0.45%
    $25,000 and above1.094%1.10%

    APY=Annual Percentage Yield

  • FAQs

Money Market Savings Account

Money market accounts pay rates similar to savings accounts and have some checking features.

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Disclosures

People Driven Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield. Please view our Privacy Policy and read our disclaimer regarding links to other sites.